If we vote for Brexit what happens

CLAPTON

wotsthat wrote: »

Heading off topic but if someone wants to marry someone else I don't see why it's any business of the electorate via a referendum OR their representatives in parliament.

the reason is that marriage has legal significance : so some-one has to decide those things : who else will decide ?
e.g.
legal age for marriage
ownership of property
legal guardianship of children
what happens if one partner dies.
etc. etc. etc.

michaels

StevieJ wrote: »

http://www.theguardian.com/politics/wintour-and-watt/2011/nov/24/john-major-davidcameron

I think he failed to mention that it might have been politically unachievable as well....

No one did or does think you can have monetary union without fiscal and therefore political union. The EU did not go ahead with it hoping it could work without fiscal and political union, but rather the opposite.....

ukcarper

kilby_007 wrote: »

True! A lot of people who I work with who all earn decent salaries still live in their overdrafts and on finance. The younger lads especially have 25+yr mortgages, 5% deposit, 50 grand car on a 6/7 year finance deal. A 3% increase would mean drastic lifestyle changes for them, but my bet is they wouldn't be able to live within their means and the lack of savings would mean they would default on their mortgage almost immediately. Even a 0.5% increase would present quite a challenge for someone with a 300K house who reguarly goes £500 overdrawn.

You will be surprised how people cope when they have to.

Grenage

kilby_007 wrote: »

Who said there's a time limit on finding the right house? If it's your first property, I can't see how anything less than a year would give you enough time to understand what properties are worth, which area you want to settle, what you do and don't like, etc. I know that when we started looking we wanted a modern detached house, but after 6 months of looking and finding the same designs/layouts with small gardens we've changed our criteria and we're now looking at semi-detached period properties with big gardens, plus we've also had to up our budget. We now just have to decide which area for shools and shops with a reasonable commute for my wife. Not everybody rushes in and pays the asking price for the first house they see!

You are correct, but for people who knew what they wanted, time was money. A 140k house went for 210 after three years in my area. Any money saved by waiting for a better deal is often lost in rises.

Obviously that's not sustainable indefinitely, but at those times in the market, time is very costly.

Niv

kilby_007 wrote: »

A 3% increase on a 300K mortgage is £900 per month though! If that happened for us we wouldn't default immediately as we have savings, but I would have to start doing a few days overtime each month to keep up. If it was a sustained rate, in the long term we'd have to down size. I work to live, not live to work! I imagine there'd be a lot of people like me though who wouldn't have the option of overtime and they would have to sell up or in the worst case have their home repossessed. I'm saying all of this hypothetically by the way, we're not currently home owners.

Genuine question, how do you work that out? When I use the rightmove mortgage calculator andput in a 3% rate on a 300000 mortgage I get a monthly of £1423 pm, if Iincrease this to 6% it goes to £1933 a difference of £510 not £900 as yousuggested.

indianabones

Niv wrote: »

Genuine question, how do you work that out? When I use the rightmove mortgage calculator andput in a 3% rate on a 300000 mortgage I get a monthly of £1423 pm, if Iincrease this to 6% it goes to £1933 a difference of £510 not £900 as yousuggested.

Agreed. I've done the numbers as well.

£300k mortgage at 5% or less, at 2.99% it's a payment of 1421. Increase that to 5.99% and it comes out as 1932. £510.

Is the poster related to Mr George Osbourne by any chance? Clearly using exagerated figures to make a point.

wotsthat

CLAPTON wrote: »

the reason is that marriage has legal significance : so some-one has to decide those things : who else will decide ?
e.g.
legal age for marriage
ownership of property
legal guardianship of children
what happens if one partner dies.
etc. etc. etc.

Sure, marriage will always be state controlled. Don't recall any referenda about the difficulties associated with anything on your list though.

It's a cop out because despite politicians being willing to make the 'difficult decisions' they're scared of losing the votes of bigots so get the populace to mandate change knowing where the tone of the debate will be set.

A referendum on gay marriage, to me, is up there with a referendum about whether people are allowed to sell houses to the people of the same gender.

CLAPTON

wotsthat wrote: »

Sure, marriage will always be state controlled. Don't recall any referenda about the difficulties associated with anything on your list though.

It's a cop out because despite politicians being willing to make the 'difficult decisions' they're scared of losing the votes of bigots so get the populace to mandate change knowing where the tone of the debate will be set.

A referendum on gay marriage, to me, is up there with a referendum about whether people are allowed to sell houses to the people of the same gender.

I was simply explaining to you why the rules for 'marriage ' need to be the concern of government in response to your confusion on the subject.

Originally Posted by wotsthat View Post
Heading off topic but if someone wants to marry someone else I don't see why it's any business of the electorate via a referendum OR their representatives in parliament.

Clearly the 'bigots' you are referring to are foreign 'bigots' as the UK does allow gay marriage and we didn't hold a referendum on the matter.

mayonnaise

News Release.

UK economy contracts at steepest pace since early-2009

Key findings:
 Flash UK PMI Composite Output Index(1) at 47.7
(52.4 in June). 87-month low.
 Flash UK Services PMI Activity Index(2) at 47.4
(52.3 in June). 88-month low.
 Flash UK Manufacturing PMI(3) at 49.1 (52.1 in
June). 41-month low.
 Flash UK Manufacturing PMI Output Index(4) at
49.1 (52.9 in June). 40-month low.

July saw a dramatic deterioration in the economy,
with business activity slumping at the fastest rate
since the height of the global financial crisis in
early-2009.
The downturn, whether manifesting itself in order
book cancellations, a lack of new orders or the
postponement or halting of projects, was most
commonly attributed in one way or another to
‘Brexit’.

https://www.markiteconomics.com/Survey//PressRelease.mvc/b68c3686a48c40198505b81e4e55cd81

My emphasis

wotsthat

CLAPTON wrote: »

I was simply explaining to you why the rules for 'marriage ' need to be the concern of government in response to your confusion on the subject.

Clearly the 'bigots' you are referring to are foreign 'bigots' as the UK does allow gay marriage and we didn't hold a referendum on the matter.

I wasn't confused about the subject thanks. The sex of the participants entering into a marriage contract is as relevant as the gender of people selling and buying houses. It's a matter of tidying up for a government to remove these out dated constructs. No referenda or fuss required.

The UK, despite some recent unpleasantness, is one of the most tolerant so government calculated it wasn't a vote loser. Very surprised the Australian government would go down this route - they must take a different view.

Bloody foreigners; bigots all of them.