need loan/credit card/overdraft - unemployed - should have money to pay it back by ma

DCFC79

stuckinamoment wrote: »

are payday lenders very bad or are there any who have more reasonable rates like banks?

Payday lenders will require money to pay the amount you borrow hence the name "Payday Lenders".

stuckinamoment wrote: »

i know candyapple, - i just hoped there was an exception.
no unfortunately it is not something the nhs could cover.

okay, so really no other avenues people i could apply to? i have a lloyds account with a little bit of money in, no overdraft, is it worth trying to get a loan with them?

thanks again

There is no exception, what's to stop you not paying the loan and just disappear ? You need a source of income to pay the loan. How much money do you have ?

Maybe not an option but what about your parents ?

stuckinamoment

just over a hundred

stuckinamoment

fruitisbad - thanks but i looked and i wouldnt qualify for more than a few hundred

DCFC79

Can you not get a job to get the money you need ?

stuckinamoment

i cant work until march unfortunately

DCFC79

stuckinamoment wrote: »

i cant work until march unfortunately

I don't see any options for you then.

No money or a little amount with no job.
[STRIKE]
You got a credit card ?

Could you apply for 1 ?[/STRIKE]

Could be other options available that I'm not aware of.

Candyapple

If you need to move, have you tried looking into getting a Crisis or Budgeting Loan from your local council?

https://www.gov.uk/budgeting-help-benefits/eligibility

Do you have a mobile phone you could sell? Computer? Other expensive gadgets?

You still didn't answer if you could borrow off your parents/family/friends?

If you do need to move urgently, can the council not rehouse you temporarily somewhere else?

stuckinamoment

i wasnt sure if i would be accepted for a credit card with no job?

stuckinamoment

council would take a long time

no family i could borrow off

i have nothing worth much value to sell

thanks for all help so far by the way

DCFC79

stuckinamoment wrote: »

council would take a long time

Have you looked into the crisis loan and applied ?

Your Clearscore rating of good is of no use to lenders as they don't see it.

Id look at the local credit union as mentioned in post #11.

What would you do if you cant get the money now and have to wait until march ?

What are you using to pay for food, bills etc /