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Online banking blocked help

So i called my bank to ask and apparently a credit of £300 came into my account [I sold a watch on gumtree]. They blocked my account since they need proof the money was coming in beforehand?!? Is this !!!! legal? I was talking to the person on phone and he sent me a screenshot when he paid the money and my bank is asking i take in a printed copy into the branch with my ID?! Why are they having such possession over my account when it isnt fraud?!
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Comments

  • Money laundering at a guess
  • What is that lol? Just sold a watch and received the money in my bank. Should i be worried?
  • Money laundering at a guess
    What is that lol? Just sold a watch and received the money in my bank. Should i be worried?
  • Money laundering is the generic term used to describe the process by which criminals disguise the original ownership and control of the proceeds of criminal conduct by making such proceeds appear to have derived from a legitimate source.
  • Money laundering is the generic term used to describe the process by which criminals disguise the original ownership and control of the proceeds of criminal conduct by making such proceeds appear to have derived from a legitimate source.
    Ok so what's going to happen now to me? I have proof he was going to send the money (: [thanks for the wiki definition].
  • Ok so what's going to happen now to me? I have proof he was going to send the money (: [thanks for the wiki definition].

    Take in what the bank has requested. If its all above board then you have nothing to worry about.
  • Take in what the bank has requested. If its all above board then you have nothing to worry about.
    They said i should print evidence the person sent the money but we communicated by text. How i meant tk print such off? Should i just take my phone to the branch?

    Thanks for your swift response
  • Exile_geordie
    Exile_geordie Posts: 5,094 Forumite
    They would've got a receipt if paid over the counter or will show in their statement.
    Dont rock the boat
    Dont rock the boat ,baby
  • They would've got a receipt if paid over the counter or will show in their statement.
    Yes I know what I mean is my bank asks me to proof that if the money was expected to come in or not. I talked with the person via text and they asked me to provide photo ID
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    They said i should print evidence the person sent the money but we communicated by text. How i meant tk print such off? Should i just take my phone to the branch?
    You should really be asking your bank those questions.
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