Alway's believe that something wonderful is about to happen!

pennywisepoundstupid

Morning.

Thanks for your kind wishes, feeling much better this morning .
Had a lovely meal out last night and felt much better once out, stuck to drinking iced water and drove home.

Have been up since 6.30 and have managed to get a few jobs, including £bay listings and having another look through next months finances.
My goals for August are -
Put away £50 train tickets, keep checking for best prices (thanks Toni'sfriend).
Continue with summer pot - £130.
Savings - £300
MBNA pay off extra £150.
NEXT pay off extra £250:eek: but apr is more :eek:.

So any extra income will be divided by 4 and split between them, then when I hit a target, split between 3 and so on. My main goal is to pay NEXT off completely by Christmas.

Today i'm having a trip to big town, need to return bits to Next, nip into M&S to use a voucher I have, thinking meal deal. Wilkos for cleaning bits and I need a new kitchen bin as mine has a crack down the side.

DD is working today and I have a few jobs for DS to do at home, which may or may not result in some extra pocket money, depending on attitude and how good a job he does :rotfl:.

Have a great weekend.x.

pennywisepoundstupid

Declutter challenge-

1. out of date tea pods (bin).
2.4 cookery books (charity bag)
3.manky pencils and rubbers (bin).
4.out of date eczema cream(bin).
5. Packet salad leaves (planted).
6. Broken plastic tubs (recycling)
7. Box of chocs
8. Box fruit tea (drank, trying to use up the stash of herbal/fruit tea)
9. marbles (bin)
10. broken bead bracelet (bin).
11. pile work papers (shredded recycled).
12 8 books (charity bag).
13.3 text books (charity bag)
14. necklace (charity bag).
15.dried up pens x2 (bin).
16. old phone case (bin).
17. old birthday/thankyou cards (recycling)
18.old bills (shredded & recycled).
19. xmas socks (charity bag).
20. plastic tumblers (bin).
21. Book (charity bag).
22. recipe cards (recycling).
23. sauce sachets (bin).
24. blunt scissors (bin).
25. various ribbon (work bag, use for crafts In reception).
26. Juice bottle(bin).
27. lunch bag (bin).

pennywisepoundstupid

Had a productive morning in big town-

Took items back to next, so £28 to go back onto account.
Bought DS a new school bag £25 which came out of school uniform budget.
£8.22 spent in $uperdrug on reduced shower gels/face scrub and shaving gel for DH.
Wilkos spent £13.20 on a new bin and cleaning bits.
Went into M&S and managed to get £49.97 worth of food shopping for £26.50 as I stuck to various offers and had a voucher for £5 off a £25 spend,there was 2 bottles of wine and 2 whole chickens so really pleased. also got 2 free pots of seeds, one spinach and one spring onion, so will plant those when I have a chance.

Have had a couple of sales on £bay so need to sort those out and also update sig, then I must do some housework and get washing on the line whilst the orange ball is glowing in the sky.

pennywisepoundstupid

Quite a few sales today on £bay so I've been able to kick start my August challenge early . Decided to ignore general savings until summer saving target is hit.

pennywisepoundstupid

Afternoon diary.

Quiet day today, nipped to a1di this morning and spent £54 but think we are stocked up for the week now. Have a beef casserole in the slow cooker for tonight's tea, just need to make some yorky puds. Been a pretty chilled out afternoon, DS has been playing with his new basket ball and hoop which he loves, DD is hooked on Vampire diaries and has spent the afternoon chilling on the sofa, poor DH is at work so I've been listing on £bay and doing general housework.

Payday tomorrow so I have been through bank accounts and sent £5 each to summer saving pot/mbna/next.

Hope everyone is having a great weekend.x.

Sun_Addict

All sounding good Have a great week.

pennywisepoundstupid

Morning, it's payday:j.

Feel good this morning, I was reading on a diary yesterday about how you have your lightbulb moment and then have further lightbulb moments as you go along your journey, this is how I feel at the minute and although I've been paying off debt and plodding along, I feel as though I've had another surge of enthusiasm.

Had a look at finances this morning, everything is ok and where it should be. I have paid off H&M account that was £46.61, bought DD some bits in May and should have paid it all off in one go but just paid the minimum, stupid when the Apr is about 30%:mad:, anyway I have paid it and it's gone . Have some items finishing on £bay today so hopefully will be able to make an overpayment later to N£XT/MBN@ and some to summer savings.

Last night we were supposed to have beef casserole for tea and I stupidly put the slow cooker on low instead of high :mad:, not a disaster and I didn't send DH for a takeaway, decided to use the sausages that were for tonights tea and made a toad in the hole, so beef casserole is on for tonights tea:D.

To do list-
Plant free seeds from M&S.
Post office run.
£bay listings x5 minimum.
Make choc cake.
Try make overpayments (see above)
Pay off H&M DONE :j.
School Uniform shopping .
Meal plan.DONE
Check train ticket prices for Edinburgh.DONE, need to check times that DH can drop/pickup from station.
FLYADY.
Washing/ironing (2 loads minimum).

Have a great day.x.

please-let-me-be-lucky

All sounding great Xx

pennywisepoundstupid

To do list-
Plant free seeds from M&S.DONE
Post office run. DONE
£bay listings x5 minimum. 3 DONE
Make choc cake.DONE
Try make overpayments (see above)
Pay off H&M DONE :j.
School Uniform shopping . NOT DOING TODAY
Meal plan.DONE
Check train ticket prices for Edinburgh.DONE, need to check times that DH can drop/pickup from station.
FLYADY.LEVEL 1 DONE
Washing/ironing (2 loads minimum).3 LOADS DONE

pennywisepoundstupid

pennywisepoundstupid wrote: »

To do list-
Plant free seeds from M&S.DONE
Post office run. DONE
£bay listings x5 minimum. 3 DONE
Make choc cake.DONE
Try make overpayments (see above)DONE
Pay off H&M DONE :j.
School Uniform shopping . NOT DOING TODAY
Meal plan.DONE
Check train ticket prices for Edinburgh.DONE, need to check times that DH can drop/pickup from station.
FLYADY.LEVEL 1 DONE
Washing/ironing (2 loads minimum).3 LOADS DONE

Not a bad day, managed to get quite a few things done, decided against uniform shop as DD wasn't feeling well.

Busy afternoon on £bay and sold a few items, 3bay fees paid and then sent £10 to each MBN@/N£XT/summer savings.