Contactless payments?

securityguy

robatwork wrote: »

You'll recognise the sceptics who don't like it on the High Street by their tinfoil headgear.

Amusingly, the people who claim that Chip and PIN is far more secure are often the people who ten years ago were railing against the horrors of Chip and PIN and ten years before that were railing against the horrors of debit cards of any stripe. "All change is bad!"

robin58

Actually the biggest problem I find with contactless cards it the fact you tend to stop remembering the pin code.

This is from someone whom you can say a 6 digit sequence of numbers to. I can remember them and quote back them back to you sometime later.

That nearly got me burnt at the stake a couple of times at work for being a member of the dark arts .

I have had to change my card at the last moment when I have been asked for the pin. Sheepishly had to say I could not remember number and used a different card to which I did know the number to.

I am waiting for the day they take the card for 'security reasons'.

robin58

securityguy wrote: »

Amusingly, the people who claim that Chip and PIN is far more secure are often the people who ten years ago were railing against the horrors of Chip and PIN and ten years before that were railing against the horrors of debit cards of any stripe. "All change is bad!"

To be honest when something is between you and a large payday, every system is insecure, someone will always find a loophole in the system.

bumpercars99

derrick wrote: »

"Contactless cards" is a bit of an oxymoron! You have to make contact, from , if you have to "touch your contactless card against the symbol.........", you are making contact, so not contactless, should be called touch and pay.

Much better than all the "Wave and Pay" advertising that used to be around. The transaction doesn't normally work if you wave it around wildly but when you tell people to hold it still they're always like "it says wave and pay"

Ballard

I just witnessed someone leaning over and paying for an elderly lady's £4 shopping bill with his contactless card because he'd apparently won some money and was in a good mood. The woman didn't realise until he was about to leave the shop.

She tried to run after him but he'd gone. I'm not sure whether she was grateful or upset about it.

derrick

securityguy wrote: »

I'm sorry, but contactless cards (of the sort involved in payment systems) are defined in ISO 14443-1:2008+A1:2012, which defines contactless as follows on page 1:



If you think that ISO/IEC are interested in your reference to OED, feel free to ask them to change the nomenclature used in fifteen years of standardisation work.

And who is going to be reading that? Joe public will use the easiest explanation, already given, contactless is not touching and contact is touch, the banks and Visa say to touch the terminal

anoncol wrote: »

Lol, I can't believe what I'm reading.

How do you explain it working when I don't touch it?

How do you explain it not working unless touched?

It seems that some work without touching but all will work by touching, (banks and Visa's instructions),so it should be described more accurately by stating, "touch and pay", (as signs near some terminals state), as it will always work that way.

.

Chomeur

I think you have to be careful to check that the amount you're paying is what you expect. It's all too easy not to. I've sometimes asked retailers if they take contactless payments and them then say "Yes, would you like me to do that for you?" You say yes and you never actually see the amount that is going through. Because it's a small amount you don't bother with a receipt. You probably should remind the retailer to actually show you the amount on the machine first.

Archi_Bald

derrick wrote: »

How do you explain it not working unless touched?

It seems that some work without touching but all will work by touching, (banks and Visa's instructions),so it should be described more accurately by stating, "touch and pay", (as signs near some terminals state), as it will always work that way.

All will work without touching. Everyone who has ever used a contactless card knows that. Why don't you try it for yourself instead of making up stories.

derrick

Archi_Bald wrote: »

All will work without touching. Everyone who has ever used a contactless card knows that. Why don't you try it for yourself instead of making up stories.

No they don,t, see post #23.

If they do the why do Visa and the banks tell you to TOUCH the reader? See post #23 again.

I have no intention of using my payments in this way.


It really is quite simple, contactless means not to touch, ie. no contact.
Touch means to make contact, i.e. not contactless.

Ergo if some cards won't work until you make contact they cannot be contactless.

Also if you have to get so close for "contactless" payment, (around 2 centimetres), why not go that extra mile and touch the reader, that way payment is guaranteed, (unless a faulty card or reader), as instructed by Visa and the banks, post #23 again.

My point was, and still is, that to call them contactless payments is an oxymoron and wrong, as confirmed by the banks and Visa instructions on how to use them, "Touch the reader with your contactless card" I mean come on, the statement itself is an oxymoron!

Anyway enough, you go your merry little ways, your the type that calls a PIN, a Pin Number, a VIN a Vin number, a PAC a Pac code etc, etc, it is just PIN, VIN, PAC. I'm out.

.

rogue999

derrick wrote: »

No they don,t, see post #23.

If they do the why do Visa and the banks tell you to TOUCH the reader? See post #23 again.

I have no intention of using my payments in this way.


It really is quite simple, contactless means not to touch, ie. no contact.
Touch means to make contact, i.e. not contactless.

Ergo if some cards won't work until you make contact they cannot be contactless.

Also if you have to get so close for "contactless" payment, (around 2 centimetres), why not go that extra mile and touch the reader, that way payment is guaranteed, (unless a faulty card or reader), as instructed by Visa and the banks, post #23 again.

My point was, and still is, that to call them contactless payments is an oxymoron and wrong, as confirmed by the banks and Visa instructions on how to use them, "Touch the reader with your contactless card" I mean come on, the statement itself is an oxymoron!

Anyway enough, you go your merry little ways, your the type that calls a PIN, a Pin Number, a VIN a Vin number, a PAC a Pac code etc, etc, it is just PIN, VIN, PAC. I'm out.

.

Ah - sorry, didn't realise you were in the store during port #23 to see exactly what happened. It could easily have been the cashier that hadn't pressed 'card' (as opposed to 'cash') on the till - you can't use it until it asks for the card - just like chip and pin.

OP - give it a go, it's certainly faster and easier to use (not that chip and pin is difficult). I've been using my card 3/4 times a week roughly since end of October and was only asked for my pin on the very first transaction - which is usual I think.