order sofa from scs new years day

wealdroam

unholyangel wrote: »

Sorry, didn't realise you had been present for the purchase and knew what OP had seen and/or signed.

One does not need to have been present at the time of the sale to know what the OP has seen and signed.

He told us exactly that in the opening post:

craigyjr wrote: »

as i said i know it is my own fault i was gullible enough to sign a agreement without checking total prices.

BykerSands

unholyangel wrote: »

Sorry, didn't realise you had been present for the purchase and knew what OP had seen and/or signed.

What do you think he signed?

His posts have already said there's 48 payments and the sofa cost £4600 all on his piece of paper.

unholyangel

tomtontom wrote: »

The OP has acknowledged that the relevant information was on the paperwork signed, and has twice acknowledged that he is the one at fault here. So unless you were there, it seems fair to go with what the OP has told us?

Yep OP did admit they were at fault - so why people keep needing to beat him over the head with that fact is beyond me.

Likewise, at no point does the OP tell us exactly what was discussed or exactly what he signed. He said the credit agreement was done on the computer and then they shook hands, signed and left.

However, I'll repeat what I've been saying from my first post. OP can cancel. He just might not be able to do it free of charge unless he can argue he's been missold. I have never at any point said OP was missold - just that it should not be for the consumer to constantly second guess the retailer when they have already made their needs/requirements known to the retailer.

And I find the whole "retailers are trying to make money, you need to check check and double check that they're not ripping you off/lying to you/trying to swindle you out of more money or else its completely your own fault" attitude quite bizarre, especially on a consumer rights board. But hey, how stupid of me for having expectations that people should be transparent, honest and trustworthy.

unholyangel

BykerSands wrote: »

What do you think he signed?

Could have signed a take away menu for all I know. Or he could have signed a credit agreement that doesn't detail the price of the goods, the repayment amounts & frequency and also the total amount repayable. Or could have signed an agreement for the sofa.

Not all credit or sales agreements are valid you know.

BykerSands

unholyangel wrote: »

Could have signed a take away menu for all I know. Or he could have signed a credit agreement that doesn't detail the price of the goods, the repayment amounts & frequency and also the total amount repayable. Or could have signed an agreement for the sofa.

Not all credit or sales agreements are valid you know.

It must have had the price on as he said.

craigyjr wrote: »

i did not go back in to see how much it cost i looked at the peice of paper i had giving the sales rep my price range and thought she had followed it so i did not ask or look at prices

But as you said I'm sure SCS are using sales and credit agreements that aren't worth the paper they're written on.

unholyangel

BykerSands wrote: »

It must have had the price on as he said.




But as you said I'm sure SCS are using sales and credit agreements that aren't worth the paper they're written on.

Where did I say that?

Anyway, have a look at past scs threads and you'll see they'll quickly fold when challenged over the no cancellation policy with some carefully chosen words from the consumer.

And of course, they have never ever ever been investigated or fined by Trading Standards/OFT or the ASA because its completely up to the consumer to ensure they're not being taken for a ride and there is no such thing as unfair trading.

The-Truth

craigyjr wrote: »

dude i never swore at him or called him any names i just told him how upset if was using a few unkind words

So if they weren't that bad then surely you can say what they were on here? It seems very odd you can't. That seems to suggest they would have been abusive. If they weren't then what did you say? (to some minimum wage worker on new years day).

craigyjr

can i just say guys i am in no way blame scs and for the person who said i was looking for compensation i think its time you grow up all i was asking for is abit advice on my rights and information on how my credit rating maybe effected if i cancel the finance agreement and just dont pay for the sofa, i know and have twice admitted i am the 1 in fault im not making excusses been have you ever been hopping with a 2 year old that is screaming the shop down let me tell you they take up most of your concentration and you rush things too get out of shop asap, i even told the sales rep my sons a bit upset can you just put a list prices on paper for me i will go home and talk it over with partner to which she basically said well just sign it the ring up and change it once you talked about it so i did but it no point was i told i could not cancel until i rang up and asked to cancel

craigyjr

The-Truth wrote: »

So if they weren't that bad then surely you can say what they were on here? It seems very odd you can't. That seems to suggest they would have been abusive. If they weren't then what did you say? (to some minimum wage worker on new years day).

i forget exactly what i said but i never told him he was anything all i basicaly said was the system scs use is a fing joke but what does it mater he was no minimum wage call centre clerk he was another sales rep in the same store as i rang the store direct

craigyjr

but for a forum where people come the ask for advice and help from fellow members the majority of you guys are quick too jump on that persons back and make fun of them, no matter how simple the problem is or how gullible that person has been they are here for help not too be bullied by internet bullies