step children & finances

silvercar

JReacher1 wrote: »

Your link is pointless. There is nothing in there that says an 18 year old can't register their address at the parents house with the lower income to improve their benefits.

In fact it appears many people do this and none of them are seen as "crooks" as you so nastily put it.

http://www.theguardian.com/money/2014/jan/26/wealthy-students-grants-poor-divorce

If you read the article, it is saying that some students who receive grants / high loans are not poor (because they have income from NRPs), because the system does not include the NRP's income in calculations. It doesn't say that people lie about residence in order to maximise student finance. It is criticising the way the system calculates the finance not suggesting there is vast cheating going on.

missbiggles1

JReacher1 wrote: »

I assuming you're referencing your own link you posted....

When in hole.... stop digging.

silvercar

JReacher1 wrote: »

its not a lie. The child is going to university so is no longer living at home. Therefore you can register the child's official address as the one which provides the maximum financial benefit.

Let's start with the basics. Student finance is based on the finances in the year before starting university. Student finance applications are made in the Spring/ Summer before starting university. At that time student's residential address will be based on facts and can be verified with eg where the child benefit goes/ CTC applications/ school etc

JReacher1

missbiggles1 wrote: »

When in hole.... stop digging.

Yes when you're wrong attack the man not the argument. It's a clever strategy......

JReacher1

silvercar wrote: »

Let's start with the basics. Student finance is based on the finances in the year before starting university. Student finance applications are made in the Spring/ Summer before starting university. At that time student's residential address will be based on facts and can be verified with eg where the child benefit goes/ CTC applications/ school etc

Many students take a year out and don't start uni until they are 19. How does that fit in with your little story?

At the end of the day you can moan all you like. I am thankfully happily married but I know 4 people who have switched residences to maximise finance. It's perfectly acceptable and they are not as yourself and the other extremely nasty poster said "crooks or fraudsters".

That is the problem with this forum. Too many unpleasant keyboard warriors.

silvercar

JReacher1 wrote: »

I didn't realise that university students got child benefit.

That's what I love about this site. I find out things that I never knew before. I'll pass the good news onto my wife.

Read and learn.

A potential university student applies for student finance when they are still at school, while they are nearing the end of their A level studies. At this point they are still a child, usually under 18, so their parent with care is potentially eligible to receive child benefit.

If the SLC suspected fraud or were doing routine checks on an application, they could compare the address the student registered as their home address with the address of the parent in receipt of child benefit.

JReacher1

silvercar wrote: »

Read and learn.

A potential university student applies for student finance when they are still at school, while they are nearing the end of their A level studies. At this point they are still a child, usually under 18, so their parent with care is potentially eligible to receive child benefit.

If the SLC suspected fraud or were doing routine checks on an application, they could compare the address the student registered as their home address with the address of the parent in receipt of child benefit.

Lets ignore your massive assumption that everyone who goes to university is 18 and straight from school....

Why would the SLC suspect fraud if you say you live with a lower income parent? As I understand if there is nothing legal that says a 18 year old must live with there mum or dad.

Plus if you've got half a brain you'll transfer the child benefit over for the final year.

silvercar

JReacher1 wrote: »

Many students take a year out and don't start uni until they are 19. How does that fit in with your little story?

At the end of the day you can moan all you like. I am thankfully happily married but I know 4 people who have switched residences to maximise finance. It's perfectly acceptable and they are not as yourself and the other extremely nasty poster said "crooks or fraudsters".

That is the problem with this forum. Too many unpleasant keyboard warriors.

I know a mother who instructed her child to omit her live in partner on the student finance application was made. The loan was calculated according to her income alone and not that of the NRP (as is the rules) and not that of the new partner (breaking the rules). The finance people found out and withdrew all finance to the student. The student then couldn't afford the £9,000 tuition fees plus total maintenance and couldn't go to university.

Lying carries the risk of being caught.

JReacher1

silvercar wrote: »

I know a mother who instructed her child to omit her live in partner on the student finance application was made. The loan was calculated according to her income alone and not that of the NRP (as is the rules) and not that of the new partner (breaking the rules). The finance people found out and withdrew all finance to the student. The student then couldn't afford the £9,000 tuition fees plus total maintenance and couldn't go to university.

Lying carries the risk of being caught.

Yes but that's different. That is hiding an income of someone who lives with the child. I agree with you that this person is a crook and a fraudster. I hope you don't see her anymore.

That is different to moving the student to her other parent for Their university years. There is nothing wrong with a student choosing to live with their dad for three years to receive better financial support.

Jojo_the_Tightfisted

Absolutely equal. If his needed something and he couldn't pay for it, I would without hesitation. If mine were young enough to be dependent in the same way, the reverse would apply.

If you're with somebody who has children, you love and take that person with all that comes with them.