I want to be free - of debt.

Doris17

Good morning,

Training day in work for me today, means a 1hour 10 min drive instead of my normal 5 min drive. Thinking of the expense claim

Finding eBay slow at the mornent, drafted several summer items that I will upload later.

Hopefully today will be a NSD, don't know if lunch is included.

Have a good day all.x

Doris17

Not long back from my training road trip, days like these when your stuck on the motorway and it hot, I'm grateful I work 5 minutes from home. Training was good, will take so much back to use in the work place.

Planted out two cucumbers, hope they will grow outside the greenhouse, lettuce seeds are in, hopefully won't be too long and I will not have to buy any.

Draft items listed on eBay, fingers crossed for sales.

Small spent on lunch £2.50, no lunch provided.

Dinner this evening is pasta with tomato sauce and garlic bread, also salad for me.

tori.k

It will pick up on Ebay everyone just making the most of the weather.

Garlic bread I could eat it with every meal ..im trying to cut down on the carbs and failing miserably

Doris17

Not much going on here at the moment, money wise ok, another DD going out to MBNA (2) tomorrow will update then.

Yesterday was a small spend day £3.50, my weekly get together with the ladies.

Have a few hours to take in work, may start the weekend two hours early tomorrow, take advantage of this fab weather.

Have a good day all.x

Doris17

Good Morning

All going ok, still have money in the bank.

Payments gone out to:

MBNA (2) £44.30
Loan £144.75

Repayments in June £759.27.

Weight lose is not going so good, so I have decided that I need the scales of SW, so Saturday morning I will be off to enrole at the local club.Would like to lose a stone in the next 12 weeks before our holiday, rather spend money on SW than on a new wardrobe, feeling uncomfortable in most of my clothes.

On a positive note changed my hours at work to start at 8am and finish at 3.30pm and I have a bid on a few items on eBay :j first in weeks.

Doris17

Today has been a super busy day in work and I feel mentally exhausted so not planning to do much this evening apart from dinner and a long soak in the bath.

Checked Next Statement earlier, return items have been credited back to the account, items were returned months ago, I need to keep a more careful check. Will up date my totals tomorrow as I going to make a payment to them as well. Slowly slowly using things up, in the bathroom cupboard and in the kitchen cupboards and freezer.

Doris17

Good Morning,

Fell off the wagon big time! Really need to sort myself out. Plans will be put in place to achieve something by the end of the year.

Doris.

Doris17

I logged in to Martin's Credit Club this morning, registered a while back and don't think I logged in, well I was shocked to see my debt figure looking at me more that I thought. So I really need to make big changes to get rid of this debt. I will be logging into Credit Club every months to keep track of things. Martin you are an :A, easy to read and all the information is there.

On my To Do List
* Pay £101 to MBNA.
* Close First Direct Credit Card.
* Have 15 NSD by the end of the month.
* No more buying stock of my eBay shop this month ( I have just started as an eBay seller, registered to pay tax, so all above board).
* Try and pick up an extra shift when I go back to work tomorrow.
* Keep a spending diary.
* Do 2 Car boot sales by the end of the month.( Month towards holiday spends in September)
* Use what we have in the cupboards, fridge and freezer.
* Set a budget of £80.00 to last until the end of the month for food, petrol etc.

I have said all of this before and I am still in the same boat. My dream is to be self employed however until the debt and mortgage is repaid this is on hold. Going to take each day as it come and make a small step each day to debt freedom.

So today has been a NSD, took a day off work to wait for the washing machine repair man, only had the machine 7 months and it broke down last week: eek: Engineer has made a temporary repair until to new past arrives and I can now do some washing and the sun has come out so I can hang the clothes on the line to dry.

Dinner this evening is from the freezer, lasagne I made a few weeks ago and garlic bread that is in there. Will make a salad using cucumber and tomatoes from the greenhouse and there is lettuce and peppers in the fridge.

I have also had a good listing day so fingers crossed for some sales.

Doris.x

Doris17

Today has been a NSD. Text this morning asking if I would work 3.5 extra hours today, so I did, will be getting paid not taking time back as I normally do,taken food into work as well. Also in 1 hours earlier in the morning,so 4.5 extra hours so far this month.:j

I have also closed a credit card that was paid in full and reduced my overdraft by £10.00. Had a eBay sale earlier so need to pack that up later to post tomorrow.

Doris17

Good Morning,
Managed to get myself into work for an hour earlier,will admit it was a struggle. Fetched breakfast and lunch in with me and have no plans to leave the building to spend money so a NSD. Correction I will have to venture out to the post office later to post my parcel, will be using my other bank account card and postage is already paid by buyer. Will have to walk very quickly past the charity shops, there are several on our Main Street.

This morning I have made a payment to MBNA £11.57, £90.00 left to clear however I think there is some intrest to be added Also moved money from PayPal to business saving account for tax bill.

This evening is going to be spend listing more items, I have a big pile of stuff to list.