I want to be free - of debt.

1974nicola

Well done. It all feels like an achievement.

Doris17

1974nicola wrote: »

Well done. It all feels like an achievement.

Thank you 1974nicola.

eBay sales packet up, more items ending tomorrow, will be able to make another payment to Argos on Monday.

I have made a transfer from BC to Halifax, £1500 0% for 21 months. BC is my next debt to target 0% runs out in May, balance is about £4100.

My car is going for it MOT on Monday, not expecting any problems, not doing many mile at the moments, if all is well should be able to pay off Argos with the money I have allocated for repairs. Will be giving car a good clean later as the sun in out.

Doris17

Sleepless night,worrying about my car going for it MOT

Doris17

Car back yesterday from MOT £ 255.00 more than I thought. Will make over payments to Argos from eBay sales.

12_month_challenge

Doris17 wrote: »

Car back yesterday from MOT £ 255.00 more than I thought. Will make over payments to Argos from eBay sales.

Hi Doris and sorry you had to spend out on your car

But its just a little knock. Try not to stress about it too much. Just carry on as you are and Argos will soon be gone

Any little overpayment you make to it will reduce it a little further. Keep going you are doing OK

Doris17

12_month_challenge wrote: »

Hi Doris and sorry you had to spend out on your car

But its just a little knock. Try not to stress about it too much. Just carry on as you are and Argos will soon be gone

Any little overpayment you make to it will reduce it a little further. Keep going you are doing OK

Thank you 12MC.


Made another payment to Argos today £82.08. Nearly there. eBay sales have been going well, I am please that items are leaving the house, long may it continue.


Spoke to Lloyds this morning to cancel my CC, the man I spoke to said there was a 0% transfer for 27 months, so I thought I would transfer some of my Barclay card balance, after speaking to several people told I was only eligible for a 6 months transfer, so asked to cancel my card again, then told if I ring back on Monday I can speak to the sales team and see what they can offer me. So I will ring on Monday, fingers crossed.


In work today, so a NSD for me. Out to lunch with my mum tomorrow, mum paying, haven't seen her for a while will be great to have a catch up.

12_month_challenge

Doris17 wrote: »

Thank you 12MC.


Made another payment to Argos today £82.08. Nearly there. eBay sales have been going well, I am please that items are leaving the house, long may it continue.


Spoke to Lloyds this morning to cancel my CC, the man I spoke to said there was a 0% transfer for 27 months, so I thought I would transfer some of my Barclay card balance, after speaking to several people told I was only eligible for a 6 months transfer, so asked to cancel my card again, then told if I ring back on Monday I can speak to the sales team and see what they can offer me. So I will ring on Monday, fingers crossed.


In work today, so a NSD for me. Out to lunch with my mum tomorrow, mum paying, haven't seen her for a while will be great to have a catch up.

Great going with Argos :beer:

I bet the CC company will make you a better offer when you ring again. They dont like losing customers so fingers crossed for you/


Keep up with the ebay sales. I need to list some more things. Should get my back side in to gear and sort this out.

Enjoy a lovely catch up with your mum

Doris17

Thank you 12MC had a lovely catch up with my mum.


Argos card has been cleared today, will be closed next week.


No joy with balance transfer from Lloyds however my bank gave me a 27 month deal so I will transfer some of the Barclaycard balance and then focus on clearing the Barclaycard as 0% runs out in May.

12_month_challenge

RIP Argos :T

Good for you Doris.

Also a very well done on organising you CCs and getting as much as you can on 0%.

Your plan seems to be going very well.

Keep going

Doris17

Hello diary,
What happens when you don't keep on top of things? they go terrible terrible wrong.
Not been a good couple of months, only I can make the changes needed to make things better. Debt has increased, there are three small ones I'm going to deal with first, Next, Argos and First Direct C.C,total about £2000. Want cleared by the end of the year.
Need to start focusing again and making sure I post everyday.

1st June starting to move forward again