I want to be free - of debt.

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  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    Doris17 wrote: »
    Hello diary,
    What happens when you don't keep on top of things? they go terrible terrible wrong. :(
    1st June starting to move forward again :)



    Hi Doris and welcome back


    Don't panic we have all had setbacks along the way. You're not the first and you wont be the last.


    As you said 1st June is upon us and you move forward from here. What's done is done.
    Anyway welcome back and good luck with your journey.


    12MC
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • Doris17
    Doris17 Posts: 685 Forumite
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    Thank you 12MC, good to have focus again.

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

  • Doris17
    Doris17 Posts: 685 Forumite
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    Been very productive this morning. :)

    Dog has been walked, washing is on the line blowing in the breeze and lunch has been made for work.

    Been a change in my pay date to the last day of the month, so much better for me. Figures have been worked out and I know how much I have left until next month. :)

    Balances on the debts I want to clear first are :-

    First Direct CC £970 - paid £70.00 - balance £900.
    Next £505.02 - paid £150 - balance £355.02
    Argos £543.83. - paid - £253.86. - balance £289.97
    Start total - £2018.85 - end balance - £1544.99

    Debt payment total June - £473.86

    Payment been made to Halifax CC £42.24

    Debt payment total June - £516.10

    Today will be a spend day, £3.50 this evening and I need to buy some antihistamine's my feet and legs have come out in heat rash and its itching like crazy. :(

    Feels good to be focusing again. :j

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

  • Doris17
    Doris17 Posts: 685 Forumite
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    Also weighted this morning 11st. :( Pounds needs to be lost here too.

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    Doris17 wrote: »
    Also weighted this morning 11st. :( Pounds needs to be lost here too.



    I can totally relate to this also Doris. I have also slipped on this too. :(


    Well done on your progress so far. You have been very productive this morning. :T


    Keep going Doris
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • Doris17
    Doris17 Posts: 685 Forumite
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    Tired this morning after a lovely evening with friends. Few bits done, washing is on the line, dog has had a walk, lunch prepared for work and two small payments made.

    Next £355.02 - paid £5.02 - balance £350.00
    Argos £289.97 - paid £9.97 - balance £280.00

    Repaid in June - £531.09

    Planning to do a carboot sale on Sunday, will have a sort through the garage this evening, also have a few bits to load on EBay this evening.
    Today will be a NSD, leaving purse at home :) also leaving car a home going to walk to work.

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

  • Doris17
    Doris17 Posts: 685 Forumite
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    edited 6 June 2016 at 5:58PM
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    To do in June:

    ● Two carboot sales - 1 done.
    ● Lose 5lbs - On going
    ● Pay Next - Close account - £350.00 left to pay.
    ● Paint small side-table - Completed.
    ● Grocery shopping under £150 - £38.99
    ● Lunch to work everyday - 4
    ● 10 NSD's - 2

    Small steps.:)

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

  • Doris17
    Doris17 Posts: 685 Forumite
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    Today has been a NSD 1/10.
    Walked to and from work, need to take the car tomorrow, however will be able to claim expenses.
    Listed 5 items on eBay.

    Not a lot else to report. :)

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

  • Doris17
    Doris17 Posts: 685 Forumite
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    Fantastic morning here. :)

    Dog has been walked and fed. Lunch prepared for work.Busy day ahead, have to help a client move, hopefully won't take to long. Will be a spend day, the car will need petrol.

    Mr D has asked for fish fingers and chips for dinner this evening, :) nice and easy.

    Lots of items in the front room for the carboot, also items in the garden ready to go.:)

    Have a good day all.x

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

  • Doris17
    Doris17 Posts: 685 Forumite
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    Today was a spend day £25.00 for petrol.Supper busy day in work,so glad to be home,Mr D is cooking dinner.

    Have a lovely evening all.x

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

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