Hello Again...

Abz12

So here goes another month...

I have written my budget down even down to extra spare spend me in the week. Already ordered the shopping and managed to get under £50 so happy about this.

I hope I can stick to it this month. One of my friends paid me back for the spa break I paid for so putting that towards spends for barca. Wish me luck!

Abz12

So far so good on track...not spending on pointless lunches at work and had a chat with the OH bout saving when we come back from holiday. Can't wait for this break!

Abz12

Paid off my family, one debt cleared!!! Hip hip horray!!!
Seem to have more money than thought so will see how we go once my birthday week has finished before any more off my debts! :-)

Abz12

Had a fab time in Barcelona. Spent way too much money but plan to start all over again on Monday ;-) may will be a complete write off for overpaying on debts so the countdown starts again in June.

Kitten868

Well done on paying back your family. Glad you've had a lovely holiday.
Back to cracking on
What are your totals now? X

Abz12

Thanks kitten :-)

I have updated my signature. It is difficult to see the nationwide card increasing again but I enjoyed Barcelona and feel a lot more relaxed about it than I did previously.

Life is about experiences and that is how I have decided to treat my 27th year of life. I will be debt free by the time I'm 28 and hopefully in my own home.

I promise to keep more of an eye on my finances than I have done in the past month and enjoy myself in moderation. First and foremost I would like to be a healthier weight so this is my challenge whilst debt busting. 3st 8lb to go.

No more keeping up with the the Jones'

Anyway rant over....so thanks to my holiday I have approx £450 left in my account and 12 days until payday! Only one lunchtime meal planned with my old boss and a day trip to the seaside (split in petrol)
I have half a tank of petrol which going to work and back will not cost much and I prob won't need to fill up until the end of next week. Still have £25 left of my £50 a month budget for this anyway.

I am wondering whether I should put what ever is left towards the nationwide card or put it away for my car tax, service/MOT in September? I am thinking the latter as I only have £130 saved currently and it's just my luck that something will need fixing with the car. I don't want to be borrowing from family again and I wrote off may as a debt busting month already. My car tax is £110 and I put £50 away into this easy access account every month so by August there will around £300. I suppose if there is any left over I can always pay it off the card then. Anyway your comments are welcome..

Abz12

I also forgot to celebrate the fact that I have broken the £3k barrier on the Halifax card!!!!!!!!!! I am now sitting at £2,999 (I transferred £4.11 to get it just under! )

Abz12

Last day of my annual leave and I met with a friend who is on maternity leave. Did a bit of shopping and bought the final thing for the hallway and some bedside lamps. £54 on top of the credit card but I'm not unhappy with this. Roll on June when I can start paying it off again.

Abz12

First day back to work. Only spend was yoghurt and strawberries for the week. £3.10.

Abz12

NSD for me. Well technically, I did give the OH £20 for meat but this was already budgeted for in the month and came out my purse instead of the hole in the wall.

Tomorrow is a work event so will be catching the train at £3.70 and probably having a drink or three...! Do not intend to spend more than £10. Promise!