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The January Jolly Jaunt on the Med NSD Challenge

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  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Happy New Year NSD gang!

    This year I have set proper budgets for food, fuel and a set amount for petty cash incidental, e.g. hairdresser, massage therapist (yes, a massage therapist, ooh, get me! Well, it is one of my few luxuries in life) Anything that does not fit into the budgets, or exceeds the budgets, is a spend.

    Now away to pack for the NSD gang luxury Mediterranean cruise!
    One life - your life - live it!
  • zenshi
    zenshi Posts: 1,133 Forumite
    Part of the Furniture 500 Posts
    My normal 15 please. I could do with a bit of sun :D
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
  • Can I join for january please

    Aim is for 16 NSD

    Thanks
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • Yay gang and newbies:Happy new Year!!!

    I hope that there aren't too many sore heads or dodgy tummies today.Igor was serving his [STRIKE]tasty[STRIKE][/STRIKE][/STRIKE] infamous stoatburger with pilchard relish and pink lumpy custard on the side last night,so the chances of anyone feeing tiptop are pretty minimal.I know all too well....

    Right.Down to business...

    I've added some fab prizes to the front page.I hope that they meet with your approval.
    I see that there are lots of names to add to our list of dedicated moth cultivators.Great news of course! :money:
    Alas,the update,welcome,bearhug and cup of tea shall have to wait until later,as I have things to do and places to be.I swear that by tonight,your names will be up where they should be.

    So,have a fab day,and see you all later!

    PS...this sweet cartoon seems appropriate for today:

    2n64qqu.jpg

    TTFN. :)
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Lost the plot in December... So new start and all that... Aiming for a big fat 20 in January please!!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • Can I please join? :) My target is 20 NSD
    Debt Paid - £0/£7240
    Debt free goal date - 30 April 2019.
  • nellis10
    nellis10 Posts: 1,350 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    First NSD of the Year!!!

    1 in the Bank!!
    2024 Challenges
    • Grocery Budget (January £0/£300)
    • Decluttering (Underway!)
    • Frugal Living (January £0/£500
    • 24 in 2024 (0/24)
  • mummyroysof3
    mummyroysof3 Posts: 4,566 Forumite
    No spend day 1/20 :j
    Have a Bsc Hons open degree from the Open University 2015 :j:D:eek::T
  • 12 for me please with 3 in a row. For me I only include items that require me to open my purse! Many thanks for organising :)
    20p Savers (£22.20/£100)

    January NSD (7/12) 3 in a row :j

    January grocery challenge (£132.85/£250.00)
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    NSD 1 today - having the shops closed helped:)
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