We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

From Flat to Farmhouse

Options
17810121324

Comments

  • FloppyDisk
    FloppyDisk Posts: 864 Forumite
    Tenth Anniversary 500 Posts
    600k mortgage doesn't sound right though!

    Estimating postage for ebay makes me nervous, i feel like I might end up paying to get rid of things.
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
  • FloppyDisk
    FloppyDisk Posts: 864 Forumite
    Tenth Anniversary 500 Posts
    We've had our final vet visit now, with not enough improvement to suggest he can get better in the long term. I'm a bit heartbroken to say the least, it really wasn't the end I had in mind for him.

    And after lots of back and forthing, we've decided that neither of us want to live in my flat, so between us finding a new place to rent, sorting out tenants and being a landlord, new job and the onset of winter, I will be horse free for a while. The horsebox needed to be sold anyway, which will provide the bulk of my 10% OP limit for the year, leaving us with a boring but necessary 12 months of saving up for a house that I intend to instantly fill with animals.
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
  • mfmaybe
    mfmaybe Posts: 1,176 Forumite
    Tenth Anniversary 1,000 Posts
    FD I've been lurking in the shadows, but wanted to offer my utmost condolences on your horse. I have been there before with horses (big ridden ones, small pet ones) and just this week also had to have my beloved cat PTS. It's truly heartbreaking especially I think in a lameness scenario. It is a hard decision but sounds like a very brave one. Thinking of you.
    0% card was £1126.91 / Now £1502.37

    AFD March 2/15 NSD March 2/11 :T

    Other debts paid since 1/1/14: £17,005
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to hear this FD.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    So sorry to hear that, FD. :( I've been there before and it's always heart-wrenching.

    I hope all the housing/job stuff goes smoothly.
  • Watty1
    Watty1 Posts: 6,740 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So sorry to hear this. It is heartbreaking. And a tough call. Good for you for making the decision. Roll on that farmhouse ....
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Jessy103
    Jessy103 Posts: 2,228 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    So sorry to read about your horse FD x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • FloppyDisk
    FloppyDisk Posts: 864 Forumite
    Tenth Anniversary 500 Posts
    edited 17 August 2017 at 5:15PM
    Thank you very much for all your thoughts. I decided to seek out a 2nd opinion, mostly for my own reassurance, but he agreed with the other vet. We could keep trying and he might show signs of improvement before going lame again and it was just cause more heartache, time and money for everyone. Hoss is currently enjoying pony paracetamol and lots of grass and sunshine for a few days.

    I have finally got a session to sign all the paperwork and get the flat on the rental market tomorrow and it seems like BF's landlord has over-egged the price as we haven't had any viewings to worry about. So all normal in Floppy land, though I'm going to have to come up with some new hobbies!
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    I hope Hoss enjoys his sunshine and grass. Sorry the second opinion wasn't different. :(
  • Aw Floppy God Bless. Glad you are doing the brave thing but sorry you have to.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.