Stocks and shares isas down in 2015

george4064

grey_gym_sock wrote: »

if you are benchmarking your portfolio (which you look at in £) against something priced in $, then you should first combine that benchmark with historic £/$ exchange rate figures, to give you a benchmark priced in £.

Yep, I think it would be easiest to use a S&P 500 ETF tracker £ GBP, such as VUSA.

This will address the £/$ exchange rate issue.

schiff

wooder wrote: »

Just one fund for me - Fundsmith...
... and my average compound annual growth since I started investing is 17.25 per year (that's up to Fridays close). Average growth for the fund since inception is also 17.25% per year ( I haven't been in it from the start just for about the last three years.)

Looks good and I like the simple approach. TY

TheTracker

TheTracker wrote: »

2.5% here. Quite content with that. No fund or allocation changes this year, same now as 12 months ago.

That was 2015.

But for 2016:

Achieved 18% for YTD with 28% on equities alone, a measly 3% on the fixed side, though I do have constraints on what I can do there.

I made one change to my portfolio this year. For Global Value I switched the proxy of VHYL into the more targetted VVAL mid-year, and its risen 38% in 6 months - my top earner.

I didn't make any explicit asset allocation changes this year, but I did run down any last vestiges of home equity bias.

As you'd imagine with my handle, I choose simple asset class and factor trackers, and as passive as possible (VVAL my first foray into something not quite).

I shall rebalance over xmas. I'm quite sure I've diverged considerably from 60:40 and should have rebalanced earlier.

TheTracker

george4064 wrote: »

I have now managed to obtain my 31/12/2014 valuation, using the same calculation method as before my portfolio has returned +21.58% for 2015 up to 24/12/15.

Pretty much bang on what it was from October to October.

Interesting to note that as the investor with the top 2015 results here, on another thread you've said it's been about 0% for 2016. Volatile times.

jimjames

TheTracker wrote: »

That was 2015.

But for 2016:

Achieved 18% for YTD with 28% on equities alone, a measly 3% on the fixed side, though I do have constraints on what I can do there.

It's interesting that looking at my main portfolio I'm also 18% up since January. Mine also consists mainly of trackers and equities

ffacoffipawb

My SIPP POrtfolio of Investment Trusts is up pretty much 13% exactly since 31/12/2015. Not fantastic but more than acceptable. Would have been better without Blackrock Income Strategies, BIST, not a good investment.

gadgetmind

jimjames wrote: »

It's interesting that looking at my main portfolio I'm also 18% up since January. Mine also consists mainly of trackers and equities

Yes, but sterling's Brexit-inspired drop accounts for most of that.

Scarpacci

Brexit is no doubt going to skew many people's performance results this year. And any reversal in the pound's fortunes may look even uglier for those inclined to check their portfolio value often.

My share portfolio is up 17.4% YTD. It's about half U.S. stocks so the Brexit fall in the pound is the main contributor. If I adjust the currency rate back to what it was when I measured the December 2015 value, it's instead up 6.1% YTD.

And of course that still doesn't fully disregard the rise, in pound terms, of companies like Unilever, Diageo, GSK, etc. since Brexit. Although, FWIW, some of that has actually started to unwind since the Trump vote.

gadgetmind

My portfolios are strongly up during 2015 *but* my rebalancing suggests I should be selling slices of pretty much everything to put more money into my FTSE investments. In real terms, my FTSE investments are down, but most other territories up. Brazil and Russia seem to have had a stonking year!

TheTracker

Dec 2015

TheTracker wrote: »

2.5% here. Quite content with that. No fund or allocation changes this year, same now as 12 months ago.

Dec 2016

TheTracker wrote: »

Achieved 18% for YTD with 28% on equities alone, a measly 3% on the fixed side, though I do have constraints on what I can do there.

Dec 2017

9.2% this YTD (bit more 12 month rolling I suspect).

No change at all to any funds held or my 60/40 asset allocation (i've only made one change in 3 years), except for imposed circumstances around how much cash I have to hold vs other fixed assets.

Wouldn't be surprised to see those 24 months gains evaporate in 2018, but lets see.

How'd you do in 2017?