Stocks and shares isas down in 2015

Linton

Investment return over 2015 with a large diversified portfolio of managed funds and shares: 4.24%. Bit better than VLS100 so cant complain.

enthusiasticsaver

I have just checked my portfolio valuation and a bit of an improvement on when I started this thread a few weeks ago. The lump sum invested in April transferred from a cash isa to a stocks and shares isa is now 3.33% down and the monthly dripfeeding S and S isa for 2015-2016 stands at 0.92% down also. Hopefully this will start to improve next year and I will look at them again in April of this year to get a true reflection of performance over 12 months. Here is hoping for better returns for 2016. Happy New Year and successful investing to everyone.

Scarpacci

My S&S ISA which is fully in shares with a large portion in U.S.-listed shares returned 8.60% for the year, compared to a 5.02% return from "US Large-Cap Blend Equity" according to Morningstar. As you'd expect from a share portfolio, it's very skewed towards one or two companies that happened to do well (namely McDonald's and Microsoft) in the year. Losers for the year were Procter & Gamble and Mead Johnson Nutrition, though for my sins the portfolio did start the year with Rio Tinto (around a 20% TR loss) and BP (a very slightly positive total return).

My purely UK share dealing account fared less well (3.10%), finishing only slightly ahead of "UK Large-Cap Blend Equity" at 2.63%. Here the performance is even more weighted to just one or two companies (Nichols plc and to a lesser extent Sky). The only company down for the year was PZ Cussons, though this portfolio did previously include Tesco (~35% TR loss).

My passive, index-fund SIPP gave a 3.3% return, which looks to have beaten the main UK and US indices, though Trustnet's "AFI Aggressive/Balance and Cautious" portfolios all seem to have outperformed it slightly. My index portfolio is 100% equity, so that's likely why. Emerging Markets and Pacific were the detractors.

JohnRo

My Regional/Global Index tracking (80%) and managed specialist fund (20%) portfolio is +0.04% for the calendar year, that has small regular monthly top ups going in which are irregularly invested.

My pet project, an IT Income portfolio saw the unit value gain +3.34% for the calendar year. A generated income increase of 40.13% year on year (with PEY.L payout still pending) helped to offset the varying but predominantly poor capital growth performances over the year.

IT Income Performance

Doshwaster

Just done my annual state of affairs.

Across all portfolios I was up 3.1% which isn't great but it could have been worse. Some funds (Global smaller companies, Biotech) and shares did well, others not so good (Emerging Markets and Natural resources) and my pensions were let down by poor returns of UK and US trackers.

Good article on the best and worst funds of 2015 here: http://www.telegraph.co.uk/finance/investor/investing-news/12074789/The-best-and-worst-funds-of-2015.html

Mattygroves2

Up 4.57% on the year including reinvestment of income.

I've got a diversified selection of UK shares (held mostly for income) and then a selection of managed funds covering other markets and bonds. I am deliberately light on the US based on global share and have got a couple of biotech individual shares so haven't got a biotech fund.

jimjames

Just checked and currently it's 5.75% for the year. Some dividends still due to be added but they'll now be in 2016 as I won't have the paperwork until later this month and April (IT savings schemes)

ffacoffipawb

ISA XIRR= - 0.9% for the year
SIPP XIRR = - 1.1% over the year

Both figures include reinvested dividends and allow for timing of contributions made.

Portfolio is Investment Trusts only (similar holdings hence similar results).

Employer stakeholder pension XIRR = -8.1% EEK!!!

(UK Equity)

TheTracker

Interesting that none of the (I)FAs that percolate these forums gave statistics on how their clients did for the year. Yes they'd each have different needs, not just return, but not less relevant than individual posters. Perhaps their own showings, then...

DragonQ

Don't have a S&S ISA but my pension rose by ~4.5% over the past year. At certain points during the year, there was a negative year-on-year change though so things look fairly volatile.