I could lose my new house what can I do please help

LandyAndy

rayday2 wrote: »

I would love to see this SOA yes he should do it now after speaking to his accountant and finding out what his take home will be also if he goes onto http://www.entitledto.com/ he will know what his new tax credits will be as there seems confusion other that too!

I wouldn't hold my breath. I still think there's plenty here we aren't being told.

consultant31

It's a very odd relationship, the one between SLG and Mouseclick!!!

We have heard much more from MC about SLGs business than from SLG himself - are they one and the same??????

Is it me being overly suspicious - this is all quite odd!

Here we have a chap who hides from the TV licensing people, but pays an accountant for small business dealings.

rayday2

Maybe some of the things mentioned are very "grey" if not dodgy so maybe they don't want the story to the name. Kind of like my friend has this problem...

sarf_london_guy

( UPDATED 30th Aug )

Income:
Tax Credit about £70.00 a week.
This is spent on weekly shopping & other bits.

Telephone bills £15 a month “business Telephone & internet is paid by my company.

Gas £105 Qtr
Electric £140 Qtr
Council Tax £110.00 Month “behind 3 months”
Walter £550.00 a year not paid yet .
Car tax runs out today £190
MOT runs out today £60 I think .
Car insurance full com £400 due December.
Petrol £40 to £60 a month do not travel to work as work from home.
With the new job, I will get picked up for work then will have company van In a month hopefully.

Most of the family needs are taken out of family tax & also my wife runs a catalogue I think there’s a balance of about £500 that my wife pays.

Smoking we drive to begum to buy cigarettes.
I smoke tobacco in the shops there over 10 per pack I pay £2.90
Wife Cigs £28 for 200

rayday2

That is not a full SOA you have no mortgage pauyments on there life insurance etc etc

You need everything all your incomings all your outgoings or no one can help you.

If you don't want people knowing fair enough but there is no way anyone can come up with constructive help for you without knowing it all - there is a topic by Southern Scouser stuck at the top of the forum with how to do it.

mouseclick

consultant31 wrote: »

It's a very odd relationship, the one between SLG and Mouseclick!!!

Sigh! Mouseclick lives in SE London, SLG moved to Kent. The mods can verify different ISPs and IP addresses. You may also have noticed that my spelling and vocabulary is slightly different to SLGs. Just be patient.

I am the director of a limited company and I use an accountant too. It saves money. The fact the SLG uses an accountant and doers not pay his TV licence simply shows he is trying to save money, however he is a bit different to me.

Just be patient, he has been running around trying to get a job.

thecornflake

A couple of things, although I would be way out of my depth trying to sort this lot out -

1) I think it would help if you listed your SOA altogether in one post, with ALL incoming and outgoings, including food, magazines, etc etc.

2) Do you need the car?

3) I think to sort this out and have any chance of paying off this debt you need to strip your life right back, as in remove everything you don't need to live, and then start rate tarting and getting it paid off at the lowest interest rates you can get. This is ONLY if your new wages cover your outgoings.

rayday2

Breaking the law is not an ideal way to save money!

mouseclick

rayday2 wrote: »

Maybe some of the things mentioned are very "grey" if not dodgy so maybe they don't want the story to the name. Kind of like my friend has this problem...

and don't say they please, it's HIS problem. I just pointed him here hoping he'd get some help

rayday2

mouseclick wrote: »

Just be patient, he has been running around trying to get a job.

Thought he had a job?

Also its not us asking for help, he wants the help we just need black and white factual figures.

So far all I am getting is someone who drives abroad for cigarettes, does not work, does not pay TV licence and wants to stay in a nice house.