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The Mortgage Free in Three - Take 4 challenge (MFiT-T4)

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Comments

  • SusanneCape
    SusanneCape Posts: 389 Forumite
    Hi all,


    OMG, I have been missing in action for such a long time. It has been an annus horribilis in many respects, but you can't keep this girl down!


    Am on track with getting the mortgage down. To think I was on £125,000 4 years ago. I've almost halved it.


    Best to all of you,
    Susanne
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Just checked in on my mortgage...its now 'only' £155k and 'only' 8 years to go. Somehow very excited to hear that even if we make no OPs, (which we will!), its less than 100 instalments to go.. whoop :D

    Hope all Ok with everyone

    xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brila
    brila Posts: 130 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    Hello all!
    Had a big push, decided to lose the car and found yet more junk to sell and today I made the final payment. Business is a bit wobbly at the mo', so it is a massive relief to have lost our biggest monthly expenditure and to know we solidly and safely have a home.
    I've never really been a challenge joiner before - but having this really helped push us to get it done. I may go off to see what else I can lurk on!
    Thanks everyone and KEEP GOING!
    On a mission.
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Congrats brila!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Congratulations Brila! It must be a fantastic feeling :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • SusanneCape
    SusanneCape Posts: 389 Forumite
    WOW Brila, that is fantastic news. May we all join you soon!


    Best,
    Susanne
    Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
    MFiT: £187,200 - MFD: 02/31 - Target = £35,000
    T3 #71 - '12 £125,899
    T4 #71 - '15 £80,264; '16 £66,946 '17 £44,997
  • getmyacttogether2016
    getmyacttogether2016 Posts: 276 Forumite
    Fifth Anniversary 100 Posts Photogenic
    brila wrote: »
    Hello all!
    Had a big push, decided to lose the car and found yet more junk to sell and today I made the final payment. Business is a bit wobbly at the mo', so it is a massive relief to have lost our biggest monthly expenditure and to know we solidly and safely have a home.
    I've never really been a challenge joiner before - but having this really helped push us to get it done. I may go off to see what else I can lurk on!
    Thanks everyone and KEEP GOING!

    Well done brila, hope you enjoy your mortgage freedom. :beer:
    Lost my way for far too long but now back on board to lead a more simplistic lifestyle

    Mar PP - UU 24 (£279.46), TA 2 (£ 13.99) IN 12 (£89.81)
    Apr PP - UU 27 (£324.94), TA 3 (£38.50) IN 53 (£216.65), GA 6 (£40.97)
    May PP - UU 0 (0.00), TA 0 (0.00), IN 0 (0.00), GA 0 (0.00)
  • brila
    brila Posts: 130 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    Thanks all - it is still an awesome feeling. Keep chipping away!
    On a mission.
  • selloptape
    selloptape Posts: 632 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Amazing to see the positive stories on the thread, love it!

    I've just logged an update for the next chart and whilst I'm behind target (18ish % achieved) I'm not waaaaaaaaaayyyyyy behind. It all seems catch-up-able at the min.

    Good luck for 2017 everyone :)
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    selloptape wrote: »
    Amazing to see the positive stories on the thread, love it!

    I've just logged an update for the next chart and whilst I'm behind target (18ish % achieved) I'm not waaaaaaaaaayyyyyy behind. It all seems catch-up-able at the min.

    Good luck for 2017 everyone :)

    Thanks for the update, chart 4 isn't till the end of Jan though so you still have plenty of time to get another payment in

    OurCornerCottage thanks for your chart 3 update but you had already put one in :)
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
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