The Mortgage Free in Three - Take 4 challenge (MFiT-T4)

A_Frayed_Knot

Yes, Well Done !!! Congratulations

[FONT=&quot]Always have a 0 at the end of your mortgage balance and someday it will all be 0's [/FONT]:rotfl:

ElusiveLucy

Thanks everyone. At the start it felt like this day was a lifetime away but the last couple of years have flown by and I can hardly believe the day has arrived!

Suffolk_lass

ElusiveLucy wrote: »

Thanks everyone. At the start it felt like this day was a lifetime away but the last couple of years have flown by and I can hardly believe the day has arrived!

I see your "pillared portico badge" has appeared against your credentials. A very public MSE recognition of a fantastic achievement! I hope you will check up on us periodically like black taxi does - to offer advice and encouragement from a position of BTDT (been there, done that!)

Very well done!
SL

ElusiveLucy

I will of course. This challenge really helped me stick with it.

brila

Brilliant news EL - one down already! Many more to come I hope.

Maximum_Saving

Hi Everyone,
I began this on 25th January 2016 with a mortgage of £24,531. Now it is £17,141. I am trying very hard to pay off my mortgage.

mrsp1987

Maximum_Saving wrote: »

Hi Everyone,
I began this on 25th January 2016 with a mortgage of £24,531. Now it is £17,141. I am trying very hard to pay off my mortgage.

Wow! Looks like you're doing a fab job!!

Maximum_Saving

Thanks. I am on a fixed mortgage and am allowed to overpay by up to £500 a month.

mrsp1987

I'm on a fixed mortgage and the minimum I'm allowed to overpay is £500 (max is 10% of my outstanding balance at the start of the calendar year)

Maximum_Saving

Hello. It is a pity you can only overpay up to 10% a month. My mortgage is with Nationwide and it allows up to £500 overpayment a month. I pay a direct debit amount early in the month and then do my overpayments before the month ends. When my Regular Saver ends I wish to do a lump payment even though I will pay a fee.