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Can I Fix This?
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What makes it even worse I had totally forgotten all about her birthday.Debt August 2007 - £38,204.58 - Completely Debt Free - May 2008 - Now Proudly Saving.DFW Nerd Number 684 - Proud To Have Dealt With My Debts:heartpuls Very Proud Aunty Ciara :heartpuls0
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oh $£%* it's my sis's anniversary tomorrow... thx for reminding me ciarasdreams! lmao xProud to have dealt with with my debts
Debt free from 18th March 2013, long may it continue!0 -
Now go and cancel the insurance, breakdown cover etc straight away - can you tell I've got my bossy head on
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I have now cancelled my insurance and AA cover and although I will not see any benefit until next month it will mean that I have an extra £172.00 per month to put towards my debts. I will still have to find a reasonable explanation for not having a car anymore for my parents but I will just need to work on that.Debt August 2007 - £38,204.58 - Completely Debt Free - May 2008 - Now Proudly Saving.DFW Nerd Number 684 - Proud To Have Dealt With My Debts:heartpuls Very Proud Aunty Ciara :heartpuls0 -
It is official I have finished the trial period at the pub and got offered the job permanently.
I got a contract to sign last night albeit one that looked like it had been run off a home computer all of five minutes before and now have a second job that pays, well not that much but it is money.
I have the added bonus that my shifts will mostly be to cover the busy periods during the season and european games and internationals. Who needs Sky sports?
I am back to the day job on Monday so decided that the offer of a few days away might be a good plan but it turned out that I was not being given any choice in the matter. I was told last night that I had no shifts at the weekend because my boss had been told that I had a prior engagement and would not be available! Embarassing or what? :cool:Debt August 2007 - £38,204.58 - Completely Debt Free - May 2008 - Now Proudly Saving.DFW Nerd Number 684 - Proud To Have Dealt With My Debts:heartpuls Very Proud Aunty Ciara :heartpuls0 -
I have finally finished writing my full and final settlement offer letters to each of the smaller creditors. I have been trying to delay doing it because I am terrified still of actually communicating with these people without having my sister on hand to take over and deal with them. I am not very brave and I know it.
But I did it anyway and I am really proud of myself.Is that actually allowed when your life is in as much of a mess as mine currently is?
Chances are that they will refuse my initial offer for settlement but at least it is a starting point and I am least trying.
My ebay things are all starting to finish up now as well and I seem to have done rather well at it and have made far more than expected.Debt August 2007 - £38,204.58 - Completely Debt Free - May 2008 - Now Proudly Saving.DFW Nerd Number 684 - Proud To Have Dealt With My Debts:heartpuls Very Proud Aunty Ciara :heartpuls0 -
Well done you for writing the letters and you should feel proud of yourself. It helps when you do things to make you feel more in control.What did I do at work before I discovered MSE?!
DFD - WAS: a while ago
NOW - not sure, due to boyfriend going back to uni for masters and now pgce. Worth it in the long run!
Proud to be dealing with my debts!0 -
Of course you're allowed to be proud of yourself :rolleyes:
I'm glad to hear your Ebay stuff is doing well - I think I must be the only person in the world who has never bought or sold anything on EbayIs it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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Of course you're allowed to be proud of yourself :rolleyes:
I'm glad to hear your Ebay stuff is doing well - I think I must be the only person in the world who has never bought or sold anything on Ebay
Until this week I had not bought or sold anything on it either but I was ordered to try it and it is so good. I would strongly recommend you try it.All my items have finished now and I have a grand total of £964.00 profit excluding postage costs waiting to come through and that is nearly enough to pay off my A&L overdraft even if they refuse to give me a reduced settlement figure.
Debt August 2007 - £38,204.58 - Completely Debt Free - May 2008 - Now Proudly Saving.DFW Nerd Number 684 - Proud To Have Dealt With My Debts:heartpuls Very Proud Aunty Ciara :heartpuls0 -
Flippin eck - £964 :eek: What were you selling?
I literally have a house full of 'stuff' that could go. Havent a clue where to startIs it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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I sold absolutely everything with any connection to my ex no matter how attached to it I was because I will never move on with constant reminders around me or so my sister says anyway but I will report on the accuracy of that statement in a weeks time.
I also sold a lot of cd's dvd's and other things that I did not really use any more. I also sold a lot of ornamental and decorative things that were donated by my parents when I moved here but since they will never actually get around to visiting me even if I live here for 20 years so they will never actually notice that they are gone.
Debt August 2007 - £38,204.58 - Completely Debt Free - May 2008 - Now Proudly Saving.DFW Nerd Number 684 - Proud To Have Dealt With My Debts:heartpuls Very Proud Aunty Ciara :heartpuls0
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