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The "Save 12k in 2016" Thread!

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  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    A couple of extra pounds in Top Cashback payments today. Every little helps right!?

    Have listed a couple of things on Ebay and have sold some books to WeBuyBooks for £17. I have loads more books in the garage to sort and send but wanted to do just a few as its my first time.

    We buy books lokk intersting, what sort of books do they accept?
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • I have quite a few non-fiction history books which they were willing to purchase for between £2 and £4 each. I would only have charity shopped them anyway so it seems like easy money.

    They collected my parcel today, so will let you know how smooth the transaction is.
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • So far I have £1925 this month, hoping to get that to £2100 by the end of the month!!!! Exciting!!
  • Suffolk_lass
    Suffolk_lass Posts: 10,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Everybody is doing so well :D

    I've transferred a massive 34p to savings so far, going to hit my aim in no time! :rotfl:

    Don't worry slowlyfading, I will manage nothing, nada this month as my credit card bill is massive smassive for January, having paid for my new spectacles (£1200), and the insurance and deposit for my Son's first car (£825 and £1000) plus my season ticket on it in the last half of November. My reserves stash is considerably smaller now and I still have a builder's invoice to pay> Official nightmare!

    On the bright side I am very heartened to see everyone else's discussions and progress

    I am guessing you want the google doc updates after the 31st to let you update the master sheet?

    SL
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    thx for the pm Suffolk lass

    tried my PC & Mac

    looks like I'm black & white forever
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Paid £89.71 Scottish Power refund into my account this morning, which means I have almost reached the 10% of my savings goal mark.

    Happy weekend everyone :)
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • savings_my_hobby
    savings_my_hobby Posts: 363 Forumite
    edited 9 January 2016 at 7:05PM
    Eco_Miser wrote: »
    How about the TSB and Nationwide monthly savers? Both 5%, both flexible payments, both accessible if need be, and you've already got the required current accounts.

    that's definitely the best idea

    I'm continuing saving and will post my results at the end of the month.
    Earn, Save and Achieve
  • Ben91
    Ben91 Posts: 7 Forumite
    edited 10 January 2016 at 9:50AM
    Hoping to buy our first house with the missus early 2017. Here we go... Sign me up for £13000!

    From monthly cash contributions alone I'm set to save £9200. Interest, HTB government bonus and my current capital should make up the rest.

    Split it across:
    £300 per month in First Direct regular saver
    £200 per month in Halfax HTB ISA
    £150 per month in TSB reg saver

    I already have £4000 in two TSB current accounts earning interest which is feeding in to the TSB reg saver.
    :www: Save 12k in 2016: £2,100 / £13,000 only £10,900 to go!
  • rOckyd0g
    rOckyd0g Posts: 10 Forumite
    Afternoon all

    Not actually got off the mark yet as I'll tot up at the end of the month. But opened a saving account with 5% interest and hopefully have some cash back coming in as and when. Sold some books. Not for much but cleared some clutter. When the money gets in the savings account I'll add it.
    Save 12k in 2016. Member #128 aiming for £2400. 0/2400
  • I currently have:

    Main bank account HSBC and HSBC reg saver at 4%
    TSB current account at 5% and shortly to open their reg saver at 5%

    I'm a bit stuck with finding another reg saver, or current account (or both) that will pay me 5%. I don't have much disposable cash each month to be depositing the amounts some of these banks want..... Any ideas?
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