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The "Save 12k in 2016" Thread!

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  • darkidoe
    darkidoe Posts: 1,129 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Happy New Year all! And so the race starts! Good luck with the savings. Hope it will be a prosperous year ahead for everyone! :)

    Save 12K in 2020 # 38 £0/£20,000
  • nat21luv
    nat21luv Posts: 3,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Cashback Cashier
    Rocky dog- have a look at the Up Your Income thread for some great ideas and sites to join. A favourite of mine for the last 5 years is the Save £10 A Day thread found in DFW challenges.
    £20k in 2023 = £2718 £2023 in 2023 = £196.41 Grocery challenge £250= £195.80 **MONEY MAKES ME HAPPY**
  • bobobski
    bobobski Posts: 771 Forumite
    Seventh Anniversary 500 Posts Name Dropper Chutzpah Haggler
    I'm kicking off with £50 from my grandparents for Christmas :) Was planning another £75 before payday at the end of the month but I've just switched energy supplier so will be having a double-DD month before my credit with E.on is refunded, so not committing to that just yet.

    I've had a cracking start generally though: apart from this small-but-good-start saving, switching energy supplier (which I've been itching to do but waiting for the 49 day mark) will save me on average £10 per month, and I managed to do over £50 Amazon shopping for £3.60 including postage! This is a bit of a lie as some of the "savings" was from buying the £30 giftcard to get the £7 promo code, but I considered that spent when I bought the giftcard itself, as though it was a gift to future-Bobobski! Also, one of the things I've bought is a slow cooker (of course, discounted more than 50%) and apparently they're super energy efficient, and can take cheaper cuts of meat. Also should help me up my veggie intake.

    Happy 2016 everyone!
  • rOckyd0g
    rOckyd0g Posts: 10 Forumite
    Thanks nat21luv will have a look there this afternoon
    Save 12k in 2016. Member #128 aiming for £2400. 0/2400
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Kick started with £50, will do my update end of each month like I did last year....

    Happy New Year all...
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Starting off the year with £50 here as well, will be a slow few months for me but i'm staying hopeful that i'll achieve my goal. Best of luck to everyone and happy new year!
    Save 10k 2017 - £1200/£10,000 :D
  • rOckyd0g wrote: »
    My income is wiped out by my expenditure on household stuff. I will therefore have to 'save' by adapting and making cutbacks as well as making money in other ways. eBay surveys cash back etc. Need some ideas as realise that this is not going to hit my rather modest but big for me target.

    Anyone with ideas on how I should do it.

    I am going to read through the old threads but that is a task in itself

    This is my situation too. I save £100 a month as soon as I get paid and don't count it into any of my budget sheets. I have only just become able to save anything. I use cashback sites and shop around for everything, plus I am a little crazy when it comes to the electric usage in the house. I also find that other challenges, such as the Payment a day, or the sealed pot challenges help. Start little and it will increase.
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • Dird
    Dird Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Counted up my accounts to date for 01/01 to compare against 31/01. Won't make much this month though as my higher mortgage amount probably hasn't been reduced in time for this month (should be deducted Tomorrow) & £740 will go out for car insurance in a few days :F
    Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
    Cashback sites: £900 | £30k in 2016: £30,300 (101%)
  • I would Love to join this challange! :)

    My target is £14450
  • aNom
    aNom Posts: 78 Forumite
    Count me in, my target is going to be;

    £18,000
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