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The "Save 12k in 2016" Thread!

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  • Seafoam
    Seafoam Posts: 19
    Seventh Anniversary
    Forumite
    Very happy with my £2260 saved in April, especially since I did no overtime. But I did cash in a lovely £719 tax refund from HMRC :)

    Already looking forward to May payday as I've done 80 hours of overtime.

    Onward and upwards!!
    Plan to save £100k:
    July 2018 53k
    Jan 2019: 65k
    July 2019: 77k
    Jan 2020: 89k
    July 2020: 101k
  • slowlyfading
    slowlyfading Posts: 13,429
    Part of the Furniture 10,000 Posts Name Dropper
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    Spreadsheet updated :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Suffolk_lass
    Suffolk_lass Posts: 11,471
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Spreadsheet updated :)

    Thank you slowlyfading, I hope your DS is OK now, you mentioned some illness. I am sure this will have affected your ability to save. I know my saving habits go completely out of the window when someone is ill. I hope things are better for you.

    take care, we all appreciate your efforts :-)
    SL
    Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
    My keep within our budget diary is here
  • FlacosFloozie
    FlacosFloozie Posts: 830
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
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    Declaring £550.92 for April.
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • slowlyfading
    slowlyfading Posts: 13,429
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    Thank you slowlyfading, I hope your DS is OK now, you mentioned some illness. I am sure this will have affected your ability to save. I know my saving habits go completely out of the window when someone is ill. I hope things are better for you.

    take care, we all appreciate your efforts :-)
    SL
    He's been poorly for about three weeks now - he got a cold which then got onto his chest which has meant a very unhappy, unsettled baby! Surviving on about 4 hours sleep a night, but plodding along :) thanks for asking :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • cathybird wrote: »
    Morning all! Today it's a lovely April morning out this way :) Number 11 in the challenge here reporting £2,192.10 for April, bringing my total to £9,010.71 - just over 60% of my target. I'm happy. :)

    Wow to the progress and I have noticed some pretty amazing figures in your signature for ebay/amazon. May I ask what it is that you sell?
    "These things take time but I know that I'm the most inept that ever stepped"
  • Short-n-Sweet
    Short-n-Sweet Posts: 7,132
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    Declaring £127 for April - Had to fork out £600 to have the car fixed so not great this month. Slowly but surely planning to get there!!

    Seeing so many amazing figures is motivating me! Would love to declare over £1000 for a month!
    Ask.. Believe.. Receive..

    Every Accomplishment Starts With The Decision To Try
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,393
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ambassador
    I have reduced my target from £15k to £12k for the year as my OH retires in October and we will be living on my much lower wages and his pension from November. Realistically there is no way we will be able to save at the same level as when we have two wages coming in.


    However that is what we have been saving for - early retirement and we will have his substantial lump sum but I cannot really include that in our annual savings target as essentially it is just withdrawing from our pension savings pot.


    Everyone seems to be doing really well with the saving. Some of the monthly figures are just staggering.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£12,000
    365 day 1p Challenge 2026 £667.95/£700
    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
  • cathybird
    cathybird Posts: 17,038
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    edited 2 May 2016 at 11:13PM
    Wow to the progress and I have noticed some pretty amazing figures in your signature for ebay/amazon. May I ask what it is that you sell?

    hi There Is a Light, thanks :) I had built up a pretty big book and dvd collection over the years and have sold off quite a few of them on Amazon. On eBay it's mainly odds and sods, some clothes, some shoes, some household stuff. Nothing has sold for big money but over time it has really added up. The idea is to declutter as well so it's a win-win. :) PS should add, I did start mid-last year - the figure in my signature is the sum of everything I have sold - not all of it has been included in this year's savings! It's a separate project. I did say that in my signature originally and should maybe do so again.
  • wishus
    wishus Posts: 1,354
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Debt mountain reduced by £377.53 :) Not sure what else I can do this month, but will hold back declaring for now.
    Keep reading books!
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