Cazmanian_minx's MFi3 diary

Little_Mama

Wow, that looks brilliant.

Hope it all goes smoothly and that you'll have the most wonderful time living there.

Best of luck
LM

Trying_to_be_good

That looks FANTASTIC! I think there's a whole bunch of us MFI3ers who'll be around long after the original three years are up.

catshark88

Trying_to_be_good wrote: »

I think there's a whole bunch of us MFI3ers who'll be around long after the original three years are up.

You are SO right!

Well done on the house Caz, it looks gorgeous. We moved from Dulwich to the country 4 years ago and it is so good to be out of London, much as I love the place.

What a setting for your pictorial adventures!

:beer:

PS Have just had a cheque for £55 for the photo in Horse & Hound. They are not quick payers...!

cazmanian_minx

Thanks everyone - still can't believe it! OH is back now and has made good use of my camera, so more pictures are here:

http://www.flickr.com/photos/22544094@N00/

After 2 hours on the phone to my mortgage company this afternoon, we also have a solution to the potential problem of having to complete on the new house before we've sold the flat - we have a joint mortgage approved (subject to valuation and us proving our identities) for 90% of the new place's value with no penalties for overpayment as long as we don't redeem the whole thing. If we don't sell the flat in time, we only have to come up with 10% of the purchase price (which we can get our hands on) and the bank will lend us the rest until the flat sells. If we do sell the flat in time, we have a mortgage for 90% of the purchase price for 1 day, we then make a lump sum overpayment of the proceeds from the flat sale and immediately ask them to recalculate the monthly payments to take the overpayment into account.
The beauty of this scheme is that a) it avoids a bridging loan and b) it gives me wiggle room to pay whatever settlement the court decides I need to pay my ex husband. Two birds, one stone and all that!

Catshark - congrats on the payment, that's pretty quick for the magazine world!!

Caz

groatie_queen

Well done both of you! It looks in better condition than the house you looked at last year - it looks a positively idyllic location.

Wishing you both happiness and contentment in God's own country. I'm much further south than you will be, I'm in the central belt, but a rural location - my brother has offered me land to build on in Australia but I'm staying put, Scotland is the place for me!

GQ xxx

taka

Wow Cazmanian_minx! You don't do things by halves! Thats about as far north as you can get on the mainland! It looks fab if kinda remote! Are you going to set up your business in the annex?

gallygirl

Wow, this looks beautiful!!!!! What a location! Permission given to purchase . Permission NOT given to give up the MFIT challenge, you'll just have to try harder .

PS August Bank Holiday for my stay please

cazmanian_minx

Thanks everyone Still pinching myself!

Taka, we've decided that my office will be the annexe bedroom (it's going to be a spare bedroom as well) and the stockroom will be the annexe living room, which will also be OH's boy's toys room - I'm going to have shallow-tray filing cabinets all round the walls for the stock and his Scalextric track is going to run over the top of them :rotfl::rotfl::rotfl:

Caz

setmefree2

Beautiful:D

cazmanian_minx

I don't believe it! My flat went on the estate agent's website yesterday morning, I had my first viewing at 6.30 this evening and at 6.45 they phoned with an offer of just below the asking price!

I have accepted it - they seem like a really nice couple, they're first time buyers and they got gazumped on their last attempt to buy somewhere, they really, really liked the flat and I think they're the right people for this flat. It sounds odd, but it felt right when they were here (yes, I'm a hippy, I know!).

So we just have to get all the paperwork sorted out now :beer:

Caz