ESA and pension

FrankR

Hello.

My father nominated me to have his council pension when he died. It is £50 per week.

I am also claiming Income based ESA. I am in the WRAG group. I get £102 per week.

Will my ESA be reduced by £50 per week? So I'll get €53 per week?

Is there anything else that may reduce my ESA? I live with my parents.

Thanks.

teddysmum

FrankR wrote: »

Hello.

My father nominated me to have his council pension when he died. It is £50 per week.

I am also claiming Income based ESA. I am in the WRAG group. I get £102 per week.

Will my ESA be reduced by £50 per week? So I'll get €53 per week?

Is there anything else that may reduce my ESA? I live with my parents.

Thanks.

Your father is still alive, so receiving the council pension himself ?

TELLIT01

Living with your parents is irrelevant. Inherited pensions are treated differently to 'normal' pensions under certain circumstances. You will need to speak to ESA for a definitive answer.

CuriousCactus

Hi, not OP but I was reading this thread and saw your post. Could you explain a little more about how "inherited pensions are treated differently to normal pensions"? In what way are they different besides being non-inheritable again (you can't pass them onto your own children)? I've previously spoken to the CAB about inherited pensions and they didn't seem to know anything about them being treated differently. Thanks for your time and help.

TELLIT01

There's something buzzing round in the back of my mind about part or all of inherited pensions being disregarded on ESA. It's a long while since I worked on ESA so rules may have changed, it may be for Conts purposes only etc.
Hopefully somebody with current ESA experience will be able to confirm or otherwise.We certainly had to tick a box on the system for inherited pension and there would be no reason for that if it wasn't treated differently.

FrankR

My dad died in January 2015.

I received a letter informing me that he had nominated me to have his pension in the event of his death.

I received an initial payment of £21,500 - although I paid £17,000 off in debt, leaving me with £5,500 in my bank account as of this time.

I was then informed that I can receive £201.70 each month provided that I am in full time education, and aged 23 and under OR be permanently disabled and receive disability benefits PIP.

I receive PIP, therefore, I am able to claim his pension of £201.70 each month.

The letter states that it is a local government pension scheme (LGPS).

I have since received a letter from ESA asking for information about this pension, and that my ESA may be affected because I am receiving it.

If so, would my ESA be reduced by £50.425 each week?

I am claiming income-based ESA.

Thanks for the help.

marliepanda

If you're on income based ESA then the £21000 would have sent you over capital limits.

Did you declare the £21000 capital?

FrankR

I wasn't claiming ESA when I received the £21,000 in January.

I started claiming ESA in July 2015, and by that time, I had only £5,000 left as I had paid off a lot of debt in February.

Now I have only one bank account with £5000 in it.

(Even if I had more than the capital limit of £6000, why would I declare it and keep it in a bank account? Wouldn't it be wise to hide it as cash somewhere else so DWP can't find out? Or even give it to my parents for them to put it in their bank account?)

marliepanda

FrankR wrote: »

I wasn't claiming ESA when I received the £21,000 in January.

I started claiming ESA in July 2015, and by that time, I had only £5,000 left as I had paid off a lot of debt in February.

Now I have only one bank account with £5000 in it.

(Even if I had more than the capital limit of £6000, why would I declare it and keep it in a bank account? Wouldn't it be wise to hide it as cash somewhere else so DWP can't find out? Or even give it to my parents for them to put it in their bank account?)

Wise? No. Fraud. Yes.

They would have found out about it anyway as clearly they are investigating the pension. The lump sum will come up.

FrankR

In which case, they will see that I no longer have the money. If they are really keen, they can read my bank statements proving that I had paid over £17,000 off in various debts.

I really don't see the problem here. People should focus the attention on the rich, who avoid paying taxes. There's more fraud at the top of society than the bottom.

How dare they interfere with the money my dad nominated me to have. He worked hard all his life for it - paid his taxes unlike the scum at the top.

marliepanda

FrankR wrote: »

In which case, they will see that I no longer have the money. If they are really keen, they can read my bank statements proving that I had paid over £17,000 off in various debts.

I really don't see the problem here. People should focus the attention on the rich, who avoid paying taxes. There's more fraud at the top of society than the bottom.

How dare they interfere with the money my dad nominated me to have. He worked hard all his life for it - paid his taxes unlike the scum at the top.

They're not touching your dads money.

They just may reduce your benefit money as your father so nicely worked for you to have some.

What's wrong with that?