ESA and pension

FrankR

As has already been stated by another member, I am 90% sure the pension is 'a pension for your children'. According to this website:

peninsulapensions.org.uk/lgps-member/receiving-a-pension/survivors-benefits/

Here there is a difference between a survivor's pension, and a pension for your children - they are two different categories.

Now, whether they are different categories according to ESA is unknown to me at this time.

The ESA regulation provided by another member is to do with a suvivor's pension.

I wonder if there is a regulation regarding 'pension for your children'?

FrankR

Or perhaps I am looking into this too much!!!

I claim income-based ESA, not contribution based ESA.

ESA state that all pensions are taken into consideration on income-based ESA.

So the pension will reduce my ESA!

I can't wait to find out in the letter from them!

marliepanda

The ESA is based on your income being low.

Your income is going up.

If what you say above is correct, then yes it will reduce your ESA

FrankR

My income increases in September 2016 - it will be my student loan that will increase my income.

In the meantime, I am living with my parents, and I have been told that their income does not matter when I am assessed for ESA.

Shall have to wait and see!

marliepanda

FrankR wrote: »

My income increases in September 2016 - it will be my student loan that will increase my income.

In the meantime, I am living with my parents, and I have been told that their income does not matter when I am assessed for ESA.

Shall have to wait and see!

No your pension will increase your income. Your parents income is theirs, thats why it doesn't matter.

The pension and your student loans are your income.

FrankR

The pension may be treated as a survivor's pension, so according to ESA regulations it should be disregarded in my claim.

Whether it is disregarded would depend on if the pension provider - Wolverhampton pension - class me - my dad's son - as falling under the criteria for survivor's pension.

OR

If the DWP themselves deem the pension as a survivor's criteria.

I suppose different pension providers would have differing regulations.

teddysmum

I am still puzzled as the Op says he is living with his parents (plural), but that his father died and left him a pension.

bspm

FrankR wrote: »

I have a second question:

My mother and my father did NOT marry.

My father nominated me (his son) to have this pension should he die.

However, can I now nominate my mother to receive this pension, meaning that the pension would go from father - son - mother (unmarried) - I would want the pension to be in my mother's name, meaning that I 'sign it over to her'.

If this is possible, does this mean that my ESA would NOT be reduced as it otherwise would be were the pension to remain in my name?

Is this Fraud?

Is this fraud?


You wish to sign the pension over to your mother so that she gets the money each week thus enabling you to not have any deducted from your ESA payments. I'm assuming you will then ask your mother to give you the money back?


If that is the case then I personally see that as trying to defraud someone.

marliepanda

teddysmum wrote: »

I am still puzzled as the Op says he is living with his parents (plural), but that his father died and left him a pension.

I'm assuming he is meaning his biological Mum and stepdad, but yes, bit confusing.

FrankR

It's my biological father. I'm living with my step dad and my biological mum. Sorry for not making that clear!

Regards survivor's pension, the US. Department of Veteran affairs define children as 'survivors' of a deceased veteran.

The Survivors Pension benefit, which may also be referred to as Death Pension, is a tax-free monetary benefit payable to a low-income, un-remarried surviving spouse and/or unmarried child(ren) of a deceased Veteran with wartime service.

However, whether the DWP define children as 'survivor's is still unknown.

HOWEVER - it is encouraging that the US department use the same criteria for the pension that ESA use:

While an un-remarried spouse is eligible at any age, a child of a deceased wartime Veteran must be:
Under 18, OR
Under age 23 if attending a VA-approved school, OR
Permanently incapable of self-support due to a disability before age 18