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Friday 6th November - What Small DFW-style Things Will You Be Doing Today?
Comments
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Hi everyone
I'm sneaking on at work. I really shouldn't be but I've got nobody I can tell here, and I want to burst! I managed to rejig my November budget and I have just managed to pay the final balance of my DMP to Stepchange.
I don't know whether to laugh or cry, or scream or shout. I have completely skinted myself for the next 24 days but didn't want to wait a moment longer.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
crazy_cat_lady wrote: »Hi everyone
I'm sneaking on at work. I really shouldn't be but I've got nobody I can tell here, and I want to burst! I managed to rejig my November budget and I have just managed to pay the final balance of my DMP to Stepchange.
I don't know whether to laugh or cry, or scream or shout. I have completely skinted myself for the next 24 days but didn't want to wait a moment longer.
:beer::beer::beer::beer::beer:
:j:j:j:j:j:j:j:j
ooooo congratulations
Don't forget to post on the debt free roll of honour thread so you get your badge LBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.310 -
Congrats crazy cat lady0
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Yay! Congratulations CCL! :j:j:jDebt as at 5 June 2023 - £15,600.89
Current debt - £5,100
Total paid off - £10,500.89 (67% paid off)0 -
princess_pea wrote: »
Banking checked. There is a discrepancy of £7.99 which was for having a pair of boots re-heeled. I paid for it on my debit card about 3 weeks ago but it hasn't come out of my bank account. How long do companies have to process debit card transactions? Or do I take it that I've got away with it?
<Ex-banker.
Unlike cheques there is no set timescale that this has to happen within.
Usually a debit card transaction will show as off your available funds within 24 hours and fully off your account within 48 hours. However, sometimes it can take longer. You can't assume you've got away without paying until 7 years have gone by.
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Wow, CCL - Massive well done & congrats! What a fab start to the weekend!
F X2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Great news CCL.
:bdaycake:Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
crazy_cat_lady wrote: »Hi everyone
I'm sneaking on at work. I really shouldn't be but I've got nobody I can tell here, and I want to burst! I managed to rejig my November budget and I have just managed to pay the final balance of my DMP to Stepchange.
I don't know whether to laugh or cry, or scream or shout. I have completely skinted myself for the next 24 days but didn't want to wait a moment longer.
Congratulations, you sound like a weight has been lifted - well done!!! :T:TGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Afternoon all, Thanks Ally for the start.
CCL Huge congratulations!!
I've been out to the gym then to a friends for a cuppa. Just having lunch & a cuppa and catch up on here. Better post my boring list to make sure I actually acheieve something in the next couple of hours before the boys come home from school!
Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: [STRIKE]Walk the boys to & from the bus stop[/STRIKE] no it was raining hard this morning and I so I dropped them off and went straight to the gym
:starmod: Gym class – aiming for 5 a week (works out to less then 80p/class!)
and an additional 40 mins on the treadmill to make up for yesterdays missed session
:starmod: Fill water bottle at the gym
:starmod: Shower/dry hair at the gym, save my water & electricity!
:starmod: Walk at least 7000 steps to get bounts points
:starmod: Eat for health
not doing well today, my mood is low.
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed
Daily jobs:
[STRIKE]:starmod: Wash a load at 30 degrees
:starmod: Hang washing on the line if dry[/STRIKE]
:starmod: Check banks/update spreadsheet
:starmod: Delete junk from emails
:starmod: Clean & tidy fridge (make sure we don’t waste anything)
:starmod: Use something out of the food use up box
:starmod: Plan today’s meals from storesmaking traffic light rice to go with some chicken for tea
:starmod: No heating on yet, plenty of blankets & jumpers available
Tidy home = Tidy mind
:starmod: Hoover carpets
:starmod: Clean the kitchen using minimal products
:starmod: Tidy at least one cupboard
:starmod: Gather together items for the cs
:starmod: Minsgame 6/465
Money making schemes
:starmod: Inbox pounds 5 searches
:starmod: Swagbucks
:starmod: Check Fpl
:starmod: Check luckyphoneand won 2 x 50 points & a 25 point
:starmod: Check for surveys
:starmod: Rm surveyand received a free roll of sellotape too
Freebies/vouchers/offers
:starmod: Check 02 priorities
:starmod: Check tcb/quidco
:starmod: Check cos/shopit
Extras
:starmod: Find and print some high frequency words lists for ds's to practicedh printing them
:starmod:Print dh's M&S gift card that he received from workdh printing them at work as I can't get the printer to work, will have dh look at it later
:starmod: Ironing
:starmod: renew dh's car tax online - easy and free 0 -
crazy_cat_lady wrote: »Hi everyone
I'm sneaking on at work. I really shouldn't be but I've got nobody I can tell here, and I want to burst! I managed to rejig my November budget and I have just managed to pay the final balance of my DMP to Stepchange.
I don't know whether to laugh or cry, or scream or shout. I have completely skinted myself for the next 24 days but didn't want to wait a moment longer.
Congratulations CCL :T
I remember that feeling OK you will be skint for 24 days, but it is so worth it :dance: 0
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