Friday 6th November - What Small DFW-style Things Will You Be Doing Today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• Jack-At-A-Pinch, cheap recipes ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

Revised 31 Oct 2015.

allydowd

Hello,

I just woke up from a really strange nightmare in which I was getting revenge on someone for a horrible crime against me by holding them captive, torturing them and contemplating murdering them. And in the middle of all that I rang my boss to apologise I wouldn't be in for work that weekend.

I may be a vicious, scheming, criminal but I always keep my boss informed when I'm going to be off from work! Don't want any work non-attendance warnings when I'm locked up in jail for pre-meditated murder and abduction because that wouldn't be MSE! (I am actually a Personnel Manager). :rotfl:

So, when I'm not evading capture by the Police or seeking Psychiatric help this is what I'll be doing today:

Debt-Free Nillionaire Month 5:

* RM Surveys.

* i-Say.com surveys.

* Going for check-up at the doctor. I think I may need a higher dose of thyroid hormone.

* Paid rent as soon as wage arrived.


Have a good day everyone.

tatabubbly

Morning!

Plan on swag bucks this morning

Then going out for lunch/dinner later with a voucher we got from our friends - always good to use up as it goes out of date at end of year!

Tidying up at home before leaving

Paying rent and my phone bill today. Q

carrielovesfanta

Blimey Ally - that's pretty dark!

ClootiesMum

Thanks for the early start Ally. Hope you're now sound asleep again dreaming of a nice warm comfy police cell following your revenge (scary it was so detailed though - what had they done to you?)
Tatabubbly - enjoy your lunch out


My quick update before heading off to work


Proactive MSE-ing

• All meals from stores - done
• Phone to see about ancient endowment to see if it's still there - done

Winter prep

• Dig out rucksacks for car bags - moved to Sat

Christmas prep

• Still working on ideas for aunt's Christmas - no progress

Round tuits

• Take down iron holder in hall cupboard (has not fitted iron for several years) and put to recycling - done
• Good habit forming (28 days to set a habit into daily routine or something like that - I'm going for 1 a week)

• Post on here once a day 12/28
• Get up at 6 am on work days 5/28

Happy cheapness and freeness

• Watch more of series 4 of "The Walking Dead" - nope
• Slob in a chair tonight after work as I'm shattered and it' the weekend - yep

Painful - but gotta be done

• Check banks - bleugh

Mins game - 27/465
Iron unit from back of hall door gone in recycling


And that's really it - I'm exhausted & need an evening off before the weekend. If I sneak in any wee bits I'll update tonight.


Have a good day y'all and be careful out there.

crazy_cat_lady

Morning all
Well I seem to have the laptop almost working. My Microsoft Edge won't work any more and it turns out that my antivirus isn't supported with Edge. No biggie - I've gone back to Explorer for the time being...
Means I've missed a whole evening of internet work and gossip but I'm just grateful to have this up and running again to be honest. Plus it's Friday :j
List for today:
do not stress
check banking and PAD
mark 2 sets of books so I can have a weekend off from working
leave a list of jobs for dh
shopping night but it's dh turn to pay which means I will bag another nsd :T
leave some free adware blocker running while I go to work
load of washing
rejig budget for the rest of the month (I have a plan lurking...)
use any spare time I have this evening to catch up properly on here.
Have a good day everyone

PurpleFairy26

Thanks for starting Ally. Hope daytime is a bit less dark for you hope everyone is ok and Bob and DNMS are feeling better. :hello: Karb - remember you from long time ago, welcome back

My list for today:

Leftover fruit for my breakfast, porridge for smalls
Lunch last nights leftovers
Am going out for dinner with an old friend, but have discount at ready and all budgeted for
One washing already drying on agrees/ rotated on radiators, another in
PAD to CC
Friend paying me for order tonight, will put profit to CC too
Quick tidy round before I leave for work
Book nursery for DD2 for next few weeks for 1 day, not strictly money saving as will have to pay but it's money already in my vouchers account that I can't get back and we want to get her used to going more than 1 day before preschool in Jan. why do they grow up so fast :eek:
Check on ripening toms, Took ripe banana out yesterday so I could eat it so may need to buy new green banana if not red yet :T

Think that's about all, have a good day everyone

determined_new_ms

Hi guys :wave: thanks for starting the thread ally. I agree dark dark thoughts going on in your subconscious!

Thanks for everyone's support yesterday. I did have a nice time with my db & aunt yesterday, but it is a double edged sword because we often talk about my mother & our extended family which was abusive & dysfunctional. Being older than me they both remember a lot of things I don't which them just adds to my confusion over it all. Why don't I remember all of this stuff???

Am starting work today :eek: need to be there at 5.30 this evening. Hope it's ok...

I didn't get the job I interviewed for on Thursday. It's a mixed blessing as I wasn't sure it was the right position for me. I got good feedback and they said other than the person they appointed I was the only other candidate who was appointable to the role but they said I came across a little bruised...

Small things I will do today:

* make dgd's packed lunch & bag for cm
* check banking & reconcile accounts
* all meals from stores - well I am actually contemplating getting a Thai green curry from Lidls on my way home this afternoon. Have been moments away from getting a Thai takeaway these last few nights. Only been put off as it would mean going out to collect
* hang up washing & put another load in
* ms assignment this morning
* hopefully I'll get a chance to get in the garden today as didn't yesterday

Ok better get on time's ticking! Happy Friday everyone x

YORKSHIRELASS

ally blimey where did that come from? I have had some strange dreams this week too.

dnm hope tonight goes OK. As for the other job, well maybe it wasnt meant to be. An odd thing to say to you though!

I looked at my finances again last night and I am going to struggle not to go into the red this month. Its not a complete disaster but I need to be very careful.

Washing off the airer and finishing off in tumbler, packed lunch made, heating off as its very mild here. Off to get ready for work now.

ziggy2407

Good Morning Everyone

ally - Thanks for starting us off today, hope you are back in the land of nod and not in jail
DNMS - Hope tonight goes well, remember to take some time out for yourself before your shift and please think about Drs appointment.

Hi to all of the regulars :hello: and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today I will

Do NOT vex or annoy Ally :rotfl:
Packed lunch for DH
Post Office
Wait for Sainsburys delivery (items we need, cheap delivery = save time and money:T)
Practice with sewing machine
Bump all sale listings/freecycle/facebook
Check Banks
Continue purge on Emails
Craft
Continue decluttering
Enter a few comps
All meals from cupboards/fridge/freezer
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win
Check Lucky Phone

Have a good day! Love to you all!

C x