Quit everything , and start again over 50?

another_casualty

Thanks karonher. great insight there .
I left school no qualifications . When I was 17, I became a messenger with a famous ( at the time ) market research company .
A few jobs before that ( junior clerk / telephone clerk for a lift co etc).
The messenger job was great. Followed by despatch clerk for a large advertising agency where I met most of the crew I know now.

You go to agencies you get pigeonholed . So , I just carried on .
( brief summarisation ).

Haven't thought about what else to do . Used to working long hours and
lots of time out all the time . I was till things changed into a rut situation.
So basically , right pad in the right area, and the right job would take care of most things . ( job after I lose at least. Stone )

Smodlet

harz99 wrote: »

I'd rather be too young for the place, than too old for it!


Morning AC, now as you seem to have struck a good note with Hattie, why not talk to her about 6 month rentals as Paris does both.


Also, looking at their listings last night, this one, although nearer to Bournemouth, looks pretty decent:


http://www.rightmove.co.uk/property-for-sale/property-43813329.html?premiumA=true


Still within short walk from buses on Lansdowne Road, and not far from Bournemouth Rail Station.

I think this property you found looks absolutely great, harz. I suspect, were it in Poole rather than Bournemouth, it would be out of AC's reach. Do you like it, AC? Does anyone know if Bournemouth is more "happening" than Poole? Does it matter? Any place will be what you make it, AC, and it is hardly the other side of the world from Poole, is it?

Have you made a pros and cons list yet? I have never found this to be a waste of time even if, rarely, it comes out exactly 50/50; it still focuses the mind on the dilemma and often prompts you to think of things you had not considered. If you liked, you could post it and we could have a brainstorming session, maybe???

Absolutely excellent posts on here today, sorry to let the side down but someone has to be last.

another_casualty

I believe Gavin called twice today. Did I mention the poxy signal in this building ?:)

another_casualty

You haven't let the side down smodlet great ideas

patchwork_cat

you need to go on google street view and have a virtual wander around.

dreaming

another_casualty wrote: »

Thanks dreaming . Glad that you have turned things around and made , in my view a success of things

Oh gosh AC, I am still very much a work in progress. I spent many years trying to do the "right thing" and not trusting my instincts and was unhappy for quite a while. My ex-husband discouraged me from all sorts of things (applying for a better job, doing an OU degree, going on a wine appreciation course, going anywhere on my own as I wasn't a good driver) because he didn't think I could do those things and he "was trying to protect me". So I started to think of myself as a bit useless and needy, but following my divorce I started to do stuff and guess what? I now have an OU degree, I ended up as manager before my redundancy, I never did the wine course but gave up drinking pretty much so not bothered now, and I go all over the place although I did buy a sat nav as I have no sense of direction whatsoever and got a bit fed up getting lost. I'm still fairly cautious, and I do get things wrong sometimes, but I have moved house twice since divorce (on my own) and although family circumstances have caused me some heartache over the last year or so I am still standing - well, mostly sitting in the comfy chair in the garden. I AM a success (in my opinion) - not because I succeed at everything I do (I still can't lose the weight I ought to) but because I have a go and if it doesn't work, try something else. The way I see it is if you don't make the move now you will look back in 6 months time and wish you had; if you do make the move you will look back in 6 months time and wonder what all the fuss was about.

Smodlet

Gosh, dreaming, I think perhaps you and LL could start up a life coaching consultancy together, you are both an inspiration, imho.

Andyjflet

another_casualty wrote: »

Thanks df. Glad things are going your way & Andy pandy
I've always played it safe . Never had a career as such, but always worked constantly on poor wages . I used to have loads of friends , but most moved away got married etc. I know virtually nobody in twickenham but have lived there for almost 15 years .

Money is obviously the thing that dominates what I can / can't do in life .
All of my friends ( or most;) ) are in better careers than me and are sensible. They know that London prices are out of control, and with my salary they say that I won't be able to pay mortgage by retirement age and while I'm just 'existing', I could move and buy a property outright with cash in the bank for a change.

My health until the recession in 2007 was fantastic . Going to the gym everyday , four and a half stone lighter and upbeat about everything.
My health only deteriorated about 2010( the year my brother moved in/ friction with a controlling work colleague etc).
This caused high blood pressure. In 2014 is when I got diagnosed with m.g.
The m g is not as bad now, but would improve by losing a lot of weight.

While I love my flat, I'm not doing anything . I over stretched myself mortgage wise. Made mistake debt wise. (I just don't earn enough London living). The job is not as bad as it was, but the company is changing and not as profitable as it was .

If I could afford holidays , I'd go on some .

Ill ways said that 2015 was my worst ever year, & that I would reflect and make a decision around the end of Jan.
I think that once I start painting again and get the flat valued I will make my decision.

Sorry for rambling again

Seriously, if I was in your shoes I'd be out of there like a shot, get yourself an apartment somewhere cheaper than where you are, Poole is expensive but if you can buy a house outright then do it.

Take 6 months off, walk along the beaches, drink coffee, take time for yourself and everything will become clear. Do it now before your health catches up with you.

gallygirl

It's natural to have a lot of doubts when making life changing decisions. Please don't think about buying with the intention to sell in a year - quite apart from the financial costs, I don't think any of us could cope with the stress . Also, I don't see why a 2 bed would be better to sell? And if you do get a 2 bed it would be easier for your brother to move in............

You still seem to be set on buying straight away without really being able to explain why? Renting will be expensive for six months - but not more than the costs involved in buying and subsequently reselling a property in the 'wrong' area, then buying another.

ETA: Bournemouth, pretty central so near bus routes but looks quiet http://www.rightmove.co.uk/property-to-rent/property-55905175.html

Central Poole but also looks quiet http://www.rightmove.co.uk/property-to-rent/property-44071662.html

Might be too far out but I always wanted to live in Meyrick Park when I used to go to Bournemouth every year: http://www.rightmove.co.uk/property-to-rent/property-60508097.html

lessonlearned

Wow.....some great rentals there, Gallygirl. Good rents too. Even a full year is going to be way less than £10k.

AC It would cost far more than that in costs if you were to buy and sell within a year.

Plus there is one more thing to consider money wise.....we still don't know the full "Brexit effect" on house prices. Given current uncertainity, buying and then reselling within a year or so is rather a high risk strategy.

I have ignored the possibility of falling house prices because I have no intention of selling the house I'm hoping to buy. So therefore any possible falls in the market are of no concern. However, if property prices do drop then you could lose a lot of money by trying to buy and sell in a short space of time.

Dreaming.....love your definition of "success". And I agree. We cannot succeed at everything we do but we can and should keep trying. We should never give up, especially we should never give up on our dreams.

How sad about your poor dad. He deserved better.

My dad had problems with an aortic aneurysm too. Luckily they spotted it before it burst and were able to operate. It was a huge operation and a lengthy recovery period but it all came right in the end.

AC. Andy is right. What you need is time off to yourself. A few months and you will have a much clearer picture of what you want and where you are going.