Monday 26th October - What small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

crazy_cat_lady

Good morning all!
OK, I'm still up and about by 7am but I can just sit and watch the news with a cup of tea, and relax a bit - because I have a week off work!!! :j I feel pretty good knowing that I don't have to leave the house at all today if I don't want to. I may just have a pyjama day...
List for today:
hoover through and clean the bathroom
check banking (payday Friday)
load of washing out to dry on the line
minimise heating use (it's on at the moment but only until the place warms up a bit)
I should really go to my friend's exercise class tonight as I slept through her 6am class
All meals from stores
Aim for nsd
Stop snacking! I'm terrible for doing this if I'm slobbing
unsubscribe from at least 10 emails
relax
By the way, I love sloe gin - send it this way.:p:p:p

DawnW

Morning CCL, and thanks for the start
I've been retired/ pt self employed for more than a year now, and I still get up at 6 most days. Not sure why. I was a bit later this morning - the light woke me up at 5 (which of course is 6 really :mad:) but decided to keep warm in bed for a bit longer, and then dozed till 6.30. I hate all this messing about with the clocks - I remember what a nightmare it was when the children were little

Right, enough moaning, list for today:
Found enough raspberries in the garden to go with my breakfast porridge and yogurt (yum)
Check banks
Clean kitchen floor as it is a bit sticky in places after the sloe gin making session last night
Sort out the brick and glass box at the back of the house which might be called a conservatory if it were posher It is a dumping ground of wellies, animal food, stuff like GD's pushchair which hasn't really got a proper home, the dog's travelling crate, the BBQ, etc etc. It is a very small room, and full stuff :eek:
Take a box of items to sales unit
Take another couple of boxes to the charity shop
Dusting - everywhere! I have old, dark wood furniture, and it is not looking good at the moment
Any surveys and FPL
Postal survey tasks
Washing out on line to dry
HM meals
Heating on only in bathroom and airing cupboard - will try to manage without till it gets dark, and will then light the wood burner. It is ok in here at the moment, though cold outside.
No spends planned for today
Freecycle item being collected this evening (I hope!)

OK, I had better get on. Hope everyone has a good day

determined_new_ms

Morning guys :wave: hope everyone is good. Cat thanks for starting the thread and enjoy your week off :j

Dawn you are right this clock going back malarky has messed up dgd's sleep pattern. she's been up at 6 both days so far. It took ages to get her sleep extended to 7 after a lifetime (hers ) of waking at 4, then eventually 5, then it extended to 7

Plans for today:

* going to a lecture in London this evening. Very excited about this as it is a woman who is a leader in the field of the disorder my dd has. Need to speak to my friend to organise travel
* check banking
* all meals from stores
* an hour in the garden. Must do this as didn't do any over the weekend and time is marching on
* take dgd to the park for free exercise later
* think I will do pasta collage with dgd this morning. She loves gluing!

Ok that's all I can think of right now - at the first cup of coffee of the day. /sure there will be more when I wake up!

FinallyGettingFree

Morning!

Today I've brought my lunch into work and later I am going to start sorting out my coin jar to take it to the bank.

foxgloves

Morning Campers,
Well, so far I've pegged the laundry outside to dry - did cheap overnight wash. I've tidied the kitchen & put the bread maker on for a loaf. Today, I simply HAVE to tackle the pears because it's pretty much the last of them, so they will go off if I don't get them used. Haven't quite decided what to do with them yet, & have lots of other kitchen/cooking jobs to do too, today. Think the best thing is for me to wish everyone a nice day, really crack on here, then aim to post later with a list of what I actually achieved. Am conscious that it's a waste of food if I don't use up our pears, they are a free resource, I do value our lovely crop each year, so I must have a Pear Day today.
Hopefully talk to you later,
f x

ziggy2407

Good Morning Everyone

CCL - Thanks for starting us off, hope you make some time to relax and enjoy your week off

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today I will:

Go buy mum some crockery (came home to discover that at some point she has given away every plate and dish she owns - why? who knows?)
Packed lunch for DH
Washing
Bump all sale listings/freecycle/facebook
Check Banks
Continue purge on Emails
Surveys
Enter a few comps
All meals from cupboards/fridge/freezer
Read book
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win
Check Lucky Phone

Have a good day!

C x

carrielovesfanta

Morning folks!


Thanks to ccl for starting us off - enjoy your lazy day


The clocks messed me up as well which I was surprised at. Woke at 4.45 instead of 5.45 but feel refreshed and awake so not too bad.


The decluttering is over for a bit. Got rid of:

• Suitcase with broken wheels
• Flip flops that are too big
• Two dressing gowns
• Two sarongs
• Two pairs size 16 pjs (am a 10-12)
• 1 t-shirt that is too big for OH
• 2 shirts that are too small for OH

And some other things. I'm not sure now. I do know though that I managed to condense all of the suitcases inside the big one, which now means that the top of the wardrobe in our bedroom is clear


Today's list:

• B/L/D from stores
• Charge phone in work - done
• Charge fitbit in work - done
• Two hours overtime (not paid but need Thursday off for the funeral)
• Go for a run at lunchtime - done
• TRY to sort the fridge
• Washed some jam jar lids (am going for a new storage solution here)
• Brought washing in to finish on the airer by the dehumidifier
• Sit down with OH later to sort new gas/elec tariff
• Crochet if time

That'll do I think, small things during the week


Have a good one all


clf x

carrielovesfanta

ATTN ALL CRAFTERS

Mind are having a fundraising Christmas "crafternoon". LINK


I know that it's a charity that we've often mentioned on the thread and that we have several crafters among us and people who are wishing to raise awareness of MH issues.


It may be something that people wish to get involved with. I'm going to organise one at work

kayannie

Morning all!

Foxgloves is having a pear day - I am having a green tomato chutney day! (Or I will be once I've been & picked them).

When I walked the dog this morning, I came across a dead bird that I've not seen before. It was the size & shape of a wood pigeon, but with green legs & beak. The body was dark grey except for a white patch on it's tail. Any bird watchers among you? I've just sent a photo of it to Autumnwatch, as I've looked through our numerous bird books with no luck.

One lot of washing is on the line and the 2nd lot is nearly ready.
Breakfast was porridge with grated apple stirred into it. I've a glut of apples to use & this got rid of one.
OH had emptied a box of cereal, so the inner packet has been washed & is drying, ready to be used for a sandwich wrapper.
A friend has asked me to call in & collect some knitting magazines that she's finished with, and I've promised a recipe to another friend so I will walk to both before I make a start on the chutney. I need coffee first!


K

chocolatelover93

Morning everyone thank you CCL for starting enjoy your week off

Had a nice weekend and got a couple more bits for the house (shoe rack and some bathroom shelves) off Amazon using vouchers from survey's only had to pay £2.29 also realised last night I have some more survey's that could be cashed in so getting another £20 coming my way which will buy the other shelves for the house!! Now just need to sweet talk my dad to come and hang them :P

My day off today going to spend some time with my mummy

- Go to mums and take her into town
- Complete two MS's
- Pick up canvas wardrobe from FB (bargain at £20)
- FPL
- Lucky Phone
- Blog Post
- B/L/D from stores (feeling carp so not really eating )
- Set up SO for NPower
- Set up SO for rent (WILL get these done - fed up seeing them on here)
- Complain to PO
- Complain to Sky
- Change Clubcard address

Right I think that is it - going to go before I add more!!

Have a good day everyone, sending hugs xx