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Monday 26th October - What small DFW things will you do today?
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News:
Insurance Premium Tax is going up from 6% to 9.5% from 1 Nov. Therefore if your home, car or pet insurance is due in November it might be cheaper for you to renew your policy a couple of days earlier to avoid the tax hike.
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
determined_new_ms wrote: »Need objective opinions! The plasterer broke my door on Friday and it can't be repaired and to be honest I don't want a broken door! (he didn't even tell us I only found out as I was tidying up!) He said the work was going to take 2 days and he would charge us £250. I have said I'm going to hold back £50 to get a new door. This has not gone down well. Would you guys do the same?
I would say to him he has two choices: Lose £50 from what you pay him or you'll be requesting a claim form from his Public Liability Insurance company and he'll have to pay bigger premiums on his insurance going forward.
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
I would say to him he has two choices: Lose £50 from what you pay him or you'll be requesting a claim form from his Public Liability Insurance company and he'll have to pay bigger premiums on his insurance going forward.
That's what I said to him allyDF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
I would definitely say the same as Ally. How rude of him to not even tell you - so I wouldn't feel sorry for him!Debt as at 5 June 2023 - £15,600.89
Current debt - £5,100
Total paid off - £10,500.89 (67% paid off)0 -
Hi All
Crawling in with my pathetic update for the day. I am really sick and I hate it. I cant even remember the last time I was and now its like ALL the sickness has decended on me.
It started to move from a standard cold/flu yesterday evening. I said to OH I feel like someone has punched me in the face, my jaw line hurts on one side, & my teeth feel like they do when you've been grinding them in your sleep but 100 x. Anyway, this morning I got up, & the other side felt like that too. I cant taste anything at all. The cold & flu meds arent touching it (interesting Twiggy thanks) & I have managed to get a docs appointment in around 40 mins this evening.
I've chatted to a couple of people who said it sounds like it might be sinusitus. Its hideous whatever it is. I cant eat because my jaw hurts too much, about the same as when I had my wisdoms out & you cant move your jaw for days aftewards. Not great when Im supposed to be eating another 500 cals a day to provide for a baby, really had enough.
Anyway thats the excitement of my days at the moment. Am praying that the doctor takes pity on me and gives me something to help rather than just says time will help.
My sole act of money saving today was to pay the min on my CC, so I have just £89 now between me and being under £3,000.
Sorry not to post back to everyone else today.
Bob" Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
awwwww bob hope the doctor gives you something to help. No words of wisdom but am thinking of you xDF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
determined_new_ms wrote: »Need objective opinions! The plasterer broke my door on Friday and it can't be repaired and to be honest I don't want a broken door! (he didn't even tell us I only found out as I was tidying up!) He said the work was going to take 2 days and he would charge us £250. I have said I'm going to hold back £50 to get a new door. This has not gone down well. Would you guys do the same?
I think you are being more than reasonable. I can't believe he didn't tell you, did he seriously think you would not notice?Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Aw Bob yes it sounds like sinusitus. I have only had it once but I remember feeling as if someone had punched me. The good news is that once I got antibiotics (or whatever the docs gave me) it cleared up quickly.
I had £40 for food shopping today and I spent £40.48 so I am really pleased. I toyed with the idea of going round the supermarket using the calculator on my phone but decided to wing it in the end.
I had a giggle to myself this morning. My boss (who is loaded) asked me if he could borrow £1 as he needed a pound coin for some reason. I wanted to say to him that he couldnt because I need it for my gym class tonight. He wouldnt have believed me if I had told him how skint I am this week.
dnm our friends were having some new worktops fitted and the fitter dropped and smashed their belfast sink. They insisted on paying for a new one, OK so it was an accident but I wouldnt have been so generous! I would be really annoyed that he was obviously hoping you wouldnt notice until he was paid.
Right, got to feed everyone. Back later x0 -
CCL Thank you for getting us started this morning.
Today I will:
Post on this thread for support, motivation and inspiration
Open curtains fully
No heating, we have jumper, slippers and blankets
Close curtains before it gets dark
Write shopping list
Only buy what is on shopping list
B/L/D form stores
Eat from meal plan
Soak porridge overnight
Run DW overnight
Run WM overnight
Wash hair and leave it to dry naturally
LSD
Turn off lights and appliances not in use
Make bread
Check FPL
Entertain us for free
Educate children for free + gym class
Bob & Twiggy I hope your feeling better soon
Hugs to allFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Hi,
Can I join? I need the impetus of a threat of a kick up the butt in the event of can'tbearrisedness....
I like the layout of (I think) legomum's posts - hope you don't mind if I borrow it.
And this would have been on this morning but the forums are banned from work.
Proactive MSE-ing- Dehydrate load of pears given by next door - dehydrating as we speak
- Look out scarves & gloves as it's getting chilly - done
- Order nephews vouchers from A*azon - can't buy a voucher with a voucher - what do boys like!!!!
- Put parcel shelf back in car - done
- Take glass to recycling - done
- Post on here once a day 1/28
- Watching Walking Dead tonight via Amazon Prime - feet up about to watch an episode
Thanks folks - feel free to nag me if I'm not behaving or updating.Debts 07/12/2021
#280/#310.08/#450/#575.47/#750/#1000/#1200/#1848.830
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