Employer but not employed

mummytofour

According to tax credits as a solo carer for four boys, 3 with asc, I'm not employed. Despite working 24/7 to care for them. The gov gives me £62 a week, which is taxable but according to tax credits I'm still not employed, so I can't get help with childcare for respite.

So after much moaning and crisis and after crises, social services, might agree to give me direct payments. I will then be an employer but still not employed.. Despite having to arrange employee things etc, which will take up even more of the 24/7 that I'm already busy.
I think I'm going to register myself as a care provider and register as self employed of course I will have three clients all with the same surname as me!
That way I will be able to get working tax credits and help with child care, what do you think?

Just to add im now in week four of house arrest ;-) due to my caring role, and kids of school or excluded from school. I saw a live in carer job recently near me for 1k per week... I'm obviously greatful for my £62 a week and so pleased my social isolation in valued so highly :rotfl::rotfl:

fed_up_and_stressed

mummytofour wrote: »

According to tax credits as a solo carer for four boys, 3 with asc, I'm not employed. Despite working 24/7 to care for them. The gov gives me £62 a week, which is taxable but according to tax credits I'm still not employed, so I can't get help with childcare for respite.

So after much moaning and crisis and after crises, social services, might agree to give me direct payments. I will then be an employer but still not employed.. Despite having to arrange employee things etc, which will take up even more of the 24/7 that I'm already busy.
I think I'm going to register myself as a care provider and register as self employed of course I will have three clients all with the same surname as me!
That way I will be able to get working tax credits and help with child care, what do you think?

Just to add im now in week four of house arrest ;-) due to my caring role, and kids of school or excluded from school. I saw a live in carer job recently near me for 1k per week... I'm obviously greatful for my £62 a week and so pleased my social isolation in valued so highly :rotfl::rotfl:

You wont get wtc for looking after your own children. Why not use the DLA for the child -/ children receive (i am assuming that it is the children you are receiving the £62 a week carers allowance for) after all DLA is for costs associated with disability.

Remember not everyone even gets carers allowance for looking after disabled relatives e.g when carers do the 35 hours care a week or more as required for c.a but they also work earning more than £110 a week trying to look after their family- they get no financial help despite being full time carers Or pensioners on state retirement pension who get not one penny never mind £62 a week either even though they may be caring 24/7

I find it hard to believe that your only income as you make out for all 4 of you is £62 a week. Do you not receive child benefit, child tax credits, (possibly income support), the childs / childrens dla, possibly housing benefit and council tax benefit.

Also does the childrens father /s not provide for their upkeep ? Maybe some of this could be used to pay for respite.

If you are genuinely living on £62 a week for 4 of you As you make out i suggest you speak to a welfare adviser to complete a benefits check.

FBaby

Deleted as double posting

FBaby

You think you should be paid to look after the 4 children you chose to have? Nobody forced you to continue to have children.

Do you think that society should involve a certain group of people to go to work and limit themselves to one or two children because they can't afford to have more even though they would love to and pay as much tax as they can so that those who are choosing to have as many as they want can be paid just to look after them?

Surely you must been in receipt of hundred of pounds in DLA each month, if not more. Isn't what it should be used for?

stevemLS

The CQC would not register you as a care provider to look after your own children.

Have you had a carer's assessment by the local authority?

If they make Direct Payments they will be for elements specified in the care plan, for example the employment of assistant(s) to help with your children. It is not just additional income. If you don't spend it as agreed, you pay it back.

Icequeen99

blondebubbles wrote: »

You will not get WTC under any circumstances for looking after your own children. That is what CTC is for.

I think people may have misunderstood her post. I don't think she is trying to claim WTC childcare for her own children.

My understanding of her post is that she is going to try and use the direct payments to pay herself as a self-employed carer - which would make her employed for WTC. She can then claim childcare (which she can pay to someone to get some respite).

OP - I can't see that working. It is highly unlikely that social services will approve the direct payments in that way. I have just changed from using my direct payments with an agency to directly employing a carer and I have had to jump through hoops.

secondly ,it is more likely that your status would be employer and employee rather than self-employed and you get yourself in a load of trouble for that.

Why not just use the direct payments to get carers for the kids and that gives you some respite time to either get a job or do something else?

IQ

densol_2

Even without WTC which isn't that much, you would be getting child tax credits for 4 kids and also getting 3 severe premium payments for the 3 children PLUS DLA, plus the careers allowance ?

So for my own morbid curiosity I calculated that 4 eligible children, with 3 receiving highest rate DLA, you would receive £24,854 per year.

For 3 kids getting £104 per week EACH DLA - that is £16,224 per year.

Plus carers allowance of £3224 per year.

So that's a grand total of £44302 per year !! Plus child benefit. Isn't that enough ??

I've been known on here to support people's " entitlement " to benefit, but your crazy scheme outlined above to gouge even more money from the tax payer really does take the biscuit !!

FBaby

Not to add that I think OP gets some maintenance from her ex for the children. Would you really refer to your own children as 'clients'? How do you think this will make them feel?

If you need respite, then maybe you can speak to your ex about it. Does he not see the children?

densol_2

blondebubbles wrote: »

From the last few posts there's also income support, SMI, and child maintenance (£55 per week). Probably council tax reduction too.

Plus free school lunches, free prescriptions ..... The list goes on !

FBaby

So that's a grand total of £44302 per year !! Plus child benefit. Isn't that enough ??

Of course, a couple earning that amount net will most likely not be entitled to any TC help towards childcare.

beecher2

FBaby wrote: »

Not to add that I think OP gets some maintenance from her ex for the children. Would you really refer to your own children as 'clients'? How do you think this will make them feel?

If you need respite, then maybe you can speak to your ex about it. Does he not see the children?

I'm sure I read a post where the husband had some of the kids 2 nights a week.

Some threads on here really do make you wonder.