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Help!?
Comments
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Foodbanks, pawn shops, crises loan, or any friends or family that could help.0
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Aww,bless you-it does sound like you are having a rough time of it.
Again,maybe your bank would give you an overdraft-my bank is always offering me a free overdraft.
Re cleaning,my business started by posting on my local Netmums website.Put up a post saying you are offering your services as a cleaner/ironing/lawn-mowing ,your rates,whether or not you provide your own equipment.(If you are ironing,people do appreciate "a smoke-free home"-mention this).With school hols about to start,you might be able to pick up something.
Good luck-it does sound like you are having a tough time at the moment.
Another thought:if you can register with Pinecone Surveys,they pay £3 a survey.Not sure if it is the time of year,or what,but I have had 3 surveys since the start of October.They are not always open for new panelists,but worth checking out.Often there are links to join Pinecone on the Free Postcode Lottery site (there was last week).SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
For such a tiny amount the cost of the credit check and paperwork would make a 'formal' loan' totally uneconomic; it would be greater than the value of the loan.No free lunch, and no free laptop0
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Do you have a credit card or overdraft you could use for the next few weeks?
You could apply for one which will most probably give you a £50 overdraft limit or a £200 credit limit based on your income (benefits). That would be more than enough to meet your needs. You then use them for purchases and pay them off in full when your benefits come through and it's cost you nothing at all.
If it's really bad try a door to door lender who can lend you £100. Pay them off in 14 weekly instalments at about £10 per week and although very expensive it will have to do.:footie:Regular savers earn 6% interest (HSBC, First Direct, M&S)
Loans cost 2.9% per year (Nationwide) = FREE money.
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Any help in any of these suggestions?
http://www.savethestudent.org/make-money/10-quick-cash-injections.html0 -
The OP may be genuine, but I can’t help but be cynical and think that perhaps this is/was a ploy to get posters to feel sorry for them and offer to send them the money via Paypal/bank transfer via PM. After all, “it’s only a small amount”. It’s the oldest trick in the book and I’ve seen it happen on numerous forums over the years. Just think about the number of members who use this site and will read this thread, even if only 5 people sent a tenner, that’s £50 for doing nothing and those members will never openly admit to sending money or asking for it back and usually the OP never returns again.
The OP mentioned about having no phone, I don’t understand how someone who has been working, even if in a minimum wage capacity, could not afford a mobile phone. I’m not talking about iPhones, I’m talking a bog standard £5-10 cheap phone with a PAYG sim in it. Think about it, if OP is looking for work, how are any agencies or prospective employers supposed to contact them? Most companies will call first, rather than e-mail, or at some point will want to speak to you on the phone.
Also, how have they been surviving since not working? And the most obvious one of asking friends/family.
They’ve also been online today this morning, why no response to the questions asked in this thread?I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0 -
Ask a friend to drive you to the food bank ?
You got friends who you could do jobs for in return for a meal or 2 ?0 -
Yep, my question would have been how long unemployed and what did you do previously...
You can borrow £50 from a PDL but whether you are stupid enough to do that without a job is another.0 -
Candyapple wrote: »The OP may be genuine, but I can’t help but be cynical and think that perhaps this is/was a ploy to get posters to feel sorry for them and offer to send them the money via Paypal/bank transfer via PM. After all, “it’s only a small amount”.
I'm not falling for that ploy either0 -
I'm going to believe that you are genuine.
I would suggest you pop into the nearest vicarage and have a word with your local vicar/priest. They will have a sound knowledge of anybody local who could help you out, either with a few quid or some food."There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock0
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