Do One, Debt!

Orange_Ena

GoingToDoIt wrote: »

A good swaggy day! Cashed out a £10 voucher- to use for xmas presents.
So far this month I've got £10 cash and this £10 voucher, £20 cash from inb@x pounds and am almost at reward point for £5 voucher rew@rdtv and £5 from m@bile expressions, plus £10'b@@ts advantage points.
Obviously being off work is helping but it shows that you can get a boost from these sites. All helping to pay off the debt.
Reading other diaries I've decided to try and start a RDF as well, so that there's a bit spare for disaster/celebration/wiggle room.

:T:T:T It definitely all adds up doesn't it, marvellous work. Hope you're feeling better soon

GoingToDoIt

Thanks Ena!
I'm finally feeling much better. So I'm on track to return to work on Friday. Until then I have time to earn points and try not to spend. Had a spendy day today, went to local high St to Duperdrug. Had a good window shop, spent £7 in poundyland and £2.50 in sulerdrug and £1 on a new library card (lost my old one). Had a good nosey at prices and the like, and it's good to know I have these shops not far away, will start going there more often I think.
Had a bit of a LBM why am I trying to pay down 0% credit cards when the money could be working for me in savings?! So that's today's research.
My bay of E listings are ending today. Already made one sale of a free gift, two others look hopeful and two have no real interest. Forgot to bid for the rew@rdtv voucher so that rolls over for another week. Made some rather excellent mushroom soup and victoria sponge cake yesterday from stuff I had in the house.
I think for the first time in a long time I'm back to my normal self! Moneysaving, cooking, I'll be losing weight next ( after the cake is gone!)

abba1772

I've just joined swag bucks last week and have already cashed out £10 quite chuffed with that xx

GoingToDoIt

Hi Abba, I joined swaggy about a year ago but didn't really get into it. This tome round I've absolutely hammered it and I really like it! Especially as you can have actual cash paid out as well. Glad you're earning from it.

GoingToDoIt

I've gone moneysaving bonkers. I opened a savings account with my bank as it pays 6% for a year so that's a good deal. But I've opened it today and it's taken £65 out of my account that shouldn't be going until November's pay...oh well. There's nothing I can do about it now. I owe my credit card £40 in xmas prsents already bought. Plus I owe P Off cc £43
So if I'm a very good money saver- I doubt this- I will live on the remaining funds I have left which is £60 in the bank, £10 in my purse and £13 in paypal, until Nov 13 payday. I need to post two bay of e sales (£5) and get a travel card (£32) and other travel (10) and some drinks and a few top up shop items. Actually that could be do-able!
As a good £40 of this £65 I've "had" to now save is from extra earnings, I suppose it's nice really that I've got something to show for my efforts.

GoingToDoIt

Not a good few days, had a bereavement which was expected but still very traumatic.
Health appears to have relapsed, I really need to return to work on friday but this is in question again.
Received a £48 bill for the P Off cc- so I had not paid it all off as I had thought. Paid £5 today and will pay the rest on pay day.
Got my swaggy voucher for JL- JL now charge £2 for click and collect, if I'd known that I'd have waited and taken the £10 in cash.
Spent £9 on assorted food/junk in corner shop to cheer myself up.

abba1772

So sorry for your loss xx

wishus

Big hugs, GoingToDoIt. It may seem like it won't at the minute, but the sun will shine again. Think of happy memories, and take care xxx

catriona79

Sending hugs and kind thoughts your way x x x

GoingToDoIt

Thanks everyone for your good wishes. it's been a rough couple of days. Back to the GP again tomorrow after the relapse of the last few days. Think I may need to make a plan in case I am off a few more weeks. Will do that tomorrow. If I have to take out cash on a 0% cc I can do. Yes it's more debt to repay, which is depressing. But at least I have the option. And at least I started moneysaving this month, looking at the positives I have been generally good at not spending, and earned a bit of income.
Having been laid up and having limited internet yesterday, I finally started a project I've been needing to get on with. I have "upcycled" an old reversible duvet cover into bunting for my aunt's 60th birthday at the end of the month! The duvet was spots on one side and stripes on the other, so it's ideal. The only outlay has been £1 for scraps of material (p@undland) for the lettering, and I'll buy some nice ribbon for £1 to hang the flags on.
I've also got round to adding the scent to the dried roses from my bridesmaid's bouquet to make into 1st anniversary pot pourri for my friend.
We have some lavender bushes outside, I might prep some little cotton bags/pillows for next year and make those pomander things for the wardrobe. Think it's a while until we get lavender again! Maybe make cinnamon and orange bags for xmas....?
Spent £45 on a tesc@ delivery. Blew the budget a bit but need food and can't go out to get it. Had to spend £40 for delivery, needed quite a lot of household stuff anyway. That's on the Dibs card so must remember to pay it off next month.