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HSBC online banking

Hello all,

I have always kept an eye on my bank balance and avoid being overdrawn. When I can I withdraw cash from the cashpoint because I like my current/available balance to be the same..but recently due to a few hicups (not realizing Paypal would take 2-3 days to transfer money to pay for something I couldn't use paypal for) the two have been out of sync. Instead I just transfered the money from savings and planned to transfer the money back to paypal (should of done it like that from the start really).

Anyway, my issue is that now after a few days (and the paypal money showing as gone in) my account shows as 465.56 C available balance. I have a £500 overdraft. I am sure before that if I go into my overdraft there is a 'D' instead of a 'C'...yet I am not sure why this amount of under 500...Any help please? :( I have had no unexpected bills and will be paid on friday...

Comments

  • Dobbibill
    Dobbibill Posts: 4,203 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Have you paid a cheque into your account that hasn't cleared yet?

    Have you used your debit card for any other payments? Online or at the point of sale?

    Have you got any annual subscriptions set up? AA, car or home insurance etc
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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    Just be better than you were yesterday.
  • Figured it out!

    I had booked tickets for cadbury's world a few days ago and a few times my the transaction didn't go through so I tried again...so the money went from my account each time it didn't go through and was on 'hold'. Just rang the bank! :(
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