Tuesday 29th September - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really important! :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link )
  
• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link) New link!
  

If this list helps you today please click "Thanks".

Broken links repaired 29 Sept 2015.

allydowd

Morning Jedis,

Quick post and run.

* Go to work.

* Take a packed lunch.

* Use free relaxation App.

* Use £1.89 stress-reduction App. If it works it'll be a good investment.

Have a good day; see you all on my "weekend".

crazy_cat_lady

Good morning all. Thanks Ally for starting us off (and thanks for the link yesterday as well). Another day, another day of dh not getting up :mad: It's ds birthday today so we will carry on regardless. Another pretty sleepless night for me I have to confess - life seems to be non stop at the moment.
List for today
check banking - payday tomorrow!
full day of teaching
mark a set of books (ideally two)
try not to stress
leave the heating off - it will warm up later
load of washing hung up to dry
aim for nsd
all meals from stores
check fpl and luckyphone
find my black dress for the funeral tomorrow

Bobarella

Good morning All

Ally - thanks for the start today. Hope work will be good to you/for you.

Yorkshire - from yesterday's thread. That must be strange for you going back to maternity ward for your son's monthly treatments.

CCL- that's why you are a hero. Because you feel like that and carry on anyway. No one in your shoes could be unaffected seeing their partner in that state. Your DFD is so close now as well. Go you!

LegoMum- thanks for the boost that was a nice thing to say. In all honesty I am just trying to get to a point where once this baby comes I have a small buffer in my business account to try and get over the hump of having to stop work for some kind of time. It's a very difficult thing as I never know what I will take day to day, have bills coming out most days, & also buy my base ingredients each day to avoid being in costly supplier relationships which I have found very hard to manage in the past. So I start each week with a figure in mind but it often varies massively.
If I could be at home now doing nothing and not feel like that was a bad move for the business I probably would.
No one in my family seems to get where I'm coming from. I mean extended family. I often feel they think I'm a workaholic. Or a cold woman. I'm neither. I'm just trying not to damage my existing life by losing what I've killed myself over the last 3 years, including heavily investing in ourselves. Dammed if I will lose it now to tick someone else's box of what a woman having a baby should do!

Sorry for long reply today

Have a good one everyone who follows.

Bob

MinnieMousesMummy

Good morning everyone, It is very misty here today and I can barely see out of my window.

Ally – Thanks for starting the thread off this morning.

My plan for today:
Check online banking and move money around
Feed the animals
Listen to voicemails and follow up on anything important
Get a quick shower
Go into uni
Clean holiday let
Visit dm
Pay money into the bank
Collect little ones from childminder
Get some oil for the car
All meals from stores
HH tidying the living room and study
Get rid of 50 emails
Do budget for October
Check FPL
Check luckyphone
Swagbucks
Do daily JPJ, whilst avoiding temptation to spend

I think that is everything that I need to get completed today, hope everyone has a good Tuesday x

DawnW

Morning all
((Hugs)) CCL. Sorry to hear what you are going through at the moment. You have achieved such a lot though, and are so close to being debt free :A Once your debt is paid, will it be possible to make some changes in order to make your life a bit easier? I do hope so.

Bob, why wouldn't you just carry on as you are if you feel up to it?

Right, my list for today:
Check banks Done
Feed hens and change their water Done
Make a loaf in the BM Didn't do this as I have wraps and pittas in the freezer, and we will use these up first
Put away sales stock that I brought home yesterday. Not looking forward to hauling it up 2 flights of stairs, but the house will look much tidier once it is done! Done :T
Tasks for postal survey Done
Any online surveys A couple for onepoll
Read and file away pet insurance documentation which has arrived at last. Done
Wax the furniture item I painted yesterday Done, and took it to the shop out of the way
Sort out the ripening tomatoes Oops otdone this
Sort out freezer, find something for dinner and make some space for yet more tomato sauce :eek: Done
Sort out fridge to make sure everything gets used up before it goes off :eek: All ok
Groom and train puppy Done, but 5 minutes later he looks just as scruffy :rotfl:
HM meals from stores but must buy some bananas while out Done

There is bound to be more! I will come back later and update.

Hope everyone has a good day

xxxJOJOxxx

Thanks for the start Alley and good morning to everyone. Had a nice day off Bob thanks. Mondays are always a bit hectic though. Its my very mummsy day with all the dance clubs etc. Back to work today, its very slow at the moment so tends to drag a little but we will be starting food again in a about a month so just keep plodding to them

Daily Dfw's & Pure Money
Check Online Banking
Check Emails
Free Postcode Lottery
Drop off Paperwork to remove ex name from bank Accounts
Order repeat meds

All Things Old School
Walk to town/child-minders, bus to work
Nightly routine (plugs off/doors shut etc)
Charge phone at work
Make use of free drinks at work
All meals from stock
Few tops up from town whilst passing through

Home & Decluttering
Quick hoover & Mop
1 x washing & Ironing
Sand & Fill one wall where shelf use to be
Sort one drawer out
Declutter one item
One bag to charity shop

Extra Money Oppurtunities
Onepoll
Smile & get some tips
Upload receipt clicksnap

Leisure & Entertainment
Netflicks this evening

Have a great day everyone

Pippilongstocking

Hey chaps Ally thanks for the start off.

List for today
Work 6 hours garden
Work 1 hour womble land
Gardening later at home, pick more veg
Home meals
MEAL PLAN
Check banks later incase something amazing happens
Fly lady done the mission must do some actual living room cleaning
Walk mutts and feed chooks again
Try and do something nice today for me.
Washing to do and air dry
Fridge to sort out - nearly finished
Plants to plant....................cleared one bed last night and need to plant that up again with kale etc.
Check T&M offers as have a couple vouchers.

THats me hope you all have a grand day!

I need to unlock a phone or get a free PAYG sim for V/fone - anyone any ideas I live pretty rurally.......

princess_pea

Morning all,


Lovely sunny day here again :T
Lots to do at work today
Not a NSD as need to do an Aldi shop tonight (didn't do it last night). The car also needs some petrol in it but this can probably wait a couple of days
FPL and surveys to do
Home at lunchtime to walk poochy, then will get a lift back in as I won't be able to get a parking space again!
Updated "Operation Wedding" spreadsheet :eek: I was really relaxed about the whole thing until we made a spreadsheet!
Walk home from work
Take poochy up the hill again this evening
Get knitting out tonight if I'm not too knackered


Have a good day everyone x

ziggy2407

Good Morning Everyone

Ally - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Quiet day planned, today's little list:

Deep clean bathroom -
Filing & Shredding -
Bump listings for sale (freegle/facebook) -
Continue purge on Emails -
Surveys -
Check Banks -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Read library book -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone -

Have a great day, love to you all

C x