ee pay monthly deals to be found?

mobilejunkie

An illusionist as well as a telepath then. Now you're quoting something which doesn't exist on this thread whilst telling me to "follow it".

You are making many assumptions; I never did, but asked the OP questions in order to then make suggestions. Instead I have you concocting a scenario which you cannot possibly know is the case and making inferior suggestions with lower bundles and much higher cost based on your own assumptions.

There are always people like that on here and since you can lead a horse to water without making them drink I will deal with facts and not assumptions and leave you to thirst.

londonTiger

mobilejunkie wrote: »

1) Why can't you use a personal contract - you can still treat it is a business one for cost etc?

2) Why EE - there are better deals elsewhere?

3) Subject to those answers the deals already mention are expensive. Current cashback deals could offer a bundle and throwaway phone free or higher bundles at a much lower cost.

1) It's for business use, mobile phone companies do not provide vat receipts on personal lines, and there are all sorts of weird tax rules about mobile phone invoiced to anyone but the company not being an allowable expense. The contract must be in the company's name. I can edit my name on giffgaff so it's London Tiger Ltd, :rotfl:. Weirdly gifffgaff do also provide VAT receipts, despite their terms saying not for business use.

As ND pointed out, I need a long term cheap plan on EE in order to facilitate getting mobile broadband high capacity sims easily on an ad hoc basis.

2) EE 4G mobile broadband is the king, three have the same coverage as EE but much slower 4G (Three have contracts with t-mobile and orage to use their infrastrcture), but EE have since invested on far better infrastrcuture outside of their deal with three which puts three behind.

o2 very average, vodaphone abysmal.

londonTiger

mobilejunkie wrote: »

I have; you haven't.

The OP hasn't specified how much data they need and the first deal you suggested only offered a paltry 250mb.

Maybe YOU should follow the thread - I don't deal in guesswork.

Mobile broadband sims is for clients and they need 25GB+

I tend to not use much data on my mobile phone contract at all, just very light use for looking up places while Im out and about. So 500mb, 500mins, 100 texts is all I need really.

mobilejunkie

Fair enough. I'm not convinced about needing to be a business account though (I'm self-employed and don't work that way and VAT invoices are always provided on all networks as standard). Maybe it's different if you're a limited company - although then you could charge the personal bill to the company as an expense.

Cashback deals can't compete with that speed and volume; but they certainly can with the normal contract - just not on EE. Since you originally asked about cashback deals, they change all the time. There is a decent choice on other networks at present, but over the last 2-3 years there have been very long periods where there were no great deals at all. Also, the networks have changed the way they work; when O2 and Vodafone withdrew their agency from Phones4u the dealer collapsed. They did the same to Buymobiles, but despite going through a very shaky six-twelve months they at least managed to survive. They now only really have one network, so they haven't had any fantastic deals since and now rely on more conventional marketing.

Less competition means less need to offer incredible deals - that, plus changes in the rules because of political pressure which meant it was far easier to make claims and you didn't lose all future cashback if you missed 1 claim. A sad day, but sometimes networks push their incentives to dealers and good cashback deals appear. That, however, is unpredictable and rarer than it used to be.

Cashback deals have always been limited in that you can't wait or dictate when they will appear; they also never have the phone some people want or the bundle. I therefore just grab as many as I can when they are around. Fortunately, I have managed to maintain 8 current contracts - but there is far less choice of network nowadays. I have three Vodafone contracts, three Talkmobile contracts, one O2 and - yes - one T-Mobile. However, the T-Mobile contract was a fluke from 2 years ago which has made a small profit with a great bundle despite not being a cashback deal - the only non-cashback contract I've ever had, in fact. Not only that but at the time although it was free it was only a twelve month contract and I already had plenty of cashback contracts, so I nearly didn't bother. Three months after I did I discovered that ALL 08 numbers were included in the bundle - a huge bonus. After giving notice 11 months in I considered that the contract might effectively be able to continue at a cost of 23p a month; I checked carefully and cancelled the notice (I am still actually just in profit but even though it now costs 30p per month it's WELL worth it). In the summer it looked as if the 08 benefit would disappear; it didn't. All from a contract I didn't need, was only 12 months and wasn't a cashback deal. In your current situation it may have even qualified you for the data sim you're looking for - a contract which should have ended a year ago, cost me nothing, wasn't needed and with a huge benefit I didn't know about at the time. Also, should cashback deals ever disappear at least I have a reasonable bundle which would then cost me only 30p a month (plus future RPI increases).

If you need an EE contract now you'll have to bite the bullet; but personally (if you're comfortable and experienced with cashback contracts) I would always grab a free one anyway whoever it's from. I have found over the years that you cannot predict some of the unforseen benefits of a contract (like my T-Mobile one) which can be even better than the fact it was free. Two years is a long time and much can and will change in that period; it is quite possible something will appear which will be extremely useful IF you're in the game. One thing for sure - it won't if you're not.

londonTiger

mobilejunkie wrote: »

Fair enough. I'm not convinced about needing to be a business account though (I'm self-employed and don't work that way and VAT invoices are always provided on all networks as standard). Maybe it's different if you're a limited company - although then you could charge the personal bill to the company as an expense.

You are completely wrong. I run a vat registered business and I also read about the specific treatments for mobile phone contracts.

If you buy stationary [for busines] using your own money you can make a fuill claim on it and the busineess can recover the vat from it too.

There are specific exemptions for mobile phones. You cannot make a tax deductable claim for pay as you go topups that were paid from the employees funds.

Additionally no mobile phone network supplies a VAT receipt for personal lines. giffgaff is an exception,m but the big 4 main networks do not. In fact the statement will say "This is not a VAT invoice". Some will state the VAT amount which is done in order to show that they#re taking less money that they bill you, but it will almost certainly not have the VAT number on it which means it's not a vat receipt.

There is a reason for this, it defers VAT for them until the year end. Most businesses pay VAT quarterly, plcs will pay VAT on a monthly basis to HMRC. But the VAT is due on the date the VAT invoice is generated. So for all the personal customers they will not generate a "VAT invoice" until the end of the year. I say VAT invoice in quotes because it's just a file in their computer and the customer never gets a copy. This way they don't have to hand over the VAT to HMRC until later on in the year. Earning tonnes of interest.

mobilejunkie

That is incorrect. I am on an annual VAT return and it makes no difference when I collect it. Each year the total net balance is due and a slightly smaller monthly amount is collected for 9 months in equal insalments regardless of whether I've received any payments. An adjustment is then made early the following year.

VAT is incurred at the tax point; if the supply is earlier than the invoice it comes into effect at the earlier point. My cash-flow is only affected by my efficiency in collecting the VAT as quickly as possible -it has nothing to do with when I issue an invoice except as a demand from payment from my customers. In your scenario the network would never have to pay the VAT at all, since they don't issue a VAT invoice at the end of the year.

londonTiger

mobilejunkie wrote: »

That is incorrect. I am on an annual VAT return and it makes no difference when I collect it. Each year the total net balance is due and a slightly smaller monthly amount is collected for 9 months in equal insalments regardless of whether I've received any payments. An adjustment is then made early the following year.

VAT is incurred at the tax point; if the supply is earlier than the invoice it comes into effect at the earlier point. My cash-flow is only affected by my efficiency in collecting the VAT as quickly as possible -it has nothing to do with when I issue an invoice except as a demand from payment from my customers. In your scenario the network would never have to pay the VAT at all, since they don't issue a VAT invoice at the end of the year.

You are really annoying, you make statements when you're wrong and you keep defending it til people lose patience and move on.

YOU might be on annual vat return, but plcs and other big companies that take in millions in revenue have much frequent returns.

The non-isue of VAT invoices in order to delay handing over VAT is a common tax delaying trick used in some instances. This is one I have read about in a bookkeeping/AAT forum. I cannot call on the exact page to refernece. But you certainly cannot dissuade me from this point because you have proven countless times over that you cannot read and just answer the question you think has been posted.

Why do you think mobile phone companies issue a tatement which says This is not a VAT invoice, and then they list the VAT amount on there anyway? WHy go out of their way to declare that it' not a VAT invoice?

mobilejunkie

Says you. Not all mobile bills have that on and it doesn't negate the point of supply. Of course, you've "read it" somewhere so it must be true. They must never pay the VAT back then since they obviously never produce a VAT invoice. VAT is due whether a VAT invoice is produced or not.

londonTiger

mobilejunkie wrote: »

Says you. Not all mobile bills have that on and it doesn't negate the point of supply. Of course, you've "read it" somewhere so it must be true. They must never pay the VAT back then since they obviously never produce a VAT invoice. VAT is due whether a VAT invoice is produced or not.

it gets deferred into year end. That's the absolute final deadline when all VAT invoices must be raised.

you should know how complex tax rules are, so don't play laymen talk here.

ALL CONSUMER pay as you go contracts have "This is not a VAT invoice", broadband suppliers do this as well although plusnet did issue VAT receipts on request, but their default was "This is not a VAT invoice"

mobilejunkie

Well, that's strange since they obviously don't issue a VAT at the end of the year.

Talkmobile issue invoices without that statement on them; so do Vodafone. In either case, you pay it when it's due and they are liable for it at that point. In my case, although it is balanced out at the end of the year it is reflected in what I pay monthly the following year. When I issue the VAT invoice only affects when I get paid from my customers - not when I account for it to the government.