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I Need A New Me

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  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    (hug) oh sorry to hear about that Tink - but hopefully it's the last hurdle, as you say you can just start saving next month and you have a new job to go to.

    Do post if there's any areas that are particularly tight and we can put brains together for solutions.


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Tink,

    Haven't been around much this week but wanted to say hope you are getting on ok - it's rubbish that you won't be able to start your savings until next month, but the important thing is you ARE starting them! Keep your chin up, you know where I am if you need to talk/rant.

    Hope things with your OH aren't too bad

    Kirst x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • (hug) oh sorry to hear about that Tink - but hopefully it's the last hurdle, as you say you can just start saving next month and you have a new job to go to.

    Do post if there's any areas that are particularly tight and we can put brains together for solutions.


    Rosa xx

    Thanks Rosa. Shopping might be a bit tight but if I've worked all my direct debits out I should be ok.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • kirtsypoos wrote: »
    Hi Tink,

    Haven't been around much this week but wanted to say hope you are getting on ok - it's rubbish that you won't be able to start your savings until next month, but the important thing is you ARE starting them! Keep your chin up, you know where I am if you need to talk/rant.

    Hope things with your OH aren't too bad

    Kirst x

    Hi Kirsty. Sorry not replied to your PM. I've not been on much the last few days. Things aren't too bad at the moment. Will try and catch up on all my diaries in a min.

    Thanks for everything.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • Well this weekend I've paid £97.50 off my debts so that's a little something. Was hoping to do 1% but with circumstances as they are not been possible.

    The weekend hasn't been too bad either. Did housework and a bit of the garden Saturday, went out for a few hours with DD on Sunday and had a relaxing day today ready for tomorrow.

    I start my new job tomorrow:j:j can't wait. Got my bag ready and my clothes ready just dreading having to get up early. I've set two alarms so should be ok :rotfl: so excited. The only problem is I haven't been sleeping well lately and I know tonight will be worse so if you see me on here later please shout at me.
    :money:
    Hope everyone has had a good bank holiday and had better weather than us.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • I knew there was something I forgot to put. Really need to get my pile of stuff put on eBay so it will give me a few extra bits of money to help me through this tight month.

    Need to be tough with myself to get this done this month.

    I've also decided to try and make my posts a bit more positive. New month, new start.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hope your first day is going well Tink!

    Kirst x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos wrote: »
    Hope your first day is going well Tink!

    Kirst x

    It was great thanks Kirsty. Mostly training this week and waiting for my DRB check to come back. Got up fine this morning thankfully but feel shattered now. It's good to be doing something again.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • bellevie
    bellevie Posts: 894 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hi Tinkerbelle,

    Just finished reading your diary, wanted to wish you luck in your new job, glad your first day was ok.
    Keep charging ahead, you will get there, and I am sure you will find a perfect house for you DD & doggie.
    I have the same goal housewise so will be subscribing and reading with interest!

    PS my DD's nick name is Tinks, she loves Tinkerbell, and often scolds me for not giving her that name officially :D the name she has does rhyme so close enough I feel! :)


    Bellevie
    MFW
    Starting debt :£287,410 -11/2020

    2022 Closing balance £271,402.45 

    2023 closing balance £263140


    Original end 11/2045 
    New end date :....... 

    Overpayments to date £574.4 (1/26)



  • Hello Tink,

    Thanks for popping round to my diary, though I was sad to read the news about your withheld pay. Grr! Annoying.
    But so glad to hear you've got a plan already! The grocery challenge sounds cool, I remember I've had to do that twice before with just pennies to live on and I did it! Have you got some stuff in your freezer to help you out?

    Big hug x
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
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