Thursday 20th August - What small DFW things will you do today?

lego_mum

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really important! :money:

lego_mum

Morning all,


Hope you don't mind me starting us off this morning. My throat is still sore and I was coughing, didn't want to disturb dh so here I am at 2.25am.
Got a busy day later as meeting friends with kids at an indoor play place(will take snacks so that we don't pay their crazy prices) Will pay the entry fee using Clubcard vouchers. Then it will be back to help my dad clean out tenants place. Before kids swimming lessons tonight.


Today's little list -
:heart: Do Post survey
:heart: Do 5 searches on inbox pounds done
:heart: Check Banking/update spreadsheets done
:heart: Unsubscribe from junk emails done
:heart: Drink warm water rather than tea/coffee save the cost & less calories too
:heart: All meals from stores - plan & prep -
:heart: Try to use something out of the use up food box
:heart: Check out flylady email and complete todays task
:heart: Clean & tidy fridge - if I keep on top of this daily, we don't seem to waste any food.
:heart: Clean & tidy freezer (update freezer list)
:heart: Ironing - switch off before last item to use residual heat
Check FPL
:heart: Do some Swagbucks
:heart: Check email survey opportunities done 3 isay & a yougov (and its only 4.30am!) ANOTHER 2 DONE AS AT 5AM
:heart: Check checkoutsmart
:heart: Check shopitize
:heart: Check TCB/Snap Save -
:heart: Check Quidco/clicksnap
:heart: Check 02 priority
:heart: Check http://ashleighmoneysaver.co.uk/ for daily chance of winning £50 done
:heart: Check https://www.luckyphone.co.uk/ - like FPL done
:heart: Aim to walk 7000 minimum (as this will also give me a few points on bounts via my fitbit)
Wash a load at 30 degrees
Hang washing on the line if its dry
Use something out of pamper box
Read a few pages of a book
Add items to charity bag


Hope everyone has a good day.


Its now gone 5am, I'm going to head back to bed, see if I can get some shut eye before needing to be up at 7.30. Bye for now......

Bobarella

Blimey you were up for ages last night. Poor girl. I hope you get through the day. Typical it's when your husband is back at work or you could have had a duvet day.

determined_new_ms

Morning :wave: lego mum :eek: at being awake so early! Poor you, hope today isn't too exhausting for you x

Right need to get on today and not spend all day faffing around!

Things to do:

* write up MS report from yesterday
* go to another MS assignment at 11. Hopefully will be back by 1!
* [STRIKE]go to waitrose in the town I'm doing the MS in and get a pizza & more yogurt - thanks twiggy![/STRIKE] asked oh to print it off at work thought I'd contribute to the saving paper/ink debate
* [STRIKE]check banking[/STRIKE]
* [STRIKE]job search - really need to start doing this properly now![/STRIKE]
* photo some of the toys and list on facebay & on ebay if they don't sell
* prepare photos & write ups for ebay listing tonight
* submit meter readings. Must do this today!
* all meals from stores
* get something out of freezer for dinner opps forgot to do this! Just looked through freezer/larder and can russle up a corned beef hash tonight
* possibly sign up for another ms company
* [STRIKE]put together a spread sheet to record MS/ebaying as need to register as SE[/STRIKE]

Ok that's all I'll have time for! Have a great day x

lego_mum

Bobarella wrote: »

Blimey you were up for ages last night. Poor girl. I hope you get through the day. Typical it's when your husband is back at work or you could have had a duvet day.

I know, sods law isn't it and obviously I'd booked Mr T delivery for between 8-9am so have to be up dressed and ready (oh and the kids stayed at their grandparents last night so I should have had a lovely nights sleep!!) ah well, lempsip & coffee to get me through the day (and possibly some match sticks for my eyes later!)


Bob, hope you get your noise issue sorted at work today.

lego_mum

THanks Dnms. You are sounding very determined this morning, good luck!

*snow*white*

Oh legomum I feel your pain Had the worst cold/chest infection for well over a week now, the cough just won't ease. So I hope you are feeling better soon.

Yesterday was actually a good day I had a good sort and reorganise of the kitchen especially the drawers, they are no longer a disaster zone. Also ploughed ahead with shredding paper mountain is very cathartic de cluttering and organising .

Today there is really only one thing on my list:

* go to college and get maths gcse results :eek:

Have been a bit in limbo since finishing access course end of June so am really looking forward to finding out if I can take my place at uni or whether it means looking at other courses I can do while working which means getting a job. Just be nice to know so I can make a plan, I like making plans ha :cool:

Anyway hope everyone has a good day

maria3104

Morning all, Lego Mum, good luck with your day.

Am in work since 7 here catching up from yesterday.
It will be a 100% work day rather than a MSE day as I have a big work thing to consider. The outcome affects lots of us so let the pondering begin!
Am so please with yesterday shortening 2 pairs of suit trousers, I have now got a wearable work suit instead of stuff on the hanger unworn. Feel like a guru...

Good luck with any results for grown ups and small peoples!

Have a fun day all.
Maria. x

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link) New link!
  

If this list helps you today please click "Thanks".

ziggy2407

Good Morning All

Legomum - Thanks for starting us off today, hope you feel better soon and get through today
Bob - Hope you have a better day, you seem so down thisweek, wish could send a big hug your way
DNMS - You are "determined" today!!!
Snowwhite - Hope you get the results you need
Maria - Don't overdo it, you are still recovering remember - big hugs

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's little list:

Packed lunch for DH - Done
Walk to & from leisure centre - Done, was exhausted when got home
Re-hab/Physio (at leisure centre) - Done (loved it, even tho I was the youngest by 20 years - the eldest was 87
Read meters & chart - Done
List more bits for sale/freegle -
Bump listings/stuff for sale -
Continue purge on Emails -
Surveys -
Check Banks -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -

Have a great day, love to you all

C x

allydowd

Morning DFW-ers,

Thanks for the (early) starter Lego Mum.

Dowd Towers should be a little quieter today. Hopefully I'll be able to stay in for the most par.

Nillionaire Month Three:

* Job-seeking.

* Uploaded receipts.

* Repair only smart-looking watch. It's not valuable but it looks nice. Went to put it on for a job interview to find it wasn't working. Battery had corroded. Need to clean it up with an emery board and some chemicals to hopefully get it to run again.

* Eat the pizza we bought on offer yesterday. (Link)

* Chase Homebase who are ignoring our complaint about a Strimmer that fell apart after a couple of uses. Have gone through the fre MSE Resolver tool website. I recommend this tool. It worked for me a couple of weeks ago. (Link)

* See if my new emergency-only-credit-card company have enabled the payments TO the card yet.

* Go for a free run later if the mood takes me.

Probably be back later...
...and here I am:

* Positive phone call about a job. Passed an occupational screening exam and am now being considered for second round of interviews for two jobs.

* Received Lidl loyalty card in the post. Gives £5 off a £25 spend until 28th October.