Thistle grasps the nettle! Again....and no sting this time!!

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  • Jessy103
    Jessy103 Posts: 1,826 Forumite
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    Well done on overpaying £7000!!! Also well done on the Christmas budget, I wish I could stick to mine!
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
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    Just been to M*rrisons and bought some whoopsed sandwiches.
    Got 2 duck wraps and a turkey wrap for 59p each down from £2.39
    and a tuna/sweetcorn sandwich for 45p. Picked up 4 whoopsed brown baps for 65p too.
    Used my More Voucher to buy some mince pies for a treat.

    It feels quite accomplished!!

    T:)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
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    Jessy103 wrote: »
    Well done on overpaying £7000!!! Also well done on the Christmas budget, I wish I could stick to mine!

    Hi Jessy103, welcome along. Thanks for saying. I royally fouled Christmas up last year by not budgeting so was determined to get it right this year.

    However as you can see it's put me on knocked down sandwiches for tea!:o!!
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Jessy103
    Jessy103 Posts: 1,826 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    Nothing wrong with knocked down sandwiches, they taste better when they're cheaper! Lol
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
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    Fuel voucher saved me £5.50 at the pumps on Sunday so that's a bargain. I waited until the car was literally on fumes to maximise the voucher potential!!

    Running a SW group for a colleague today, both AM and PM so that's a nice unexpected £90 to add to the kitty.

    I cashed in my £2 coin piggy bank - needs must at this time of year and this yielded a further £408 so I can now budget bills right to the end of December on YNAB and I've still got 2 weeks paydays to go.

    Maybe December won't be the disaster i thought it might be after all.

    Thistle :)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
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    Happy New Year everyone!

    T:)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Jessy103
    Jessy103 Posts: 1,826 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    Happy New Year Thistle! All the best for 2018!
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
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    Back again!
    Really need to get into posting more regularly don't I?!


    Tx
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
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