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My MF Mission 2015

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  • Congratulations on the marriage :)

    Sorry to hear about the car. It's either the relay or the motor by the sounds of it. Relay fix is cheaper, but still neither are very expensive to replace.
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wipers seemed to have fixed themselves :undecided

    Not going to complain but will expect the problem to occur sometime in the future.

    Tried a Tilly Tidy today - a whopping 5p :rotfl:

    Every little helps.
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lippy after a run of 6 days TTing a whole £1 I must confess to a tinge of disappointment when I tidied a measley 6p!
    MFW: Was: £136,000.......Now: £47,736.58......
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Pay day No.2 has hit the account this month. Sad to say with our minimoon coming up, holiday money needed and credit cards needing payment nothing of this can be saved this month.

    On a happier note, £45 monthly interest from my 123 account has been paid to me today :j - Around 4 days of mortgage interest paid by Santander!

    I will be away on a sunny island for the next 3 weeks :cool: so won't be updating much. Hoping for some annual interest on my cash ISA sometime while I'm away, so will update that figure once known.
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Hi there lippy mind me asking how much you have saved in the 123 account to get £45 interest ? as i.m only getting £12/13 a month atm
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi there lippy mind me asking how much you have saved in the 123 account to get £45 interest ? as i.m only getting £12/13 a month atm

    I have the full £20k in there as my current emergency fund. That usually generates £40 net per month in interest. Plus about £7 I get from my DD's as cashback - £2 account fee = £45
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What a lovely weekend to come back to the UK. Nice and sunny :) Still feel like I'm on holiday, minus the massive amount of washing to be done.

    Update for this month

    £500 OP
    £30 Ebay sales
    £10 Halifax rewards

    Still waiting on some annual interest from my ISA which I now believe will be paid towards the end of the month as well as my 123 account interest.

    Now to try and find more ways of saving extra cash to hit my mortgage with :think:
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • Great OP Lippy.

    Did you have a nice holiday?

    Your quest to be MF looks promising and I look forward to reading more updates.
    :beer: Savings £18,000 / £25,000 :beer:
  • p.s I have a Terramundi Pot as well which I adore. It's such an easy way to save change. It adds up so quickly. Only problem is when it's full, it's kind of sad to smash the jar lol
    :beer: Savings £18,000 / £25,000 :beer:
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    p.s I have a Terramundi Pot as well which I adore. It's such an easy way to save change. It adds up so quickly. Only problem is when it's full, it's kind of sad to smash the jar lol

    Yes I won't be happy when it finally comes to smash the pot, but hopefully all the change saved will cheer me up :rotfl:
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

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