My MF Mission 2015

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  • lippy1923
    lippy1923 Posts: 1,374 Forumite
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    Well keep in touch Ali. You're doing great and I look forward to seeing your progress!
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    First Anniversary First Post Combo Breaker
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    So, I am now officially a wife :beer:

    One of the most expensive experiences of my life is over. I should now have spare income each month, which I aim to save up and use as OP's. Also have some spare money now which was going to be spent on the wedding, but me being a bargain hunter and using my negotiation skills, we have managed to reduce our costs and have some left over wonga!

    Tip for anyone getting married- Quite simply, enjoy every second. From the moment you get up and start getting ready to the moment your head hits the pillow at the end of the night. O and keep the drink flowing ;)

    Off to the bank later to pay in our wedding money we got gifted by our guests. I cant believe how generous everyone has been.

    Will update figures in my signature once I know totals.
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • lippy1923
    lippy1923 Posts: 1,374 Forumite
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    Update - Total left over from wedding fund was £2500. Adding that to the EF for now. Massive chunk towards my £6k goal by 2017 :j

    Paid some wedding cash into the bank and just done my first name change. Only another 57 thousand other things I need to change my name on :rotfl:
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    First Anniversary First Post Combo Breaker
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    At the risk of sounding silly, can someone please explain what DH stands for? I know its something husband but not sure what the "D" is. Guess its the same with DS... ***** Son?

    If someone can post the MSE lingo that would be great ;)
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
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    Congrats. im sure its stands for dependant. But i must be honest its purely guess work!

    In between your name changes, check out the major OP's you can make now the wedding is done and dusted!!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • bexster1975
    bexster1975 Posts: 1,576 Forumite
    Photogenic First Anniversary First Post Bake Off Boss!
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    DH is normally darling or dearest husband I believe ( though I'm sure other D words could replace these?!

    Bexster :)
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
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    As opposed to 'flaming' wife...
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
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    lol thanks for clearing that up. I'm sure I can come up with a few words beginning with D that sometimes describe my hubby well :rotfl:
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • lippy1923
    lippy1923 Posts: 1,374 Forumite
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    Payday today... not really a time for celebrating as the money is already spent :(

    Credit card bills this month will be at a whopping £2k :eek:
    Never had them that high in 1 month before. I was also kindly reminded that car insurance, tax and MOT is due in September as well, so that will be a nice drain on the savings.

    Top that all with our holiday at the end of the month, I need to try and pull some spending money out of thin air without breaking into my EF.

    Still got DH payday to come next week, so will see where I am then.

    Going to be brave and do some calcs later and find out what our daily interest amount is on the mortgage. Wish me luck.

    Lippy
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    First Anniversary Debt-free and Proud!
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    Congratulations Mrs Lippy :beer:

    SJ - DW (Dear Wife) often known as SWMBO on other forums (She Who Must Be Obeyed :rotfl:)

    Fab news on your wedding gift money, that's a nice extra chunk.

    Look forward to seeing your daily interest figure too
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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