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My MF Mission 2015
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That's great MFD. Hopefully we will get some good returns in these shares like yours. I can't see my company going bust anytime soon *touch wood*
Your signature suggests your mortgage balance is going down nicely. Keep up the hard workTotal Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
Payday. Monies have been allocated into their rightful places, ready for the new month. £500 ready to whiz over to the mortgage tomorrow with not a single penny to spare. We have spent exactly what we have earned this month
Still in negotiations for my pay rise. I have been offered one, but I am making a counter offer.
Happy Halloween.Total Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
Payday. Monies have been allocated into their rightful places, ready for the new month. £500 ready to whiz over to the mortgage tomorrow with not a single penny to spare. We have spent exactly what we have earned this month
You've also got an OP ready, so that's better than spending what you've earned.
Good luck with the negotiations!0 -
Not a penny to spare, now that's an effective spreadsheet...not to mention the disciplined lifestyle...��MFW: Was: £136,000.......Now: £47,736.58......0
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shangaijimmy wrote: »Not a penny to spare, now that's an effective spreadsheet...not to mention the disciplined lifestyle...��
That's how we budget as well, which does deprive me of Tilly Tidies (but also maximises the OP, so that's probably better than being OCD about TTs) :rotfl:0 -
November
- £500 OP
- 2 months reduction in mortgage term (think this means my OP's are becoming more effective now the balance is coming down)
- Another brick to colour in
- Reached the £100k's (I think I may reach the 99k mark in DecemberTotal Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
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Hi lippy! Just spent the past couple of hours reading through your diary. Well done on your progress so far and getting to 100K, I'm sure you'll be in the 99s in no time! I have subscribed so will be watching with interest!
Jess xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!0 -
Half progress has been made for my payrise situation. I have been offered an increase but have pushed back and made a counter offer for more. This counter request has been pending for a while, so hoping its going to be good news. Wish me luck!
Looking forward to next month and my final OP of the year. Hopefully into the 99K'sTotal Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
Good luck and fingers crossed for your payrise! xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!0
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