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Had a mortgage too long - it's going, going, gone!

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  • Hope you are are Ok! haven't been in here for a while!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Ali-OK wrote: »
    My distraction...might be a man ;) :eek: :o :j :rotfl:

    Hi Ali, nice long distraction, :D;) :eek: :o :j:j :rotfl: think Lil may have the same distraction ;)

    Friends dumped :(:p;) no updates :(
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hope you are having a lovely break and will update when you can. Best Wishes.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Hi Ali,

    what have you been up to recently ? any updates ? :)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Creeps back in sheepishly :o

    All good in Ali-world and the distraction continues! :rotfl: ;)

    But lots been happening aside that.

    Laptop has been on its last legs for some time and finally have had to spend out on one :eek:

    A problem with the central heating/water system meant 2 bills totalling £420 and counting....

    And I bought a second car again :o:o With DS turning 16 next week, he'll have the runaround this time next year, so in effect, I've bought a year early. That's my excuse anyway :o. It is another 2 seater convertible - not a classic Alex ;). So a cost in extra insurance and road tax.

    I've joined the gym after realising that using the pool and exercise classes 3 times a week over the school holidays, it'd be 50% less cost to do, so that's added to the monthly outgoings a bit.

    Mortgage... considering I had alot of the summer off and the above additional spends, I only paid just a tad over minimum repayment at £700 - still, it's going down and now at £105,175. Must update sig!

    Work is thankfully nice and busy this month and into next. I've lists as long as my arms with less time at home and more time being sociable :)

    Still doing all the little things - Inbox £s, lots of P1necone £3s, Qmee has £1.84 in it and the change bucket yielded £46 which was banked.

    Bank account moving around is likely to happen with the Spanish Bank's interest rate drop...I'm looking!

    I've alot of diary catching up to do to see what's happening in everyone's worlds :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good to see you :wave:
    Glad all well in your world.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Thanks Beanie - and you.

    I will catch up on your thread, hope you're well :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Hello and welcome back :)

    Nice to hear everything's well in Ali Land ;) Had friends who had 2 cars, 1 for them and the kids, and 1 for themselves - no kids - a 2 seater convertable :rotfl: for date nights :D


    Agggggh :eek: to central heating saga. I still have my own saga ongoing :( Nice to hear from you :)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Glad to hear you've found love, Ali. :)

    You can't tell me you've bought a roadster and not tell me what it is? I'll have a guess at a BMW Z4? On the subject of roadsters, I bought an MGB today ... just like being 17 all over again. :D
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good to see you posting Ali. I've just done a switch to m&s but that was for the vouchers rather than the interest rate.

    Any extension progress?
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
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