Had a mortgage too long - it's going, going, gone!

Ali-OK

Becoming lazy at updating

Mortgage interest figure confirmed at £230.16 for July. Last July it was £362.49, a good reduction thanks to the 1% drop in rate.

Big part £92,225 stays at £199.05/£6.55 per day
Small part £14,415 reduces to £1.02 per day (down 6p on last month). Will be below £1 a day in August :j

I've closed the Floyds saver account that had £10 left in it and moved that to a 3% account.

£7.15 bills cashback arrived in 123 but need to offset the £5 fee - which hasn't been taken yet - little addition of £2.15 to the cause

Other financial bits and bobs:

- Checking FPL, Birthday Lotto and LP daily (up at £8.59)
- Qmee pot at 22p
- Inbox £s at £11.01

Got a discount on renewing sub for Mum and saved £2 there.

House insurance renewal arrived an increase of £25, shall be shopping around for that soon!

Similarly computer software renewal is in - often cheaper to buy from new again, will investigate.

Last acupuncture done today and neck/shoulders/back are feeling really good :j

Have chased up architect to find out how Building Regs are going... been in 7 weeks now.

CathT

Hi Ali, how are things going with building regs? We have ours back now and funds permitting we are just waiting on a start date from builder. Never thought we would be at this point!

Ali-OK

Creeps quietly back in...

Excellent news Cath on your build, I have no idea where mine is. Last I heard BR cleared queries date passed on 26th July and Architect sent replies on the 25th and went on holiday again!

August capital payment made on 28th July - £765, so small part is now down to £13,650 and total stands at £105,875. Couldn't help but do an OP!

Accounts interest and cashback in today too - £16.59 + £8.31 + £10.80 + £7.34 = £43.04.

House insurance I managed a nice saving there of £47 on last year - down at £96.36

Keeping on top of daily checks and LP is so close to payout at £9.86.

Working less over the school hols, but still reasonably busy and enjoying the lack of alarm clock

Have been dipping in and out of diaries, but mostly enjoying the sunshine and keeping on top of the outdoor jobs.

Better update my sig!

A_Frayed_Knot

Glad everything is well, not posting much myself as my eyes (i) and cays (k) are on a work to rule

Ali-OK

Hey AFK, tell 'em who's boss

My distraction...might be a man :eek: :j :rotfl:

in_need_of_direction

You can't say that and then no more. Do tell.

beanielou

Tell us more

A_Frayed_Knot

Ali-OK wrote: »

Hey AFK, tell 'em who's boss

My distraction...might be a man :eek: :j :rotfl:

Will do as soon as i get a new one


Awwww . . . .:happyhear :smileyhea :grinheart

AlexLK

Glad to hear all is well, you deserve a bit of happiness.

Ali-OK

in_need_of_direction wrote: »

You can't say that and then no more. Do tell.

:rotfl: Early days and on a MSE note, cheap so far!

Mortgage interest for August confirmed at £228.51, down £1.65 on last month or 5p a day.

Part 1 - £13,650 drops to £29.46 for the month, or 97p per day. Yay, under £1 :j

Part 2 - £92,225 stays at £199.05 or £6.55 per day.

T$B Reg Saver up at £2,750 with only next month to go. Looking forward to the interest there.

Savings are up at £11,785, all earning higher interest than the mortgage rate - at the moment! See what BoE does tomorrow.

P!necone - £9 to withdraw there
Qmee at 80p
FPL and Birthday Lotto being checked still
Few more points collected on LuckyPhone. Come on £10!

All the August birthdays sorted, soon to start on September - DS will be 16 :eek: How did that happen!! And school stuff too, never seen such a tatty blazer but he's insisting it'll last him until he finishes there next summer. It was big 5 years ago!