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Co-op £60 cashback via Quidco and £100 paid by Co-Op for switch

2456

Comments

  • keiran
    keiran Posts: 777 Forumite
    Part of the Furniture 500 Posts
    edited 20 October 2015 at 1:26AM
    I was hoping for an easy answer on how long to wait to get another incentive with the same bank, but of course, most will only entertain it once

    However, there may be opportunities with one or 2 banks which don't specifically state that a second incentive can't be obtained if the 2nd application is made after, say, a couple of years

    Opening donor accounts (with no incentives) is an easy process and I don't think I'll need any more for a while (thanks to my 15 Yorkshire accounts)
  • tg99
    tg99 Posts: 1,266 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Anyone who has used Topcashback and Quidco got any view on which is the most reliable for the Coop cashback offer as both now offering very similar payments (£42 for the former and £40 for the latter though the latter's web page indicate payment likely to be quicker)? Thks.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    I personally have been a Quidco fan since before Topcashback even existed, so over 10 years now. But realistically they're probably much of a muchness. Just make sure you delete your cookies before you start your "purchase" so you can be sure the tracking works.
  • HHarry
    HHarry Posts: 1,010 Forumite
    Part of the Furniture 500 Posts Name Dropper
    And don't expect it to be paid quickly. I'm around a month after the date they said I'd get the cashback, and I'm still waiting for the Retailer to make a decision.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I must have just missed this one. I've just done the £40 Quidco, and £100 switch incentive. Applied a few days ago, got an email yesterday to say accepted, and paperwork on the way. Will open it, get the incentives and switch away.

    Have just met all of TSB incentive criteria... just waiting on the incentive to be paid. Will probably keep that account for the 5% interest.
  • Lolly88
    Lolly88 Posts: 322 Forumite
    Tenth Anniversary Combo Breaker
    tg99 wrote: »
    Anyone who has used Topcashback and Quidco got any view on which is the most reliable for the Coop cashback offer as both now offering very similar payments (£42 for the former and £40 for the latter though the latter's web page indicate payment likely to be quicker)? Thks.

    I'd go for Topcashback, not only do they pay a bit more but they are also faster at paying. I've made several purchases with them and received my cashback promptly. Quidco on the otherhand are so slow....all my payments have been delayed. I'm still waiting on them to pay my Co-op cashback from August.
    Homeowner
    :j
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Still waiting for COOP to pay out from my May account opening.....


    It does say 6 months, fingers crossed for November pay out :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • tg99
    tg99 Posts: 1,266 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Interesting responses, thanks. I'm not an experienced user of either of these websites but looking at the 'stats' for the Coop deal it says for Quidco estimated payout 1 Dec whereas for TCB average is 21 weeks. Are these 'stats' generally reliable? I'm thinking I'd prefer to go with likely fastest paying one if materially different as safer to wait for cash to be received before switching away from Coop I think.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    TCB is 21 weeks I am still waiting for mine... will be a good bonus when it is payable ;-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • tg99
    tg99 Posts: 1,266 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Looks like decision has been made for me as TCB now showing only £15 whereas Quidco still £40.

    As an aside, I used TCB for first ever time a couple of days ago for the Nationwide offer and signed up for the TCB Plus account trial.......the £78 payment has successfully tracked and showing as pending. Does the 5% uplift that you receive as a Plus member get added at the end when it is payable or should it be showing the uplifted amount now (£82-83)?
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