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Battling Debt and Mental Illness — and (hopefully) Winning!

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  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    It sounds to me like you are doing things. But maybe you feel you aren't doing them quickly enough?
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Well, fingers crossed - and small steps. Having seen my DH literally housebound with anxiety I know how difficult it can be sometimes.
    Someone once told me that confidence is all an act anyway. I worked out that I didn't have any because I was too busy worrying that other people would reject me. It's taken me a long time to live a bit more and care a bit less about what others are concerned with.
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
    edited 9 September 2015 at 6:18AM
    Well, fingers crossed - and small steps. Having seen my DH literally housebound with anxiety I know how difficult it can be sometimes.
    Someone once told me that confidence is all an act anyway. I worked out that I didn't have any because I was too busy worrying that other people would reject me. It's taken me a long time to live a bit more and care a bit less about what others are concerned with.

    I totally agree

    People that mind dont matter. And people that matter dont mind :)
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Thank you folks :) It feels great to have your support. I need to appreciate how much my anxiety has improved — I was also housebound at its worst points — and to be easier on myself.

    Bob — perhaps a bit of both not doing enough and not doing things quickly enough! I suppose any action is progress and I'm doing *something* to improve my situation at least every few days, so it could be worse, but I did b****r-all on Monday except blog! I have so much I should be getting on with and it's frustrating when I let myself down.

    I feel much better today though :D The appointment went well and the counsellor gave me some great advice. She taught me a technique that should help me get more done: I need to separate m work into:
    1. Generating ideas
    2. Planning how to implement those ideas
    3. Critiquing those plans
    Hitherto, I have tended to criticise the ideas and myself more than anything. Even when I've tried to plan, I criticise them as I'm thinking of plans. That has to stop.

    My next appointment with the counsellor is in 3 weeks. I want to make some real progress before then. In some ways, the main limits put on me are from myself — while I can't control whether anyone gives me work/accepts my work, I can certainly submit work and pitches a LOT more. I need to put my business head on during non-creative tasks, like submitting, so that I don't get caught up in self-doubt.

    So, I've got to get on with making plans... ;)

    Added £8 to savings pot today :j It's mileage expenses from Working Links, but I pay for petrol from my bank account to my mum (who owns the car) at the end of each month. It's handy to have some cash though :)
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hello

    It sounds like the councelling session went really well. Glad to hear that.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Thanks Bob :) It's definitely given me a lot to think about! Having another appointment lined up helps, too. I want to be further along my "path" by then, so that I can get advice for the next stage — if that makes sense. I don't want to go back to the counsellor with the same problems because I haven't worked through them and applied her advice.
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • Grrrrrr! :mad: The Client has really messed me around today, first cancelling an assignment I had already completed one article for, then saying I could submit the one I did and leave the others, then asking for all three articles, then saying I could submit just one after I complained about how I'm being treated.... Can't wait to get some clients who actually pay decent money so I can ditch this one. They are getting a b****y good deal, paying me $2 an article and are taking the p***

    On the bright side, I have started the intro for my ebook! Hope to get it drafted by Monday and then edited ready to publish on Friday. I also want to make some plans re freelancing this afternoon, putting what the counsellor said into action.
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • Wow! Wow wow wow! I got an email from a woman I previously did some pro bono work for (it's a nonprofit organisation): they are looking for a someone to edit down information in a report, add in some interesting stuff and phots and produce a leaflet. I have an interview with her and the chief officer next Thursday, which is a little scary but VERY exciting! The project is right up my street and they are willing to pay up to £300. So please wish me luck :)

    Amazing how quickly a day can go from s*** to fabulous, isn't it?
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • Wonderful, wonderful, wonderful news....Good luck :j
  • :)Good luck aba:)

    Its so what you need
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
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