The Absolutely Awesome August 'Silly Season' Holiday NSD Challenge!

marmiterulesok

Well done to:Gem-gem
DFF
zenshi
*snow*white*
Nargle
freeby
and marmite for grabbing nsd#1 and stuffing it into the clean and shiny (thanks Igor) cauldron! :money: :cool:

zenshi

Hmm, maybe I'm too hard on myself! For me a spend is anything other than a DD

marmiterulesok

zenshi wrote: »

Hmm, maybe I'm too hard on myself! For me a spend is anything other than a DD

Well,I have a huge problem with impulse shopping,though I'm 98% better than what I once was.Stopping window shopping,only going out with cash and avoiding the town centre have all helped me to spend less and avoid temptation.
Since my LBM in 2009 I divide my money into budgets and,for the most part,manage to stay within them.I'm talking about over thirty individuals budgets,from the leccy bill,presents,holidays and new mattress fund to my support stockings and printer cartridge fund.

DDs,rent,addditional pension payments and all other bills are essential spends IMH and don't count.
It's not as if I don't have to spend this money.The money for all these essential spends is budgeted for anyway.These are the first things that get sorted once I'm paid.Do you see what I mean?

I have a weekly grocery budget,which is cash in hand.You can't not eat,so why include it as a spend?It's not as if you have a choice after all.As long as I don't go over budget,it's ok.

Then there's other essential spends that I don't count: prescriptions,daily travelling (I've got a yearly travel card so the spend is counted once in the year when I renew it),swimming (again yearly subscription) and something else,but I can't remember what it is.

It's what you're happy with that's important.The rules are up to you and it's flexible too.What's not to love? :money:

So have a think about it.As long as you're happy with your rules,it's allowed.

Nargleblast

freebyfifty wrote: »

Well, Nargle, it's funny you should say all that ^^^^

becaaaaauuuuuuuuzzzzzzzzzzahhhhh

I have a lovely crispy £10 note in my purse.

This is my treat fund.


And in the interest of today being an NSD I've blagged Sunday dinner at my mum and dad's :j:j:j

That's my girl!

jodles16

Hello! Sorry Im late through the door!

Normal 20NSD aim please!

Have clocked up 1/20NSDs so far! My favourite dress company had a sale on yesterday so I had to buy the dress I have been eyeing up since June! Saved £11 as well!

Happy August all!

Jodles

stripeyjumpergirl

NSD 1 for me today:)

Itsa_Longshot

marmiterulesok wrote: »

Welcome to the challenge Itsa Longshot! :wave:
I hope that you enjoy yourself.
Tea?

Ewww, no thanks, horrid stuff! :rotfl:

First NSD of the month for me, 19 to go!

Westie983

HI I'm back again can I pledge for 20/31 this month please :-)

donna_dynamo

NSD 1today. Got some of DD1school uniform £110 spent and still need skirts,shoes and trainers. Good job DD2 uniform i can get from supermarkets.

scotmumof3

marmiterulesok wrote: »

Note to self:must be on best behaviour and remember to buy toilet roll,as scotmum has used it all up again.

I think it was one too much of Igors pilchard cocktails
Here I am fashionably late with NSD #1 yesterday.
Not a NSD today as DH and I went for a wee trip and had a cup of tea and a scone in a nice cafe in Culross.
I am on best behavior this month so am hoping to smash my targets
Welcome to all the Newbies :hello: BE afraid, Be very afraid , but only of Igors cocktails :rotfl: