I WILL get there!!

crunch_time

How exciting!!! Xx

lauradora

Happy new year xx

Getting closer and closer now :T:T

abba1772

kirtsypoos wrote: »

It's getting ridiculous Abba - I feel like such a hypochondriac but they keep telling me I need to be checked regularly, especially now with the diabetes :cool:

Fingers crossed for no more problems now! 10 weeks to go if I go full term but if they induce me early it will only be 8-9 weeks :eek:

You're not a hypochondriac at all you're just experiencing some awful things with this pregnancy and I really feel for you xx

kirtsypoos

Appointment with consultant done and I'm now on 2 tablets a day to see what that does for my sugar levels - if no change in a week I'm to double the dose which is the max I will be able to take - if that doesn't work we will be looking at self injecting insulin :eek: I'm such a baby with needles, the finger pricking is bad enough!

Hope the tablets do the trick!!

sashybo

That's a bit rubbish about the KIT days Kirsty, if I were you I wouldn't be taking work phone calls when on mat leave. If they're not willing to give you KIT days/pay you for your time, why should you be doing unpaid work for them? I know it's easier said than done but you will have other priorities than work - especially unpaid!

Hope your tablets work, I don't think I could self-inject either, I faint a lot of the time with needles. I don't mind looking at them, I just don't want them in my arm or whatever. :eek: Strangely enough they didn't bother me much whilst pregnant though.

kirtsypoos

It's definitely crossed my mind sashy, but the powers that be can be very difficult and like to blame someone :cool:, if I don't answer that person will be me and I don't want issues when I'm coming back. It shouldn't be a regular occurrence, more that if there is a password I've forgotten to write down that they need they can text me... I hope! If it starts getting out of hand they already know I will stop answering unless they agree to extra maternity pay (and that will never happen!!)

I'm really not the best with needles normally. I can inject others with no problem, I just don't like it when I'm being stabbed :rotfl: apparently they can do a pen type injector thing so I won't have to watch the needle going in. We shall see how this week goes, if my numbers start coming down I'm hopeful that even if I do end up on insulin, it will be nearer the end of the pregnancy so at least that means less injections.

Had some money paid back to me that I wasn't expecting last night so have done a little PAD off my spendy CC as there may be some baby bits on there that will be paid off with tomorrows pay again, money is in savings but while I'm not being charged interest I would rather earn interest in the bank, however little that might be!

Have also been given a tip for trading if I wanted to try it, so am going to do some reading about it over the weekend - it would be a massive help to be able to make a bit extra while I'm off, and may even give me more options for extending mat leave. I can only dream right?!

30 weeks today :j I'm doing some reduced hours at work this week as the Doctor wanted to sign me off but I really can't afford that at the moment so am compromising by taking some holiday spread out over this week to make up to the hours I'll be leaving early. First day of it was yesterday. Was due to leave at 12PM. I got out at 3PM as I was doing TNAs and didn't notice the time...got home, fell asleep on the sofa and missed a Doctors appt am going to try again today and hope it's more successful...wish me luck! xx

abba1772

Set an alarm on your phone so you get out of work on time xx

kirtsypoos

Success! I managed to get out in time for my Doctors appt and had a nice lunch at home which was good for my sugars so that's a bonus.

Currently feeling very chilled and will be off to fold laundry then have a relaxing bath to try and ease the backache xx

kirtsypoos

Payday today so have made a quick PAD to spendy CC and another mortgage op it's times like this when I am quite glad OH doesn't have access to the mortgage online banking as he would tell me to spend my personal spends on me....but I am! It's just on future me instead of me now.

Plus, I wanted the balance below 160k but it being £159,999.99 was messing with my slightly OCD tendencies so needed to be rectified :cool:

Last unofficial half day today, back at work full days from next week until 5th Feb when my official half days kick in, seems so far away when I think about doing 8 hour days but I'm sure it will fly by....I hope!

New tablets are wreaking havoc on my digestive system and causing some very painful cramps which I'm trying to ignore as I know it's tablet related and donut is kicking away so I know they aren't affecting him, it's just difficult not to worry about any pain in that area.

Counting down the days until the final DD comes out for OHs CC - I can't wait!!! I will then be officially debt free from my original debt, even though I will have new joint debt to add in and get started on next, like the car loan....that's an affordable monthly payment even with maternity leave so I'm not stressing about it, but still making OPs whenever I can spare a bit of $ - it's a zopa loan so not OP penalty

Hope everyone is looking forward to the weekend xx

kirtsypoos

Another thing which has been on my mind lately is that I seem to have become a bit of a money hoarder

I have amounts in different places and I feel quite panicky if I have to use any of it. I've never really documented what is where so I'm going to do so below in the hope it will convince me I am actually doing ok...

• Paypal - £70 (from ebay sales)
• Scottish friendly (apprx £300 - it's an ISA and the value goes up or down - I put £20 per month in, this has been a pot of 'forget about it' money as it's in there for 5 years or I have to pay a penalty to remove it - I am hoping this will be a nice forgotten bonus in a couple of years...
• Joint Savings - £1120 - this increases monthly and is our EF at the moment, although it is also the go to account for things such as new lightbulbs etc.
• My EF - £1112 - this won't be increasing anytime soon due to mat leave but I am hoping it will provide me with a buffer should I need it
• NZ savings - £1750 in a FD regular saver until May - technically this isn't 'our' money as we are yet to pay off the 0% CC which we booked our flights etc on - until May this is scheduled to come out of our normal joint house account so we can try and keep as much of this in savings as possible, but it won't be a huge amount!
• Baby - £200 in account for donut. I usually do my tilly tidies into here
• Cash emergencies - £300 - this is the amount I keep in the house/on me for things like window cleaner/quick drink at the pub. This is the one which causes me the most upset to spend. I like knowing I have cash available. It causes panic when I don't have cash in the house. I'm not sure how I can get round this though - I think it's an overhang from when I first started paying off my debts and I had no cash, no EF and only CCs to rely on if something happened - I'm petrified of ever getting back to that
• Patio - £1352 - this is savings for the patio to be done in our back garden - hopefully this year as I'd like an outside space for donut to use once he is old enough to be out and about a bit

£5904 (although really £4154 because of the NZ money still being owed to a CC)

All this is on my mind recently because I'm so worried about how to teach donut to be responsible with money. My parents are terrible with money. Always have been, always will be - my grandparents (moms side) are the exact opposite. Her motto is neither a borrower nor lender be. They have never owed anyone anything except for their mortgages and she would be horrified if I ever told her the full story of the situation I got myself into.

I would like to be more like my grandparents than parents, but equally I want to enjoy my life and my grandparents, although absolutely lovely, are extremely judgmental people - especially about other peoples money matters and I can feel myself being the same when I lecture my close family on their spending or credit habits.

Has anyone else felt like they have moved from one extreme to another and annoy people with constant financial advice? I don't know how to stop it - I don't want to see any of my loved ones end up in the situation I did

Sorry for my rambling, I've just been getting very worried about how to teach him to be financially responsible without making him scared to spend a penny! I hope some of this makes sense because it kind of just spilled out of my head all at once