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60 soon what can I expect?

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  • zygurat789
    zygurat789 Posts: 4,263 Forumite
    Part of the Furniture Combo Breaker
    HOWMUCH wrote: »
    I will be drawing on my NHS pension at the end of September, I was 60 last month but have to wait until July 2016 to get my state pension. I should be able to manage but if not I will get a part time job after working full time for 45 years and 2 months. Oh and I received the bowel screening kit in the post today. I got my B&Q discount card and I also have mobility travel card, so get free bus travel.
    I guess we are the lucky ones Katejo

    The lucky ones of our generation are those who have final salary pension schemes, particularly those from the government, utilities or large public companies.
    The only thing that is constant is change.
  • jem16
    jem16 Posts: 19,621 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 August 2015 at 10:55AM
    Gers wrote: »
    :rotfl::rotfl: No, of course not. It was the first thing I found that explained the differences between the Pension Act 1995 and the onrush and fast changes brought in seven years later.

    The Pension Act of 1995 brought women's pension age from 60 to 65 starting from 2010. The 2011 changes saw the increase from age 65 to age 66/67 depending on your age.
    Under the 'original' rules I would have received my SP in 2014 which meant I would have been lucky enough to miss the changes. 2011 made the huge difference, I would have been unaffected by the 1995 rules and so not prepared as you suggested.

    I think you're getting a bit mixed up. With a February 1954 birthdate you were always going to be affected by the 1995 changes as you were never going to have a state pension age of 60 and were due to get your state pension in January 2018. This had started from 2010 before the 2011 changes ( which saw the increase accelerated for women )were announced. This timetable might help clarify it.

    http://www.web40571.clarahost.co.uk/statepensionage/SPA_history.htm

    Being born in February 1954, the 1995 changes meant you were going to reach state pension age at just under 64. The 2011 changes upped your state pension age to 66 but after many complaints that it was unfair to some women it was changed slightly so that no-one had to wait more than an extra 18 months.

    So from 1995 you should have been aware that your state pension age would not be 60 but just under 64 and from 2011/12 it's been around 65 and 4 months. For you it looks like you're affected by that extra 18 months.
  • Happychappy
    Happychappy Posts: 2,937 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Could I get a mobility type bus pass due to insomnia, acne, agoraphobia, liking of burgers and chips?

    I have been practising for my medical, and have the oohs and ahhhs coming on a treat, already started to convince the quack about the need for a blue badge, then I can park at Ikea and walk the three miles around the store, just like my other blue badge colleagues do, so just a bit more work required and then I can proudly take my place on contestants row at Weatherspoons and watch the Pillocks still in the rat race scurry off to work, turning 60 has opened a new outlook on life, Can't wait till I'm 66 !
  • HOWMUCH
    HOWMUCH Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts
    Could I get a mobility type bus pass due to insomnia, acne, agoraphobia, liking of burgers and chips?

    I have been practising for my medical, and have the oohs and ahhhs coming on a treat, already started to convince the quack about the need for a blue badge, then I can park at Ikea and walk the three miles around the store, just like my other blue badge colleagues do, so just a bit more work required and then I can proudly take my place on contestants row at Weatherspoons and watch the Pillocks still in the rat race scurry off to work, turning 60 has opened a new outlook on life, Can't wait till I'm 66 !

    I have had my mobility bus pass almost 15 months as I was found in a diabetic coma in November 2013 and had to surrender my driving licence. I am still trying to get my licence reinstated, I do not have a blue badge, I do not have to do oohs and ahhs for any medical as I returned to my full time job even with cognitive impairment from the coma.
    Why pay full price when you may get it YS ;)
  • DFChamp
    DFChamp Posts: 15 Forumite
    HOWMUCH wrote: »
    I have had my mobility bus pass almost 15 months as I was found in a diabetic coma in November 2013 and had to surrender my driving licence. I am still trying to get my licence reinstated, I do not have a blue badge, I do not have to do oohs and ahhs for any medical as I returned to my full time job even with cognitive impairment from the coma.

    Well said
    :T
  • giraffe69
    giraffe69 Posts: 3,604 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    A great benefit is the Senior Railcard - you can get significant savings on rail travel and its definitely worth getting. £30 per year

    or £70 for 3 years.
  • PennyForThem_2
    PennyForThem_2 Posts: 1,036 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Specsavers 25% discount and B&Q card for 10% discount on Wednesday.
  • HOW MUCH
    Are you sure you will get state pension next year?
    I was 60 in June 2014, also retired from NHS and I don't get my state pension until I'm 3 months off 66.
  • jem16
    jem16 Posts: 19,621 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HOW MUCH
    Are you sure you will get state pension next year?
    I was 60 in June 2014, also retired from NHS and I don't get my state pension until I'm 3 months off 66.

    You're correct.

    Female born 1st July 1955 won't get their state pension till 1st July 2021 at age 66.
  • HOWMUCH
    HOWMUCH Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts
    edited 13 August 2015 at 10:26PM
    Thanks for point out my typo with the year, which I've now corrected. I am aware that I will be 66 with the 2 changes made by the DWP. As I pointed out to Annabel14 who is also a July birthday and now 60.
    Why pay full price when you may get it YS ;)
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