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Online Car Insurance

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  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Mishy wrote: »
    I have only been driving for just over 3 years. I have had one crash in bad weather (car was a right-off) by using different comparison sites I got my insurance down from £540 to £299.

    Yes, you found the cheapest quote from the people who paid them to advertise (paid on sales).

    So the comparison site took a chunk of the money you paid to the insurer. You could possibly (not in all cases) have paid less and not given your cash to a middle man.

    I'm not having a go at anyone who wishes to use them, but must point out that they only refer you to those who pay them, leaving all the others out.
  • Mishy
    Mishy Posts: 282 Forumite
    I was quoted £299 with the AA on the comparison site. When I went to their website they said it would be £340 for the same policy.
    Please Thank Me

    Thank You
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Won't be the same, different length of time, different excess etc.
  • Foxette
    Foxette Posts: 8 Forumite
    I did this exercise yesterday on compare.com as I'm up for renewal at the end of the month. I still found my current provider Norwich Union Direct cheaper by far, with breakdown cover. A £37.00 difference (confusing)
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    must admit im with swiftcover.com and they are really really cheap and never had any issues with them at all :)
    Savings Total so far for 2023: £8,062.58
  • Hapless_2
    Hapless_2 Posts: 2,619 Forumite
    we tried confused.com etc, but in the end went with direct line, we got a better deal and lower excess. Direct line does not give quotes to online comparison sites.
    The "Bloodlust" Clique - Morally equal to all. Member 10
    grocery challenge...Budget £420

    Wk 1 £27.10
    Wk 2 £78.06
    Wk 3 £163.06
    Wk 4
  • phill79
    phill79 Posts: 494 Forumite
    James240 wrote: »
    must admit im with swiftcover.com and they are really really cheap and never had any issues with them at all :)


    but absolutely useless when it comes to getting their money back from the 3rd party insurers even when 3rd party insurer admitted liability. Into my 3rd month and still waiting.
  • phill79 wrote: »
    but absolutely useless when it comes to getting their money back from the 3rd party insurers even when 3rd party insurer admitted liability. Into my 3rd month and still waiting.

    Indeed. I paid the higher excess in order to keep my premium low. Someone drove into me and I'm getting very little help from them. Wouldn't use them again.
  • Glad
    Glad Posts: 18,942 Senior Ambassador
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Hi, Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere(please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [EMAIL="abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/EMAIL].
    I am a Senior Forum Ambassador and I support the Forum Team on the Wales, Small Biz MoneySaving, In My Home (includes DIY) MoneySaving, and Old style MoneySaving boards. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
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